When buying home and contents insurance homeowners often tend to forget to add the value of the tools, ornaments and furniture they’ve got in their gardens onto the policy. Winter is a good time to assess the what is out there, list any special items and check with your insurance broker what security measures are necessary.
Winter also tends to be a time of inactivity in the garden. Many people lock up their sheds, retire to the house for a few months and don’t think about the garden again till the spring. But, that’s the time when everyone else starts in the garden again, so the Household Insurance Team of Adrian Flux Insurance Services has put together six tips to help householders keep ahead in the gardening game.
Now is the time to check over your lawn mower. If it needs servicing book an appointment straightaway, don’t put it off till the Spring – or you’ll be joining a long queue. Lawn mower engineers are less busy over the winter months and this way your machine will be ready to tackle the grass as soon as it starts to grow again in the new year. The winter months are also a good time to buy a new mower as many suppiers will have stock clearance and end of line bargains.
- Look at all your tools and replace and repair. There are kits around for sharpening shears and damaged spade and fork handles can easily be mended.
- Spend some time looking at your garden. Now the vegetation and blooms have died down you can view at it objectively and see what needs improving. Look though plant and seed catalogues for inspiration and ideas.
- Move garden ornaments inside to protect them from frost damage. Visit garden centres and online sites if you fancy a change, as many will be having sales at this time of year
- The colder weather is a great time to tackle any larger construction jobs such as leveling or digging out areas so the ground is ready for spring planting. But don’t leave this kind of work too long or else the ground will get hard and frozen.
- Before the frost starts in earnest get rid of slimy patches on patios that could become slippery and dangerous in frost. A pressure washer and a broom work the best for this job.