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Classic Mini Insurance & BMW Mini Insurance

Get Cheaper Mini Insurance

mini_insurance A car as special as your Mini deserves a special kind of mini insurance policy. That's where Adrian Flux can help. With over 30 years experience in arranging insurance for every kind of car imaginable – and some you probably couldn't imagine – we will tailor a policy as individual as your car. We know that owners of Minis are not like other motorists and the cover we arrange takes this into account.

We can cover everything from a classic 1959 original Morris Mini Minor, right through to the latest BMW Mini Cooper S Works and our experience and expertise in insuring Minis over a number of years speaks for itself:

We were the pioneers of limited mileage policies, giving Mini owners comprehensive insurance at a fraction of the previous cost.
We offer agreed value cover.
Modified and customised Minis are a speciality, as are Mini-based kits.
Members of most Owners Clubs and forums can also benefit from discounts of up to 15%.
Mini Cooper Insurance & Mini Cooper S Insurance. Chili packs, Cooper Works packs etc. all covered like for like.

We offer flexible and competitive Mini car insurance quotes for all circumstances, sourcing the best available scheme from amongst the many offered by our panel of over 40 insurers. Why waste your time ringing round dozens of companies when we can do it for you? If you do ring round, come to us last – we will do our very best to beat the cheapest Mini insurance quote you get.*

Sample Mini Insurance Quotes

Austin Mini
£338 TPFT
Male, 20, RG14, 5,000 miles/year, 3 Years NCB, Agreed Value

Rover Mini
£160 fully comp
Female 41 & Spouse, EX4, Zero NCB, Agreed Value

Austin Mini
£475 fully comp
Engine bored to 1330cc, Male 24 & Named Driver, EX4, Zero NCB, Agreed Value

Mini Insurance

We can arrange great value insurance cover for your Mini whether your car is a classic Austin Mini, Rover Mini Cooper S or even a brand new MINI One or Clubman.

Whether you bought your Mini as a first car, to take part in the exciting life of the Mini community, or simply a fun runabout, we understand the particular needs that Mini owners have from an insurance policy. That's why we offer:

Agreed value cover – many insurers will only pay out the 'market value' of your Mini if you suffer a total loss — absolutely gutting if you've spent thousands bringing it up to mint condition. We can assess your Mini and agree cover for its true value, so you won't get a nasty surprise if you need to make a claim, in many cases we can do this over the phone.
Limited Mileage discounts – the fewer miles you drive, the more you can save, from as little as 1,500 miles.

Protected No Claims Discount – can be arranged.

Track Day / Rally cover – can be arranged on application, depending on the policy taken.

Owner's Club Discounts – If you belong to a recognised Mini owners club or enthusiasts' forum, you will receive a discount of up to 15%, depending on the policy taken.

Modified Minis – Almost all modifications can be covered on a like for like basis.

Our staff are all highly trained underwriters and will calculate your premium individually, using their expert knowledge of the many classic mini insurance schemes on offer. When you call us you will be speaking to a knowledgeable enthusiast, based in the UK, not a 'computer monkey' in a foreign call centre.

Quicker & Cheaper Mini insurance rates by phone — complete the call me form during office hours (9am to 7 pm Monday to Friday & 9am to 4pm Saturday) for an immediate, no-obligation Mini Insurance quote.

* On a like for like basis, subject to normal underwriting acceptance.
** Sample quotes are for comprehensive premiums for a male driver with a clean license and full No Claims Bonus (unless stated otherwise) and limited mileage where stated. These illustrative quotes, valid as at 12/07/2006, are provided for information only and do not form the basis of any contract or tender.

Some of the many Mini variants we can cover include:

Austin Mini, Rover Mini, BMW MINI One, MG Mini, Mini Cooper, Mini Cooper S, Mini Mayfair, Mini Clubman, Mini Traveller, Mini Countryman, BMC Mini, Mini Pickup, Mini Moke, Mini Estate, Mini Van, Morris Mini Minor, Austin Se7en, Austin Seven, Austin 7, Austin 850, Morris 850, Austin Partner, Morris Mascot, Wolseley Hornet, Riley Elf, Mini 1275GT, Leyland Mini, Mini Cabrio, Innocenti Mini, Authi Mini.

This list is not exhaustive, even if your car is not listed here we can probably cover it — in particular we have special schemes for Kit Car Insurance , Classic Car Insurance, Current Standard Car Insurance, Import Car Insurance , Modified Car Insurance and 4x4 vehicle Insurance.