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Modified Car Insurance

Cheaper Modified Car Insurance

If you drive a modded car, you'll know how hard it can be to find a modified car insurance company that will cover you. And if you are a younger driver too, then you'll have the insurers rubbing their grubby hands with glee when they hear your age.

And if you drive something with a bit of poke, you can bet they're breaking out the bubbly in celebration of the massive wodge of your cash they're about to get their grasping fingers on.

And because you've had the nerve to spend your hard-earned money on making your modified car the envy of your manor - or at least made a start on it - you've probably heard them suppressing their sniggers as they tell you that they won't cover your modifications, and will only give you the 'market value' of the standard car if some muppet writes off your pride and joy. What a rip off!

Sample Quotes

Vauxhall Vectra SRi
£300 fully comp
Alloys, Interior Valances, Lights, Exhaust, Air Filter, Male, 40, EX2, 2 SP30 convictions, 6 Years NCB Protected

Vauxhall Corsa Sport 1.6
£965 TPFT
Alloys, Exhaust, Lowered, Male, 19, DN17, 1 Year NCB, 1 fault accident

Vauxhall Corsa SRi
£828 TPFT
2l Calibra 16V Engine, Alloys, Lowered, Tints, Exhaust, Roll Cage, Male, 20, CA5, 3 Years NCB

Well, here at Adrian Flux, we agree. When you ring us, you can be sure that we'll pull out all the stops to get you the best modified car insurance deal.

We know that the other insurers have got the modified community all wrong, because drivers who love their cars as much as you do, take extra special care of them – and that means you're less likely to make a claim.

We also know that, given the choice, thieves prefer to take inconspicuous cars like your dad's dark saloon, rather than a blinged up hatchback decked out in lime green with gold sparkle.

And because we know all this we can give you a cheaper modified car insurance quote.

What's more, when you call us, you won't get a clueless computer monkey - you'll be speaking to a knowledgable car enthusiast, fully clued up on all the latest gear and mods!

Save Money on Modified Car Insurance

modified ford insurance Our modified car insurance policies are already amazingly cheap, but you could save yourself even more money if you follow our simple tips for getting the best possible premiums. For younger drivers that will mean a saving of hundreds, or even thousands of pounds.

Will you only drive a few thousand miles a year? Tell us, so we can get you onto a limited mileage policy. We also have special show car insurance policies.

If you've passed your test recently, get yourself a PassPlus, IAM or Max Driver qualification and we can knock 25% - usually hundreds of pounds for teenaged drivers - or even more off your premium. All of these schemes give the novice driver additional skills. The Max Driver scheme (set up by Adrian Flux in association with Max Power magazine and the Institute of Advanced Motoring) has been shown to vastly reduce the likelihood of accidents involving drivers who have taken it. And that means cheaper insurance.

Declare all your mods. Make sure you tell us about all modifications to your vehicle, even if they don't enhance performance. Some mods might even reduce your premium. Most importantly, you will also get like-for-like cover on all your upgrades, so you won't have to fork out again if you need to make a claim.

Don't forget to tell us about your top-spec ICE system if it's non-standard!

Spent thousands bringing your ride up to scratch? We can assess your car and agree cover for its true value, so you won't get a nasty surprise if you need to make a claim. We can even offer agreed valuation over the phone in many cases.

Are you in an modified car owners club or online forum? If not consider joining one. People who are enthusiastic about their modified ride and learn all they can about it will take better care of it, which is why you could get an extra discount of up to 15%.

Do you go on rallys or meets? Track day cover can be arranged as needed on many policies.

Keep your car garaged if you can, and install the best alarm system you can afford and you'll pay less.

Even if your car is not particularly out of the ordinary, our brokers can still save you money. Because our staff are used to finding policy to suit unusual and even completely unique cars and motorbikes, they know which insurers offer the best policies and at prices to suit almost any budget.

We don't believe in a one-size-fits-all policy, that's why all our policies are designed to suit each customer's individual needs. We offer flexible and competitive quotes for all circumstances, sourcing the best available scheme from amongst the many offered by our panel of over 40 insurers. Why waste your time ringing round dozens of companies when we can do it for you? If you do ring round, come to us last – we will do our very best to beat the cheapest modified car insurance quote you get.*

Quicker & Cheaper modified car insurance rates by phone – complete the call me form during office hours (9am to 7 pm Monday to Friday & 9am to 4pm Saturday) for an immediate, no-obligation modified car insurance quote.

* On a like for like basis, subject to normal underwriting acceptance.
** Sample quotes are for premiums as stated covering drivers with a clean license and full No Claims Bonus (unless stated otherwise). These illustrative quotes, valid as at 12/07/2006, are provided for information only and do not form the basis of any contract or tender. Policy excesses differ, dependent on risk and scheme.

Note that we also have special schemes for American Car Insurance , Kit Car Insurance , Camper & Motorhome Insurance, Current Standard Car Insurance , Import Car Insurance , Classic Car Insurance and 4x4 vehicle Insurance .