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Top Ten Cars for Teens – Cheapest Young Driver Insurance Tips

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June 19, 2007
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Updated 2019 with latest prices

Adrian Flux investigates the best cars for new drivers

When you are looking for the best cars for new drivers, there’s no getting away from it – car insurance for 17-year-olds is expensive.

The simple fact is, the youngest drivers on our roads are statistically more dangerous, owing to their understandable lack of experience behind the wheel.

This guide is aimed at 17-year-olds who have just passed their test and includes added information about which cars which are cheap for young drivers to insure.

best cars for new drivers

Young driver tips to lower your monthly insurance costs

If you’re a young driver trying to get on the road, it’s not all doom and gloom. There are some things you can do to help yourself:

  • Install a black box, which feeds back every day on factors such as good driving and mileage, to save money on your second year’s premium. Read more about Adrian Flux’s Fluxscore black box policy.
  • Take a limited mileage policy if you can commit to driving less than 1,500, 3,000 or 5,000 miles a year.
  • Joining a car owners club can reduce your premium by up to 15%.
  • Keep your car in a safe place, for example the garage or driveway, and improve its security features, such as fitting an alarm to decrease the risk of theft and keep costs down.
  • Add a parent with driving experience on the policy to further reduce your premium.

So far, so good, but there are some factors you can’t, or are unlikely to change. You can’t make yourself any older, and you probably don’t want to move house just to get cheaper car insurance. That leaves the car that you choose as the main factor in determining the price you will pay – that’s why you should be checking out our list of the best cars for new drivers.

So, what is the most affordable car to insure?

We did some research into cheap first cars to insure and the top results may surprise you:

VehiclePremiumValueEngine sizeExcess 
Austin Mini Mayfair9601600998450
VW Beetle 130097045001285500
Triumph Spitfire110048001147500
Morris Minor106050001098600
Vauxhall Corsa S Ecoflex11734000998600Telematics
Citroen C1 Splash11731500998600Telematics
Mitsubishi Mirage 2121541193500Telematics
Vauxhall Corsa Design CDTI (90)121514001248600Telematics
VW Fox Urban121523501198600Telematics
Fiat 500 Lounge121580001242600Telematics
Citroen C1 Platinum12154000998600Telematics
VW Lupo E12171800999500Telematics
Toyota Aygo Platinum12232500998440Telematics
Peugeot 107 Sport12651800998600Telematics
VW Polo Twist128029001390500Telematics
Seat Arosa S 8V129013001390600Telematics
Fiat 500 Sport126535001242600Telematics
Kia Picanto Halo Ecodynamics127050001248600Telematics
Fiat 500 S126564951242600Telematics
Citroen C1 Rhythm12901000998600Telematics

best cars for new drivers

Surprisingly, the cheapest cars to insure are classic motors

Our top four low insurance cars are:

VehiclePremiumValueEngine sizeExcess 
Austin Mini Mayfair9601600998450
VW Beetle 130097045001285500
Triumph Spitfire110048001147500
Morris Minor106050001098600

They may not have Bluetooth, automatic lights or even electric windows, but they do have a lot of character which puts them among the best cars for new drivers. At Adrian Flux we say the older the better when it comes to affordable insurance for young drivers. We’re pretty good at insuring classics too!

Top 10 best cars for new drivers and teens

Our research into the cheapest cars for young drivers isn’t just a list of bangers, with respectable modern motors like the Citroen C1, Peugeot 107 and Toyota Aygo doing well for affordable insurance premiums.

Below is a list of cheap modern cars to insure. You’ll notice that almost all of them are low powered one-litre engines – if you go for a more powerful car too soon, your premium will accelerate faster than your car, so watch out. All the quotes below are based on recent real client applications for:

  • A 17-year-old driver with a full driving license studying a white-collar subject (for example business) with a part-time sales assistant job
  • Zero no claims bonus, claim and conviction free
  • Black box policy
  • Social, Domestic, Pleasure and Commuting use
  • Limited mileage policy of 5,000 miles per annum
  • Car parked on the drive in a low risk area

10) Peugeot 107 Sport

Premium: Circa £1,265

Value: Circa £1,800

Engine size: 998

Produced from 2005-2014 the 107 range included a Sport variant, but, as reviewers at the time noted, it didn’t offer improved performance – just some cosmetic upgrades. As such it makes for an appealing purchase for a teenager who wants something cheap to buy and insure, with a nod to style.  That’s why it gets the first mention in our list of the best cars for new drivers.

The tiny 998cc three-cylinder engine in the Peugeot 107 produces 68bhp, which makes it nippy without offering hazardous power to a younger driver. The clutch is light which makes gearshifts easy for a comfortable drive, especially in built-up areas, where shifting is frequent and often needed quickly.

