I am a named driver on my dad’s car. it’s his registered, not mine, so it’s not breaking the law.
We are with Direct Line. Despite what people “may” think they are cheaper and the no-claims is transferable. You get it when you start with them but then a year later you can take it with you. People around me have done this. It’s the only way.

Of course, other insurers arn’t gonna like it but hey, what would you do if you were young in this day and age?
As for mods, why does everyone think younger drivers mod thier cars?

Jus thought I’d post this to clarify a few things.