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Disability adapted vehicles:
Mobility adaptations making it hard to find the right insurance?

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January 29, 2020
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On-line forums are littered with people accusing insurance companies of treating mobility adaptations in the same way they treat performance enhancements such as spoilers and superchargers. 

The problem is even worse when those seeking insurance use a price comparison site — an aggregator — because cars and mobility adaptations out of the ordinary simply do not compute! These sites are designed to be useful for as many people as possible and they’re not good at coping with anything outside the norm. 

The disability motor insurance experts

That’s certainly not the case at Adrian Flux the disability motor insurance experts. We know that mobility adaptations such as ramps, steering aids and lowered floors, can be a disabled person’s passport to an open road.

When you contact Adrian Flux for an insurance quote you will speak to an experienced broker who will take time to learn about the modifications you have made to your vehicle to make it suitable for your disabilities and come up with a speedy yet sensible quote. 

Having your queries written down and details of your mobility adaptations to hand when you speak to Adrian Flux will save you time and it will ensure you don’t forget any vital information.

The team at Adrian Flux are experienced in arranging insurance for adapted vehicles — the founder of the company was disabled himself so he knew what a tough job it could be to organise the right cover, that’s why he pledged to improve things for other disabled people. 

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We know all about mobility adaptations

Because of their experience they know all about Motability and the many different mobility adaptations needed to make a car accessible and usable for a disabled person. They also understand that disabled people have the same aspirations as the able bodied when it comes to freedom to travel.

By using a specialist such as Adrian Flux you can be sure that all your mobility adaptations are fully covered on a like-for-like basis, so that in the event of a claim you’ll be able to afford to get back on the road as soon as possible. 

You will also know that your policy will meet all your needs so you won’t get any nasty shocks should you need to make a claim.

Some of the common modifications covered by Adrian Flux include hand controls to operate the accelerator and brake, modified foot controls, rotating seats and lowered floors, steering assistance, such as steering wheel knobs or joystick systems for greater control, and wheelchair hoists, ramps and tail lifts to assist with getting in and out of the vehicle.

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Bespoke policies to suit your personal circumstances

Adrian Flux will also take into account other simple mobility adaptations such as special cushions, covers and added support, adapted mirrors for those with neck or vision problems as well as adapted seat belts and harnesses.

But don’t worry if we haven’t mentioned your particular modification, just tell the team at Adrian Flux exactly how you’ve adapted your vehicle and they will sort out a policy to suit your individual circumstances.

Call for a quote on 0800 369 8590 for a quote or book a free call back at a time that suits you. 

 

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