Another great feature for younger drivers is its fuel economy: the 1.0-litre, three-cylinder engine delivers 65.6mpg and also has CO2 emissions of only 99g/km. Note that the automatic gearbox variant brings the figure to 62.7mpg and 104g/km.

Low-powered and nippy, this perfect city car also looks the part with its twin centre-exit exhaust pipes, alloys and go-faster stripes.

best cars for new drivers

9) Toyota Aygo Platinum

Premium: Circa £1,223

Value: Circa £2,500

Engine size: 998

This is the special edition of Toyota’s award-winning city car and includes a number of additional features.

The standard Aygo includes six airbags, electric front windows, tilt-adjusting steering column, remote central locking, six-speaker sound system, CD player and auxiliary input for phones.

The small engine (1.0-litre 3-cylinder) is similar to the Peugeot 107, delivering a meagre 67bhp, and top speed of 97mph.

The additions for the Platinum include Alcantara and leather upholstery, leather trim steering wheel and gear knob, and 14-inch turbine alloy wheels with locking nuts. It also offers great fuel economy (61mpg).

All this makes the Aygo Premium a great choice for teen drivers and that’s before you’ve factored in Toyota’s great build-quality reputation.

best cars for new drivers

8) Volkswagen Lupo E

Premium: Circa £1,217

Value: Circa £1,800

Engine size: 999

The Lupo E is small but glides easily into our breakdown of the best cars for new drivers. Reviews around its release in 1999 commented on the limited boot and back-seat space. There were also rumblings about VW’s declining build quality, but in comparison to other manufacturers of city cars, the ‘Wagon remained superior.

The 1-litre Lupo delivers 48.7mpg and while its little engine struggles in freezing conditions, all models but the GTI offer cheap insurance groups. Its drive, handling and performance are solid but can feel a little graceless – which one might expect from a city car.

New, the Lupo was expensive for its class, but second-hand buyers can purchase that VW build-quality at a reduced cost and enjoy the reduced premiums to boot.

7) Citroen C1 Platinum

Premium: Circa £1,215

Value: Circa £4,000

Engine size: 998

This is another nippy, low-powered city car that allows young drivers to get behind the wheel without a monstrous insurance premium. This is due to its 1-litre engine, 68bhp and top speed of 98mph. Add to this, the bonus of 62.8mpg – 70.6mpg on the open road due, in part, to its low-rolling resistance tyres – and annual tax of £20, and it’s a great buy for a first-time driver.

The Platinum was built in the same factory as its Peugeot 108 and Toyota Aygo counterparts and with all of the engineering handled by Toyota, the C1 promises a great build-quality.

The new C1 was designed to be lower and narrower than its predecessor, allowing it to fit into tighter spaces and giving improved manoeuvrability. This is supplemented by electric power steering, making the wheel light but direct, and hill-start assist which works on any slopes steeper than three percent. These features, plus its stylish exterior, make it a great car for teens.

best cars for new drivers

6) Fiat 500 Lounge

Premium: Circa £1,215

Value: Circa £8,000

Engine size: 1242

The Lounge is the more recent, souped-up iteration of the iconic Fiat 500. While the model is popular with its female clientele – not least due to its classic design – it makes a good runaround for any teen. The three-door hatchback has a 1.2-litre engine which gives a bit more poke than its 1-litre peers – especially in low gear. Unfortunately, this also means the fuel consumption suffers and the 500 only offers 54mpg, which isn’t as cost-efficient as its smaller-engined rivals.

The 500 isn’t the cheapest car to buy in its class, and even second-hand ones can have what feel like new prices, but this is because they hold their value well. One study examined the percentage of value retained in a number of second-hand hatchbacks and found the Fiat 500 retained 67% of its value, while the Kia Picanto retained only 61% and the Seat Ibiza only 59%.

Many young drivers will also enjoy the USB and auxiliary audio inputs. Let’s face it, the Fiat 500 is a beautiful car with retro cool and modern performance.

best cars for new drivers

5) Volkswagen Fox Urban (54)

Premium: Circa £1,215

Value: Circa £2,350

Engine size: 1198

The used price of an Urban Fox is similar to, if not lower than other new city cars. As with the Lupo you get VW build-quality, but this time with a bottom-dollar price. Its small proportions make it easy to manoeuvre and park, and it can slip easily through the traffic with its tight steering and smooth gear changes – though some have reported finding the ride choppy at times.

It’s 1.2-litre engine deliver reasonable fuel economy for its class at 46.3mpg but its poor CO2 emissions score mean the road tax is more than one might expect (or want) to pay. Even so, the AA praised the Fox for being “a very cheap car to run.”

