If you take your vehicle off road you can either cancel your policy, continue with the insurance or we can offer a laid up policy. A laid up policy covers the vehicle whilst it is kept off the road in a garage at your home address. When the vehicle is ready to go back on the road the cover can then be changed to include road use under the policy on most policies. The laid up policy does depend on the insurer you are currently insured with, therefore if you are with an insurer that does not offer this benefit, you would need to cancel your existing policy and begin a new annual policy with laid up cover.