Home insurance
Specialist insurance for Victorian homes
If you are lucky enough to live in a Victorian house you will want to ensure your investment is well protected. Adrian Flux offers high quality, yet competitive buildings and contents insurance cover for a variety of homes, everything from a Victorian terraced house to a Victorian mansion, or even a flat in a Victorian townhouse conversion.
Whether you need buildings insurance for your Victorian style house, contents insurance or a comprehensive combined building and contents policy, we compare policies from a panel of 30 insurers and schemes to find the right level of cover for you. And, if your needs are a little out of the ordinary, we can usually offer a great rate where other companies would struggle to even quote.
The Victorian house comes in all shapes and sizes and they are used in all manner of ways. Adrian Flux can source extra special rates for the following.
Property Owners & tenants
Landlords insurance – including portfolio cover for any number of properties
Buy to Let insurance, DSS lets, blocks of flats, student lets, bedsits and, asylum lets
Unoccupied Homes - with special rates for properties in probate or awaiting refurbishment
Second Home and Holiday Home Insurance
Home Business cover
Bed & Breakfast insurance
Unusual constructions
You can even get great deals for “high risk” Victorian homes
Because of the expense of repairing a Victorian home many insurers shy away from quoting for what they perceive as “high risk” homes. As a specialist, Adrian Flux is able to quote on all homes and offers great deals for.
- High Net Worth Policies covering Victorian properties, high-value dwellings and contents cover, and cover for antiques and valuables
- Victorian Listed Buildings — this needs to be declared at the time of quotation
- Homeowners and tenants with a history of previous household claims
- Flood areas all quoted Those with criminal convictions
- Subsidence and Underpinned Homes quoted
If you have just splashed out on an old Victorian house, either buying, renting, renovating or extending, you may be tempted to cut back on your home insurance. Do so at your peril. It would be a false economy and very bad business. It would only take one major claim to cost you tens or even hundreds of thousands of pounds.
Victorian era houses were built between 1837 and 1901 and, because of their age and their distinctive Victorian architecture, they will be more expensive to repair than more modern homes so don’t under-insure. Especially if you want to retain authentic Victorian house features such as ornate plasterwork cornices, stained glass Victorian windows, tiled fireplaces and polished parquet flooring. Our knowledge and experience of the unusual and all things Victoriana means we are able to offer truly personal premiums with each risk individually calculated by our expert staff.
For a quick, value for money Victorian Home Insurance quote, call 0800 369 8590 — our best rates are only available over the phone. Alternatively request a call back at a time that suits you.
Want to learn more about the Victorian lifestyle?
When it comes to Victorian homes the Adrian Flux insurance team are experts on the subject. Download our free Victorian Homes ebook to find out more.
It’s full of Victorian house facts, will explain the difference between Edwardian and Victorian houses and the various sub-styles within the era, explain how to make the most of your Victorian house characteristics and provide tips on how to give your home a little Victorian je ne sais quoi. If you love the look, Victorian Homes is not to be missed!