This all makes it a good buy for a teen as this only comes at the cost of equipment such as a lack of opening rear windows. While being low on luxuries, the car offers admirable cabin space and good visibility. In fact called it “in many ways, the perfect first car.”

best cars for new drivers

4) Vauxhall Corsa Design CDTI (90)

Premium: Circa £1,215

Value: Circa £1,400

Engine size: 1248

Despite its 1.3-litre diesel engine the Corsa Design CDTI is one of the cheapest cars for teens to insure. It offers a spicy 88bhp, a top speed of 107mph and an admirable fuel consumption of 58mpg – one of its key advantages for teens.

The Design is in insurance group 8 and annual road tax comes in at £120. While you should expect to pay around £1,400 for one, you may find them for as little as £800 – though caution is always recommended when buying a ‘bargain’.

Reviewers praise the Design for its usability but point out that it’s not the most fun car. That said its design is far from fusty and ‘fun’ shouldn’t always on the agenda when buying a car for a new driver.

best cars for new drivers

3) Mitsubishi Mirage 2

Premium: Circa £1,215

Value: Circa £4,500

Engine size: 1193

Mitsubishi launched the Mirage as a super low-cost car and it quickly became one of the best cars for new drivers especially for those on tight budgets even though second-hand Mirages can be comparatively expensive. Even so, they boast low monthly running costs from £67 to £258.

Many teens like the Mitsubishi for being a rarer marque and ‘cooler’ than the billions of Fords and Vauxhalls on the roads. But others may feel it blends into the motorways stacked with identikit models with slight variations.

The Mirage has been criticised for its cheap interior and flawed handling, but many like the model for its cheap and cheerful city driving with its 845kg and aerodynamic design helping to deliver an impressive 56mpg – 68mpg.

best cars for new drivers

2) Citroen C1

Premium: Circa £1,173

Value: Circa £1,500

Engine size: 998

In 2009 the Citroen C1 received a facelift (three years before the launch of its sister the Platinum). The marque also made a special – strictly limited – edition available, the Splash. The Splash included air conditioning, a CD player and electric front windows. As part of the C1’s refresh, tweaks were made and the 1.0-litre petrol engine was able to achieve emissions of 106 g/km of CO2 and offer 72 mpg.

Second-hand editions such as these allow younger drivers to access more features without paying a premium, and with its low power rating and low cost, it also keeps insurance premiums down.

Another bonus is the breakdown rating which placed the car in the top of the small car class – another reason it’s a great car for a teenager.

best cars for new drivers

1) Vauxhall Corsa S Ecoflex

Premium: Circa £1,173

Value: Circa £4,000

Engine size: 998

And top of the best cars for new drivers: The Corsa S Ecoflex enjoys the lowest premiums for a modern car currently insured with Adrian Flux. Why? Because the S Ecoflex has been designed with low costs in mind: it has a tiny 1.0-litre engine and returns only 64bhp, which means the handling is easy and ideal for younger drivers. This also gives it low running costs – with road tax only £30 a year.

Reviews constantly praise the Corsa for its cost efficiency and it’s also a great city car with power where you need it – keeping up with traffic. The S Ecoflex has good handling for a car of its size – and weight, and offers plenty of grip in corners – important for drivers with less experience. The steering is tight and the suspension does a great job of balancing a smooth ride with minimal body roll.

With 5-door options, the car is also ideal if you intend to ask your teen to run you and the family around – great for getting experience and miles under their belt. And if you’re looking for yourself, you’ll be able to ferry your friends around in more comfort than 3-door hatches offer.

If you’re looking for cheap car insurance for young drivers, look no further than Adrian Flux. We have specialist policies for young drivers, and can offer cheaper rates on the phone. Give us a call on 0330 123 1232 or request a callback from our advisors.

166 responses to “Top Ten Cars for Teens – Cheapest Young Driver Insurance Tips”

  1. flanok says:

    >The problem is, it is just not trendy for a young driver to drive a car like this, ecept maybe for some girls. the other worry is realibilty. My sons girlfried bought an old mini and sprayed it pink, though it was cool. but it breaks down at the worst times and now the parents do not like her even using it. There is something about having a modern relaible car, knowing that your children will get home.


