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New insurance discounts for 999 drivers

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February 16, 2015
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Emergency services drivers are among the most skilled on the road.

Yet motor insurance premiums don’t always reflect the rigorous training they undertake and the hundreds of miles they cover each week under testing conditions.

But at Adrian Flux, we’ve always liked to approach things a little differently and so we’ve launched a new insurance scheme that more accurately reflects the safer driving records of ambulance, police and fire service drivers.

We analysed data that showed 999 drivers cost insurers 20 per cent less than all other occupations combined, and decided to pass on the savings to the drivers themselves.


Gerry Bucke, general manager at Flux, said the men and women on the frontline deserved a tailor-made policy that gave them great rates and the cover they really need.

“We’re always looking for ways to provide bespoke cover to groups that have proved themselves good risks over a prolonged period,” he added.

“And when we analysed the data, there was no doubt that specially trained emergency services drivers deserved discounted motor insurance.

“Clearly the advanced driver training they receive, possibly allied to their unique insight into the aftermath and effects of road accidents they attend in the line of duty, make 999 drivers among the safest drivers on the roads.”

As well as preferential rates, the new scheme provides blue-light cover on request for emergency drivers responding to 999 calls in their own cars when off duty.

The policy also provides cover for vehicles modified to fulfill certain emergency tasks, such as winches or tail-lifts.

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