Car Insurance

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Just like the type of car you drive can reveal clues to your personality, you can tell a lot about an insurance broker from the types of car it covers the most.
The Insider’s View blog recently posted a list of the 10 most popular cars quoted for in the UK, across the insurance industry as a whole.
Unsurprisingly the top 10 is dominated by family-friendly Fords and Vauxhalls, with a Peugeot 206, Fiat Punto and Nissan Micra thrown in for good measure.
Three different models of the Ford Focus, none especially sporty, occupy first, fifth and eighth, while its little brother, the Ka, is second.
So far, so predictable, and so dull.
But for specialist broker Adrian Flux, a list of the top 20 cars on the books includes a decent smattering of vehicles in keeping with its bold outlook.
Way out in front is the VW Golf, with a fair percentage of those the sporty GTi and VR6 models.

The new VW Golf GTi

The new VW Golf GTi

OK, the mundane Fords Focus and Fiesta, and Vauxhalls Astra and Corsa fill four of the next five places (but then there are a lot of those about)…and then it starts to get interesting.
The Landrover Discovery, like the Golf nowhere to be seen in the nation’s top 10, sits at four in Flux’s chart, with the VW Transporter just ahead of the Landrover 90 and the comparatively niche Mitsubishi Pajero 4×4 a healthy 12th.
The Beetle, Mini Cooper, variations of VW camper van, Landrover 88 and various incarnations of the Ford Escort round off an eclectic list of headline names concealing a wide array of standard, classic or modified motors.

George Harrison's Mini Cooper

George Harrison’s Mini Cooper

Gerry Bucke, general manager at Flux, said if every broker published its top 20 insured vehicles it would give a pretty accurate indication of where you could get the best rates for different types of motor.
“The most popular cars are always going to come out near the top, for obvious reasons, but our top 20 shows that we’ve got some good rates for niche, or enthusiast, vehicles,” he added.
“Many of the mainstream brokers will have a portfolio dominated by pretty standard vehicles, but high on our list, albeit just outside our top 20, is the Subaru Impreza, BMW M3, the Mazda Eunos import, Porsche 911 and MGB.
“I guess if Flux was a car it would be something like a slightly modified Range Rover sport, compared to the mainstream brokers’ Ford Mondeos.”

Range Rover Sport

Range Rover Sport

National top 10

1 FORD FOCUS ZETEC 16V
2 FORD KA
3 VAUXHALL VECTRA LS 16V
4 PEUGEOT 206 LX
5 FORD FOCUS LX 16V
6 VAUXHALL CORSA SXI 16V
7 FORD MONDEO ZETEC
8 FORD FOCUS GHIA 16V
9 FIAT PUNTO ACTIVE 8V
10 NISSAN MICRA S

Flux top 20

1 VW GOLF
2 FORD FOCUS
3 VAUXHALL ASTRA
4 LANDROVER DISCOVERY
5 VAUXHALL CORSA
6 FORD FIESTA
7 VW TRANSPORTER
8 RENAULT CLIO
9 LANDROVER 90
10 PEUGEOT 206
11 FORD MONDEO
12 MITSUBISHI PAJERO
13 VW BEETLE
14 HONDA CIVIC
15 VAUXHALL VECTRA
16 LANDROVER 88
17 FORD ESCORT
18 MINI COOPER
19 VW MOTORCARAVAN
20 AUDI A4

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