    Car Breakown

  2. Anonymous says:

    >when i got my first car vauxhall astra 1.6 sport it was as cheap as the vw bettle

  3. Anonymous says:

    >You say that, but surely it’s a lot more respectable for a teenager to drive an individual classic than a dull hatchback. I generate a lot more interest in my Austin A30 than when I was driving a Vauxhall Zafira, I’m 19 and the ladies love my car! As for reliability, if you’re not a mechanically minded person, just ensure that you buy a well looked after, decent condition model. Many classics are still much less expensive to buy in top condition than equivalent hatches and from my experience, I’ve been stranded at the roadside a lot less than my friends in Rover 200s, Vauxhall Novas and Peugeot 106s, and I know that if I ever did, it would cost about 90% to remedy than with a more modern ‘computer’ run machine. Personally I think classic cars are a much more sensible option for younger drivers, if only for the habitually reduced performance and the more ‘connected’ driving experience, leading to much safer and more aware drivers than the hoards of 30-something year old ‘drivers’ who struggle to control even a ford focus in the wet.

  4. Anonymous says:

    >Daewoo Matiz!! Why is that not on the list?!
    I bought one as my first car after a LOT of research and my insurance was just £660!! It#s very economical, spacious inside and a great, reliable car. Definitely recommended!

  5. Teeneagers says:

    >One way to get cheap car insurance for your teen is to add him or her onto your existing car insurance policy. This may raise your car insurance premium a bit, but the increase in premium will still be cheaper than a separate car insurance policy for your teen.

  6. Dave Wilson says:

    >@ teeneagers – cheaper it may be, but it is illegal to misrepresent the risk to your insurer. Putting a teenager on a parent’s or relative’s insurance when the youngster is in fact the main driver is known as fronting, and it’s not only illegal – it could leave you without cover in the event of a claim. Read my post on why it is a bad idea to put your car insurance policy in mum’s name, and with it 10 tips on getting cheaper car insurance for young drivers.

  7. Anonymous says:

    >My daughter wants lessons what would be the best thing to do while she is learning.
    I have a peugoet 306 but adding her to my current insurance would add £1100. Should I change my car even though its old but reliable? or buy another so have more tax ect.I have 7 other children who will want to learn eventually.

    I would be the main driver while shess’s learning.

  8. James says:

    >I’m looking for my first insurance policy at the moment for a Peugeot 106 at the age of 17. I am having great difficulty finding anything below £3000 and am wondering how on earth people are managing to get it sub-£1000. What insurance company would be recommended? Cheers

  9. jonnyk says:

    >Up until I found your site, the cheapest insurance possible on any car whatsoever was £2300. (17 year old male, newly qualified, medium/high risk area).

    I then out through a quote for me with a provisional license and came out at £900! I double checked and the company said that once I passed my test, the policy would remain valid and my premium wouldn’t change until my next renewal.
    Furthermore, I would get a no clsims bonus, knocking 40% off the £2300 premium.

    It seems that provisionals must be lower risk. Firstly because a 21 year old must be present (usually parent – so no showing off to the ladies!)and secondly, milage will be low.

    Anyway, I passed my test first time shortly after discovering this so unfortunatly never got a change to benefit.

    Just a thought though!

  10. Anonymous says:

    >i am 19 yr old lad and was lookin at insurin a nice motor under 2000 on r old mans insurance and strugled 2 find a decant motor 2 insure 4 that price so a had a look at a 54 plate transit van swb and that was 1777 and a small combo van 1450 and that waz for insurance on my own so y dun every 1 drive a van instead more cheaper and economical

  11. jack says:

    >what insurance company was this??

  12. Anonymous says:

    >i got cheaper than almost all of them and i was 17 driving a bmw 316i

  13. sparky says:

    >im 18 jus past test and cant get insurance quotes any less than £3000, any help!!!!

  14. Anonymous says:

    >Im a 19 year old female, and i passed my test almost 3 months ago. for me to insure a Peugeot 306 1.4l engine it costs me about 1300… its just a case of looking round for the best deals. i used gocompare but the deals actually change when you contact the insurance company, unfortunately they tend to go up! 🙁

  15. Anonymous says:

    >found insurance for £406 for a fiat punto 1.2 for an 18 year old and she hasn't passed her test yet. The car is a 2005 and we insured her through GO COMPARE comparison website. A friend has also bought a mini 1.6 for her 17 year old and again the person hasn't passed her test, insurance £1400.

  16. Dave Wilson says:

    >Watch out though, because some companies will give low quotes to provisional license holders, but when you call them to tell them you've passed, you get a nasty surprise.

    Top tip – on the comparison site get an identical quote but tell them you have already passed. Then you'll see how things might change.

  17. Declan says:

    >17 Year old Male – What insurance company did you get these quotes from? I used Go Compare for a 1.1 Peugeot 106 Zest2 and the lowest quote was £2,435.

  18. Anonymous says:

    >i just made a quote on the renault 5 and it charged more then a landrover

  19. scrap model says:

    >these cars are for 17 year olds? i think there for more older people!

