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It’s one thing to have the dancefloor classics covered for the Christmas party, but a mobile DJ should also ensure his tools of the trade are covered while they’re in transit.
A mobile DJ could be putting his livelihood at risk if they fail to insure their equipment, for while personal effects and in-car entertainment systems are usually covered for up to £400 under the vehicle’s insurance, business equipment is rarely included.
Specialist broker Adrian Flux Insurance Services plugs the gap in cover with a special policy which covers equipment worth up to £5,000.
Many DJs believe their equipment is covered under their standard vehicle insurance or household policy but, in fact, it needs to be covered separately for full protection.
Adrian Flux’s policy covers equipment as it is being loaded in and out of a vehicle, while in transit and when in a vehicle overnight as long as there is an alarm fitted or the vehicle is kept in a garage or locked compound.
And spending less time worrying about the safety of your DJ equipment gives you longer to plan a playlist guaranteed to keep the dance-floor alive. Here’s our choice of 10 top floor fillers.
Ten top mobile disco floor fillers: