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Accidents and Claims FAQs
Should I expect my premium to rise if I reported an accident to my Insurance Company in which I was not found at fault?
While an accident is pending, even if it appears not to be your fault, your Insurance Company will initially classify it as a fault incident. This means that your no claims bonus, and in turn your premium, may be affected. A 'fault' incident will in the majority of cases increase your premium even if your no claims bonus is unaffected. If the accident is settled in your favour and you are not at fault, your Insurer may still increase the premium.
