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Track Day Insurance

Taking part in a track day? These aren’t included in a standard insurance policy, so be sure to get track day insurance from us. Call us for a quote now.

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Affordable track day car insurance

Track days can be a thrilling event, whether you are part of a car club, or with a group of friends. The majority of car insurance providers do not cover track events, so it is important that you have specialist track day insurance for when you and your car are heating up the tarmac. Our track day insurance policy is an excellent way of getting the coverage you need while still having fun!

Illustration of track day driver behind car
Illustration of track day driver behind car
Illustration of person in front of track day car

Do I need track day insurance?

You’ll need track day insurance when travelling to and from the track if the vehicle isn’t already covered by another motor insurance policy. Even though it’s not a requirement to have cover while you are on the track, you’ll also be surrounded by other drivers on the track at varying levels of experience, so it’s recommended that you get coverage.

After all, while track day insurance can be relatively cheap, the cost of replacing your car is usually a lot more expensive.

Illustration of person in front of track day car

Get a Track Day Insurance Quote

What does track day insurance cover?

Our insurance for track day events includes cover for cars taking part in:Track days:

  • We can cover you to drive on any of the tracks around the UK, including Knockhill, Silverstone, Brands Hatch, Thruxton, Oulton Park, Donington Park, Prescott Hill, Goodwood and Pembrey.
  • Hill climbs: We cover hill climbs, whether you’re driving a standard car or a car you’ve modified specifically for events.
  • Drag strips: We can cover those taking part in drag races so you can focus on what really matters: beating the competition!
  • Other events: We can cover other events run by groups, including: car clubs, magazines, manufacturers and Association of Track Day Organisers (ATDO) members.
Cars going around a track

We provide insurance for most of the tracks in the UK, from the country’s most famous tracks like Brands Hatch or Silverstone to smaller regional venues like Cadwell Park or Lydden Hill. Converted RAF airfields are also included.

As a specialist insurance broker of modified cars, we’ve got your back. Just let us know how your car’s been modified and we should be able to get you a quote.

You probably won’t need your own policy, but it’s best to check with the people involved to make sure you’ve got the right coverage.

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

How much is track day insurance?

The cost of your track day car insurance will depend on a number of factors, from your chosen track to the type of car you use. If you’re renewing your annual policy and are planning on using your car on the track, let us know how many track days you plan on doing over the year and we can add them to your policy.

There are some ways to lower the price of your premiums. Let us know if any of the following apply to you.

  • Previous track day experience: if you’ve already got experience on the track, you’re a lower risk of getting into an accident.
  • Already an existing customer? If you’ve already taken out a car insurance policy with us, we can increase the maximum vehicle value on your policy.
  • Willing to pay a higher excess? We offer a discount of up to 10% depending on the agreed voluntary excess amount.
  • ATDO members: discounts available if you’re a member of the association.

Get a Track Day Insurance Quote