  20. Anonymous says:

    >My first car was a 1.8 astra coupe it cost around £2000 to insure but it was worth it, all to cars on that list bar the 205 are rubbish, slow and look crap, people need to get some style.

  21. david says:

    Ahem. The quotes are from Adrian Flux. Click one of the quote buttons and someone will sort you a tailored quote?

  22. Mos_a says:

    how much would a Honda civic 1.4i cost to insure and what about other cars that are slightly more high powered or look bigger but the cost is lets say below £1800 a year?

    • david says:

      We aren’t able to provide quotes for any given car – there are just too many to list, and in any case the price will depend a lot, as we’ve mentioned above, on other factors.

      A bigger engine and a bigger car will usually mean a bigger premium, though.

  23. K2 says:

    My first car was a 2003 Honda Civic Type R, i was paying 60 pounds a month at 17 i was a named driver on my moms insurance. It was the best car ever i loved it 🙂

  24. Anonymous says:

    Hi, Im a 17 year old girl who is turning 18 in may. I passed my test in january and have done a pass plus. Does anyone know whats the cheaptest car to buy and insure at my age 🙁

  25. Joegodden says:

    In that table it shows you can insure a vauxhall corsa for £1500!?? all i need to know is what insurance company, what engine and was it mrk1,2 or 3? Plz help

  26. Gggh says:

    I got a 2.5 TD5 land rover for my first car, its still with me now, insurance is near on nothing due to being on a fleet insurance policy, which also covers me on 12 cars. Has to be the way to insure my self on big cars, until im a bit older! 

  27. Jayjay says:

    why are expensive cars to buy more cheaper to ensure than cheap cars to buy?

    • david says:

      Partly because people take better care of them. Partly because the are generally safer and more likely to be mechanically sound.

  28. Beetlenut says:

    I’m 18 with 1 years No Claims and I was just wondering how much it would cost to insure a classic VW Beetle. I saw the date of this post and just wondered of anything changed. Thanks

    • david says:

      Prices have continued to rise, but classic Beetle insurance can still represent (comparatively) good value.

    • Ben Brannigan says:

      guessing your interested in classics then, so why not have a look at a Citroen 2cv or dyane. A litlle while earlier today, I researched these cars and even with no no-claims, it was as little as £1066 for a male driver, so why not go on price comparison sites and consider other classic alternatives which are all similar, for fully comp insurance add as little as an extra £100-200. these prices are also unnegotiated, so premiums could be reduced over the phone

  29. david says:

    Without full details, it is impossible to say. There will be a bit of a difference, but all other things being equal, not a huge one.

  30. david says:

    All of these quotes were supplied by Adrian Flux

  31. Puddyholly says:

    I think that drivers under the age of say 25 should be limited to 1ltr engine size orn until they have had  say 1 year driving then it can gon up to say 1.4 2 yrs 1.6 3 years 1.8 and above after this

    • david says:

      They did try that in France in the eighties. The result was the Renault 5 Turbo 🙂

    • BB says:

      Okay, in theory this seems correct, however a friend had asked me if one would like to buy his 1970’s  land-rover 109 station wagon, this therefore appealed to ones self, so one did a little research on insurance cost with no NCB for a 17 yr old male, and surprisingly even though it has 2286cc/2.3ltr engine it was only £1100 and the car was also cheap at around £1500. meaning that it was a great deal that one believes is to be pursued by one’s self. also, being a twin one had investigated the result of putting me (male) on my female twins insurance as an additional driver, and this resulted in £900 in total, which could then be shared between us, and one would also receive NCB.

      • Nsprason says:

        Please tell me who offered to insure you on a vehicle over 2 litres ? Would love to know for the sake of my son who also wants a LR 110 or 90

    • dave says:

      why should they be i am 17 and i drive a 2.5 1995 Land rover discovery the end of the day is get what you can afford and not the stupid idea you’re suggesting 

      • :3 says:

        okay, so im 16 and 17 in october, i was told by my mum, who only just recently passed her test, that new drivers could only have a max 2litre car anyway :s cos its causing problems with me, i need a car thats gunna be able to get a kayak on it or even in it as well as my climbing and sailling gear, i do agree with the limit for the younger driver though, but how can you restrict it to just under 25s? my mums 39 and still puts her foot down when she wants to :s

      • Nsprason says:

        Brill – I can’t get my 17year old insured on a discovery – Who insures you please ?

    • Layton says:

      i agree

    • Brtishstandard66 says:

      Why though? shouldn’t they be allowed them? after all they have just had the most recent training, unlike someone who is older and has forgotten some things or just doesn’t pay as much attention to detail 

      • zippy says:

        when you finish your driving test it’s like having a degree. a document that says that you qualify to begin doing something. in reality you have no clue because you never actually did it and cant function in the real world. so young drivers( not nessarily young people) arnt drivers they can now learn and too much power can be dangerous. why not learn to drive on a racing circuit?
        at the same time, not all people are the same.

