Learner drivers often face crippling additional premiums when being added to a parents, family or friends car insurance policy, this also puts the policyholder at risk of losing their no claims bonus in the event of an accident.

Cover can be taken out on a month-by-month basis, so learners only pay for the cover they need before passing their test.
Fully comprehensive learner driver insurance for vehicles up to insurance group 30, valued for less than £30,000.
The learner driver can insure their own car, even on short period policies.

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Adrian Flux offers car insurance for learner drivers aged between 17 and 25 from 75p per day, a cost-effective way for young learner drivers to get that all-important extra practice behind the wheel.

Rather than including a learner driver on a parents, family or friends car insurance, we provide a separate fully comprehensive insurance policy, at an affordable rate, that pays out in the event of a claim and protects the owner’s no claims bonus. Our learner driver car insurance policies can be taken out on a month-by-month basis, so learners only pay for the cover they need before passing their test.

Extra practice outside of driving instructor lessons can make a huge difference to the amount of lessons needed before a learner driver passes their test, dramatically reducing the cost of driving lessons, so it makes sense to practice with a friend or family member. However many struggle to get provisional licence car insurance at a low cost when being added to a policy as a named driver, as this also puts the named driver at risk of losing the vehicle owner’s no claims bonus.

What’s it like learning to drive?

If you’re going to be learning to drive soon, you’re probably wondering what it’s like: What’s easy? What’s hard? How does that first lesson feel?

We spoke to learner driver Sophie Cooper who explains her experiences: what she expected before she’d started, her first lesson, and how she’s built her confidence from first-time nerves.

Find out a bit more about the journey you’re about to embark on: from lessons and mock tests to getting insurance and choosing your first car!

Read Sophie’s learning to drive story.

Practising outside of lessons – a great way to save money

Extra practice outside of driving instructor lessons can make a huge difference to the number of lessons needed before a learner driver passes their test, dramatically reducing the cost of driving lessons, so it makes sense to practice with a friend or family member. However, many struggle to get provisional licence car insurance at a low cost when being added to a policy as a named driver, as this also puts the named driver at risk of losing the vehicle owner’s no claims bonus.

Adrian Flux offers car insurance for learner drivers aged between 17 and 25 from 75p per day, a cost-effective way for young learner drivers to get that all-important extra practice behind the wheel.

Rather than including a learner driver on a parents, family or friends car insurance, we provide a separate fully comprehensive insurance policy, at an affordable rate, that pays out in the event of a claim and protects the owner’s no claims bonus. Our learner driver car insurance policies can be taken out on a month-by-month basis, so learners only pay for the cover they need before passing their test.

How Provisional License Insurance works:

1.

You can get insurance cover for periods of 1, 2, 3, 6 or 12 months, if you are a learner driver who owns a car or who wants to drive a car owned by a parent or friend.

2.

Most postcodes in the UK are eligible with insurance premiums costing from as little as £50 for a full month’s cover.

3.

If its better for you to be able to drive both your parents’ cars there is a 50% discount available on the second policy you take. Similarly, if there is a second learner who wants to get insured - such as in the case of twins - there’s a 50% discount for them too.

4.

No matter what car the learner is driving, claims will be settled on their insurance, rather than on the car owner’s insurance. That means the car owner’s no claims bonus will never be put in peril.

5.

To be eligible for Provisional Licence Insurance you must hold a UK provisional licence and the person you are being accompanied by must be over 25 and have been in possession of a full UK driving for a minimum of three years.

6.

Provisional Licence Insurance cover will automatically cease when the policy-holding learner driver passes their driving test.

Case study

Case study

Harry Dodds, 17, from Norfolk, was the first to take out the learner driver cover. He is learning to drive in his father, Clive's, VW Passat, and has taken out a three month policy costing £175, a saving of £750 on an annual basis if he had simply been added to his father's policy.

The Passat is currently insured with Adrian Flux at an annual premium of £450, but adding Harry as a named driver would push this up to £1,800.

"This policy is an absolute no-brainer for learner drivers," said Mr Dodds senior. "It's a win-win situation - it's saving us a small fortune in premiums and if Harry were to have a minor bump then my no claims bonus is unaffected." And Harry added: "It will enable me to get in some valuable extra practise and hopefully I'll be able to pass my test sooner, saving more money on lessons and insurance in the meantime. It's the perfect policy for me at the moment."