Foreign No Claims Bonus (NCB) Insurance
If you’ve recently moved to the UK or you’re an expat returning from abroad and you’ve built up a no claims bonus (NCB) in a different country, we can help. We recognise foreign NCB and can provide a quote that reflects your safe driving overseas.
We accept foreign NCB from all countries
We can offer foreign no claims discounts for drivers from all countries in the EU and beyond, including:
- American no claims
- French no claim bonus (malus/bonus)
- German no claims discount (schadenfreiheitsrabatt)
- Spanish NCB (prima de no reclamacion)
- Japanese NCD
Flexible cover to suit your needs
If you have accumulated a foreign no claims bonus or your UK bonus has lapsed, make sure you get a quote from us. Whether you’ve been working in Dubai, returned from retirement to Spain, or are working in or immigrating to the UK, we can offer you a policy that takes your overseas no claims insurance discount into account.
We offer discounts for foreign no claims bonus entitlement, accept valid overseas and international licences, and can also provide cover for any left-hand drive imports you’ve brought into the UK. Add this to our great customer service and we’re sure we can help you get cover at a price that more accurately reflects your driving history.
Why choose Adrian Flux for foreign NCB insurance?
All our best extra benefits are available to expats and foreigners settling in the UK, so whether you need cover for your classic car, 4×4 or performance vehicle, we can help. Let us know if you want to add any of the following benefits to your policy, or if any apply to you:
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Cover for cars re-registered in the UK
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Left-hand drive car insurance and imported car insurance available
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Members of owners clubs and forums benefit from discounts of up to 15%
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Agreed value cover available on classic, cherished and modified cars
What is a no claims bonus?
NCB, or no claims bonus, is a discount offered by insurance companies if you haven’t made a claim during the term of your insurance. This is usually built up annually. In general, the more years you’ve been driving without making a claim, the more your insurance premium comes down.
Most countries have some form of NCB.
I’m an expat returning to the UK and my NCB has expired. Can it still be recognised?
Your NCB is usually only valid for two years, after which it expires. However, we’re one of very few insurance companies that offer expired NCB insurance.
Can I use my UK car insurance to travel to other countries?
All our policies come with 90 days’ EU cover as standard, and we can cover longer trips and other areas of the world too.
Am I able to get car insurance as a non-UK resident without having built up an NCB?
Yes, we offer car insurance to non-UK residents. We also accept international and EU driving licences.
Extra Benefits
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Agreed Value
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Breakdown
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Keycare
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Track Days