      • Robinson says:

        Because old people dont like kids lunging the hell out of them

        • AidanHalliwell says:

          I agree with the said post above young just passed drivers have just had fresh training and are ALOT more aware and nervous on the road than the older drivers some older drivers never even did a hazard perception test or even a theory test my dad didnt even have driving lessons and passed first time back when he was a kid now how ca tey insure that generation lower than the generation that have had full and VERY expensive training ???

          • David Wilson says:

            Because the older drivers have experience. Experience can be considered as a kind of extended training. A lot of driving instructors will tell you that you really start learning *after* you pass your test. It’s the little mistakes, accidents and near misses that help to make you a better driver over time.

          • dan says:

            if that’s the case why the hell have us 17 year old new drivers got to go through all this training and pay £20+ per lesson if we don’t start learning till after we have passed our tests!?!?!???????? :@

          • David Wilson says:

            There is a difference between learning how to operate a car, and becoming a good driver.

    • Aleks says:

      i think you should say that because u never know the goverment might listen, i love motorcycles and need a car for the winter, but the goverment inforced a law similar that ur preposing for cars on motorcycles, and it doesnt give you any more experience it jsut causes a hell of a problem with a underpowerd vechicle on long distances and also buying a selling new bikes as you progress doesnt come cheap, they should just show teenage drivers what happens when u drive like an idiot and make the tests more extreme, for example you have to get around a race track in a surten period of time, if you can you pass, i think if a driver can race on a race track he can hanlde a safe trip to the shops dont you?

  32. Kieran Abadie says:

    I am definitely getting an Austin Mini but where the hell did they get that quote 😮 anybody know? thanks 

  33. khanage says:

    which company offers the quotations in the chart above? I am 18, and have held a licence for over a year? 

  34. Justin says:

    Should I consider a Maserati Granturismo or a Porsche Panamera?

  35. Xtopher says:

    As a teenager in the 80`s I got my two grand Golf Gti 1800 insured for it £97. Thrashed that mother to death and it still purred away. Oooh those were the days!

  36. Sas says:

     i think there for more older people!

  37. JEREMY MAY says:

    Just got my 17 year lad a Bugatti Veyron Super Sport& no one will insure it ?????what is this country coming too !

    • Paulnmcdonald says:

      funnily enough i bought my missus a new jaguar she left it in the garage overnight …next morning it bit her legs off……

    • Fab says:

      That is ridiculous, you want your son to kill himself? Isn’t it obvious why he cant get insured on it…

  38. shakes says:

    Is the quote for any 1000cc Peugeot 106? as i was looking at a key largo and wondered if it would be the same?

  39. Pape460 says:

    I won’t a 1997 polo 1.0 and was just wondering how much it would be to insure as I’m 17?

  40. A very angry 17 year old says:

    LOL corsa insurance not £1500 more like £8000 that you just quoted me!!! How can someone physically expect to buy a corsa for like £200 an pay £8000 insurance, surely I should just spend £8000 on a car an will probs get insurance for £200!!!

    • David Wilson says:

      You won’t get insurance for £200, but a more expensive, newer car will usually result in a lower premium – as stated in the article a car of around £5,000 in value will tend to have a lower premium than a cheap banger.

      I would suggest that perhaps someone would take more care driving a £5,000 car than they would driving one which cost just 4% of that.

      • Gareth says:

        Where does that cut off though, David? I passed my test in March, I brought a 1.4L Corsa SXI for £2,000 and insured it for £4,300. The Corsa is a ’53 plate and in mint condition. Assuming that your logic is correct, I should be able to insure my BMW 1 Series Coupe for less just based on the fact that it’s worth £20,000 more and I have no intentions of driving it like an idiot. This doesnt seem to be the case though, insurance companies aren’t even considering insuring my BMW but happily insured, what I consider to be, the higher risk car.

        • David Wilson says:

          There is a balance. Once the value increases past a certain point any damage to your own car is more likely to result in a claim that the insurer has to meet. Simplifying a bit, with a moderate or low-value car minor bumps and shunts won’t result in a payout for the insurer as the excess and the effect of a fault claim on the next year’s premium will mean it makes more sense for the customer to arrange repairs themselves.

          The sweet spot for car value is usually around £5,000 or £6,000 but it will vary quite a lot from car to car. Basically the insurers like cars that you’ll look after, but which you’ll be likely to repair yourself if something happens.

