Insurance Claims Question - what do you think?

Here's one for those of you sitting insurance exams...

Is this situation covered on the truck insurance, home insurance, breakdown policy or the bridge owners' public liability?





They'll probably leave it there, where an estate agent will describe it as

"a charming bungalow in a unique location, river views, good road access"

Makes me glad that people don't generally try delivering fully assembled houses on trucks in this country.