Skip to main content
New Customers | Existing customers
Save money with Specialist Insurance

High-Performance Car Insurance

For high-performance car insurance that’s tailored to your needs and budget, get a quote from us. As a specialist insurance broker, we’re able to cover you where others cannot.

 

Existing customers please call:
Trustpilot

Get a High-Performance Car Insurance Quote

Why choose Adrian Flux for performance car insurance?

While other providers might consider you a higher risk simply for owning a performance car, we view you a little differently. That’s why we’re able to offer affordable cover, with policies tailored to suit your needs. Optional extras include:

Two performance cars parked next to each other
Two performance cars parked next to each other
Close-up of back of performance car

Why do I need specialist insurance for a performance car?

There are a number of reasons you might need specialist cover if you own a performance car. As they’re generally faster and more powerful than most vehicles, performance cars are often considered a higher risk, meaning you could face higher premiums from more general providers.

As a specialist insurance broker, we’re better equipped at finding affordable cover for your vehicle. This is because we treat performance car owners a little differently. We know that if you’ve decided to get a fast car, which is generally more expensive to buy and run than most other vehicles, chances are you’re a car enthusiast and will treat your vehicle with the care and attention it deserves.

On top of this, specialist insurance usually includes optional extras which help cover your vehicle for what it’s actually worth. For instance, we’re able to include extras such as like-for-like cover on modifications and agreed value insurance.

Close-up of back of performance car

Get a High-Performance Car Insurance Quote

What counts as a performance car?

Performance car definitions vary depending on the insurer and the organisation. For the most part, your car might be considered a sports or performance car if your vehicle has one or some of the following features:

  • Larger engine: a bigger engine means more power.
  • Lighter, aerodynamic body: this isn’t just for looks! It helps a car reach higher speeds.
  • Faster speeds: if your car can go from zero to 60mph in three seconds, chances are it’s a performance car.
  • Lower suspension: this reduces wind drag on cars, which enhances speed.
Illustration of performance car with person standing in front
Illustration of performance car with person standing in front
Close-up of yellow car

Why is insurance so expensive on performance cars?

Performance cars are generally found in higher insurance groups. This is usually because of the following:

  • Most performance cars have bigger engines than average cars.
  • Increased risk of thieves targeting your car.
  • Replacement parts are more difficult to get a hold of so are pricier for performance cars.
Close-up of yellow car

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

How can I save money on my performance car insurance premiums?

performance-car-insurance

Join an owners’ club or forum: you could get up to 15% off your quote if you’re a member as it tells us you’re passionate about cars.

performance-car-insurance

Keep your car in a secure place: a garage is best for this purpose as it helps prevent your vehicle from being targeted by thieves or vandals.

performance-car-insurance

Reduce your mileage: if you have another car you use as your daily driver and you only do a couple of thousand miles in your car each year, let us know.

performance-car-insurance

Experience driving performance cars? Let us know as this can help reduce your quote.

performance-car-insurance

Special discounted schemes for Audi, BMW, Porsche, TVR and other organisation such as Pistonheads.

performance-car-insurance

Advanced driving qualifications: advanced driving qualifications such as PassPlus and IAM can reduce your premiums.

If you’re a young driver and you’ve bought a performance car, we know that you’re likely to be a car enthusiast. Whether you own a Toyota Supra, a Porsche 911, or a Subaru BRZ, our unique view of young performance car owners means we’re better equipped than most at getting you affordable cover on your vehicle.

We always aim to beat any quote you’ve received, and our relationships with over 30 insurers often allow us to get you deals you wouldn’t find elsewhere.

We offer temporary car insurance in most situations. For more information, speak to one of our experts by calling us on 0800 369 8590 or get a callback at a time that suits you.

Adrian Flux was a disabled driver himself with a passion for kit cars and mods, so this is something we hold close to our hearts. As such, we offer performance car insurance for disabled drivers even if you’ve modified the vehicle to your needs – or even if you simply wanted to make alterations to your vehicle!

Let us know which modifications you’ve made when you speak with us and we’ll work with our underwriters to get you a quote.

Get a High-Performance Car Insurance Quote