    • Joshford94 says:

      i got quated 570 a month for my 1.0 corsa i only bought it for 500

  41. jay says:

    i got quoted by 3 or 4 insurance companies £3000-£7000 on a 1litre 02 corsa comfort which is worth around £500 my premiums where about £400-£600 a month it is rediculous i could get a house for that amount of money a month

    • Macaela89 says:

       i totally agree with all the comments about insurance for young drivers, i myself work as an insurance broker and it is just ridiculous the prices ive seen for male & female drivers, its no wonder most are now taking out insurance in their folks names and going on as named drivers,, ive been to many conferences regarding this and maintained all along instead of charging huge premiums, they should charge 1 flat rate for males and female 17-25year olds (within sensible limits of course), with a view that if they have accidents or convictions their insurance premiums are increased accordingly and those who dont, get reduced premiums year on year, surely this is the fairest way to give young drivers a chance to actually drive when they pass their tests??

      • David Wilson says:

        So you are suggesting a non-underwritten compulsory product. That sounds like a tax, and it is still going to be pretty steep.

        Young drivers already get reduced premiums year on year if they don’t crash, via no claims bonus, and by virtue of becoming more experienced.

        The net effect of this would be zero, as the same claims will still have to be paid for out of the combined premium. All your suggestion would do is push up prices for statistically safer drivers and reduce them a bit for the most dangerous. How is that fair?

        • Rob says:

          Yeah i don’t agree, i passed my test at 17, at 22 now have 5 years no claims and insure my 1.6 clio for less than £600 a year. It’s the same as it is with everything, start from the bottom and work your way up. Prove you’re good enough to get cheaper premiums.

      • Alex says:

        Absolutely right! I’m going to start driving in April and these figures make no sense whatsoever! It makes me feel like I shouldn’t bother!

  42. Marvin says:

    I want to cry. I bought my Volvo last March, when I was 22 and now I’ve turned 23. My quote for the year ‘then’ was £1350. Seen as I was commuting to work and back via bus, I thought I’d leave it till I’ve turned 23 for which I tested the quote system and it said £790. I just got a requote 11 months on, today…. £2200!!

    I might just sell the car and call it a loss. I find it rediculous to pay that kind of money for a car insurance esspecially if it won’t even cover  3, tops 4,000 miles a year.

    After crunching some numbers, with the £2200 quote + sale of car + yearly fuel bill rounded up into one lump sum I’ll be looking at around £7,000!+

    That’s £20 a day for taxis! Makes more sense to be chauffeured around by the looks of things.

  43. Remi says:

    I passed my test 3 months after my 17th birthday taking lessons nearly ever day for an hour or 2 and my fist car was a 2.7 jaguar xf. Insurance only costs me £5000 which is good considering I have three points and its powerful car.

    • Ranting 17 year old says:

      I am 17 and passed my driving test Feb 2012 🙂 I have got a skoda fabia 06 which is worth £2000 and I tried to insure third party fire and theft the cheapest quote I got was £4.500 which was about £450 per month, I can rent a house for that, the most expensive quote I got was from one call insurance (AKA: one call heart attack) which was a staggering £49,029.35 paying annual, paying monthly it was 1x £9,395.81 and 11x £4.492.87 which works out to be £58,817.38 which is not good considering I do not have any points on my licence and its not a powerful car. There needs to be a change in the way insurance is being done as I do not think my E.M.A (education maintenance allowance) is going to cover that. how do they expect people to pay these ridiculous prices!!!! oh and I tried a old corsa the car makes no difference insurance is just sexiest and ageist, no wonder so many people are driving without any insurance, which in turn is making law abiding citizens insurance go up, also people claiming for so called “whip lash” when they haven’t actually got whip lash is making premiums go up too, need to find a way of testing for real whip lash rather than handing out compensation to any tom, dick and harry. I was better off driving on provisional licence with someone supervising me for £80 a month that way I could actually drive my car.  🙁 oh and another thing insurance premiums are going up 44p per day. looks like only football players and pop stars will be driving soon 😀

      • guest says:

        get a mini before the made before the year 2000 and it is £1000 third party and £1200 for fully com. doesn’t matter on what model. i’m 17 and i live in northern ireland the dearest place in Europe to get insurance 

        • hls says:

          hi who you insuring with because i was looking at a mini and if its only a grand maybe I can warrant spending abit more on it. Thanks

  44. Ross says:

    what i dont understand is how someone of the exact same age, same details, maybe bar day of birth and same car, get such a different quote? Like the only difference is the location we live in and the difference is im getting quotes of £7000 whereas they are getting quotes of 2500 how is this possible?

