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Classic Car Insurance from £56

A classic car as treasured as yours deserves car insurance from a specialist. At Adrian Flux, we treat your vehicle like our own, offering bespoke classic car insurance policies from our range of underwriters to suit your special circumstances.

A classic car as treasured as yours deserves car insurance from a specialist. At Adrian Flux, we treat your vehicle like our own, offering bespoke classic car insurance policies from our range of underwriters to suit your special circumstances.

Existing customers please call:
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Rated Excellent
Rated ‘Excellent’ based on 20,457 reviews
Existing customers please call:

Classic car insurance specialists
since 1974

With over 45 years’ experience arranging vehicle insurance policies for antique car enthusiasts, we’re experts at tailoring policies to your individual needs.

Our sales team is made up of car enthusiasts, meaning your hobby is our own. As a result, we’re passionate about finding you a great deal. Unlike some aggregator sites, we don’t add unimportant features for the sake of it: each and every quote we give is tailored to you and your unique circumstances.

Red classic car with roof down and bonnet open
Blue classic car with white building in background

Get a Classic Car Insurance Quote

Blue classic car with white building in background

How much does it cost to insure a classic car?

Classic car insurance is often the cheapest option for our customers. This is because we know you’re more likely to treat your classic car with care. Let us know if any of the following apply to you and we could offer you better premiums:

  • Limited mileage

    If you use another car as your daily driver, you’d probably benefit from our discounts for those driving limited miles.

  • Agreed value cover

    Agreed value options available on all classics, so your pride and joy is fully covered in a total loss.

  • Club or forum member

    If you belong to a classic car club or forum, you could get up to 15% off your quote.

  • Restoring or not using your classic

    We offer laid up or build-up cover for classic cars.

Why choose classic car insurance with Adrian Flux?

We love that even though we’ve been in the business since 1974, we continually hear about special sets of circumstances that warrant a completely different approach. As an insurance broker, we have access to a wide range of schemes for unusual situations.

We offer flexible and competitive classic car insurance quotes for most circumstances, sourcing you the best scheme from among the many offered by our panel of over 30 insurers. Why waste your time ringing around dozens of companies when we can do it for you?

And if you do ring around, come to us last. We will do our very best to beat the cheapest quote you get.

  • Ideal for couriers, driving instructors & more
  • Quotes ready in under 10 minutes
  • Exclusive deals through us
  • Each policy is tailored to you
  • Operating since 1974
  • Panel of over 30 insurers

Get a Classic Car Insurance Quote

How much does it cost to insure a classic car?

Classic car insurance is often the cheapest option for our customers. This is because we know you’re more likely to treat your classic car with care. Let us know if any of the following apply to you and we could offer you better premiums:

Blue classic car with white building in background

Over 79% of customers who got an online quote could have saved money if they’d called us instead.

Complex classic car insurance needs?

At Adrian Flux, we understand that no two situations are exactly the same. If you have more questions, or you feel your needs are more complex than what we have covered on this page, simply give us a call on or request a callback. We work with a panel of over 30 insurers, meaning that even if you have the most unique situation, we’ll likely find a solution for you.

Illustration of person leaning against green classic car
Illustration of person leaning against green classic car

Any car 40 years and over is now exempt from MOT, meaning that most vehicles manufactured on or before 1979 are likely eligible for MOT exemption. Read our in-depth guide on MOT exemption for classic cars to find out more.

This question is hotly debated by classic car owners, insurers and brokers alike, and while there are no hard and fast rules, most deem cars as “classics” when they are 20 years or over.

However, here at Adrian Flux, we understand that this is not always the case. We are one of very few insurance brokers recognising that even five-year-old cars could be called classics, especially if the model has stopped being manufactured.

Wedding hire, track and rally days are generally not covered under normal vehicle insurance, so it’s integral that you take out the correct insurance for any one-off event you participate in.

Whether you’re making someone else’s dreams come true by hiring out your Rolls-Royce or Mustang for their wedding, or you’re making your own come true by driving your Ford Mondeo down sunny England roads, you don’t want the special day to turn to tears simply because you didn’t take out the right insurance. We offer one-day car insurance coverage to help ensure that even if your pride and joy gets hit, you won’t be completely out of pocket.

Restoring a car to its original beauty could be your end goal. However, if you want to completely retrofit a classic with modern internal features, you might struggle to find insurance that actually covers these modifications in your policy. Speak to us if this applies to you and we should be able to help.

Our panel of over 30 insurers allows us to be flexible, even when it comes to young drivers. We have a number of schemes that can offer great rates for young drivers wanting to insure a classic. You might even be able to get a quote that’s cheaper than the quotes you’ve received for standard car insurance.

Speak to us now for more information.

Get a Classic Car Insurance Quote

Why choose classic car insurance with Adrian Flux?

We love that even though we’ve been in the business since 1974, we continually hear about special sets of circumstances that warrant a completely different approach. As an insurance broker, we have access to a wide range of schemes for unusual situations.

We offer flexible and competitive classic car insurance quotes for most circumstances, sourcing you the best scheme from among the many offered by our panel of over 30 insurers. Why waste your time ringing around dozens of companies when we can do it for you?

And if you do ring around, come to us last. We will do our very best to beat the cheapest quote you get.

  • Agreed value policies available
  • Quotes ready in under 10 minutes
  • Exclusive deals through us
  • Each policy is tailored to you
  • Operating since 1974
  • Panel of over 30 insurers

Get a Classic Car Insurance Quote

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Rated Excellent
Rated ‘Excellent’ based on 20,457 reviews
  • 5 star rating
    Ive been using Adrian Flux for the last… Ive been using Adrian Flux for the last 5 years for cover on 2 cars, never had a problem with them at all. First class service, modified policies, agreed value, windscreen replacement, all hassle free and most refreshingly of all, uk call centres including the weekend! How rare is that! Keep up the good work and change nothing. Alexander Gregory
  • 5 star rating
    I enjoy the Influx articles on various… I enjoy the Influx articles on various motoring topics and have learned a few things from them. David Mc Farlane
  • 5 star rating
    Easy to deal with Easy to deal with, very good price, highly recommended 👌 dan a
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