    • David Wilson says:

      Postcode is certainly a very important factor in any car insurance quotes, some areas have very high levels of claims, and the quotes will reflect this. Saying that, however, it is unlikely that your details are identical in every respect – insurers look at a very large number of factors before coming to a decision and these can add up into a large price difference.

      • Fatyowls says:

        You must work in the insurance industry as all you comments just do suck up to keeping the well over inflamed price of insurance!

    • Fab says:

      Because your postcode changes the price of your insurance. If you live in a city with a postcode like SY1 it will be more expensive than if you live in the country with a postcode like SY12, you’re at more risk of crashing in built up, busy areas.

  45. Chassis says:

    I’m not sure what alarms me most – the price of car insurance or the shockingly poor levels of grammar and spelling exhibited by the posters on this forum.

    • A teenagers paying father... says:

      I agree. Insurance companies should offer discounts for good grades. Surely a hard working student would be a safer bet than a tossed out street scally in his kitted up 106.

      • .. says:

        not allways i know someone who got almost all B,s and A,s on there grades yet thay cant drive for toffee and have had 3x the amount of accidents as my mate whos grades almost spell “fudge “

  46. Jack says:

    Where is the cheapest insurance for a 1973 Classic beetle considering im 17?

    • David Wilson says:

      Your rate will depend on your circumstances, but you should always shop around. There are several Beetle specialists out there, but not all of them cover 17 year olds. Obviously we are biased a bit, but you should definitely get a quote from us, call 0800 369 8590.

  47. Ryan (17 Years of age) says:

    is the prices of insurance above correct with adrianflux because i am thinking about to get one of the cars above to lower the insurance ??? i am 17

    • David Wilson says:

      Insurance prices are calculated individually, these prices are correct for the example circumstances and dates mentioned above. To get a quote call 0800 369 8590.

  48. MM says:

    This Is Stupid, Crazy Badboy’ Wanabe’s Give Bad Names’ To Young Drivers’ Causing Accidents On The Streets” :/ 

  49. Fedupofbeingrippedoff says:

    I keep hearing it said that 17 year olds pay more for insurance as they don’t have much driving experience. My next door neighbour also had no driving experience until she passed her driving test last month and she is 47, her insurance is less than £700 for a 1.6 engine car. My 17 year old son passed his test in Jan and can’t get insured for less than £4000. How is this fair?

    • David Wilson says:

      I would humbly suggest that the driving habits of a typical 47-year-old are rather different to those of a typical teenager. Insurance rates are based on statistics, and, new driver or not, older drivers are statistically much less likely to have an accident or claim.

      • Tom says:

        it’s a bit unfair not all teenage drivers are going to race around like everyone thinks they will this is unfair and stereo typical.

  50. Shannanellouise says:

    Stressing out. !
    Iv just passed my test I’m 17 and all the quotes I’m getting are like 4000 pound Pfttt I don’t think so ! I live in a country side so someone explain what the hell that’s about I’m working full time and still can’t afford my car (Renault Clio 1.2) as if ! They would make a hell of a lot more money if they lowered the insurance because then a lot more people would drive this is just rediculous hope them prices above are real !!!!

    • Sammy G says:

      4000! thats bang out. Not really understanding why it is that much when my step bro got insured on his 1.2 clio for 1600? 

    • Angel666 says:

      Hi I’ve got quoted 1250 per year for a Clio 1.4 🙂 and I new driver 26

      • tobyg795 says:

        your insurance goes down when your 18 , 20 and again at 25 , so your insurance will be cheaer than that of a 17 year old

  51. matt2042 says:

    Annoys me how all youngsters get stereotyped as likely to have accidents.. We’re not all the same! And it also annoys me that females get lower quotes? It just doesn’t seem fair..

    • David Wilson says:

      Insurance prices are based on statistics – the high prices reflect increased risk to the insurer, as the ‘stereotype,’ as you call it, that young drivers are more likely to have accidents, happens to be true. As such, the prices are fair, in the sense that they reflect the risk of a claim, whether they seem so, or not.

      That is not to say that high prices for young drivers are desirable, and we should certainly be looking for ways to help young drivers achieve insurance cover at a reasonable price, whether through education, such as the Any Driver BTEC, on-board monitoring, via telematics or camera, or indeed through structural changes to the way that legislation governing how young drivers get onto and use the roads.

      • Andy Stuart says:

        David, the insurance companies are making a huge profit from Teenage drivers, yes statistically they are more likely to have an accident, but how many are going to right off a car between 2 and 4 times a year?
        That is what the cost of cover above suggests many teenagers buy very cheep second hand cars, especially if they are not supported by their parents.

        • David Wilson says:

          Over the last few years, very few insurers have made an underwriting profit – the last time the industry as a whole had a positive underwriting result was in 1994.
          The cost of the cars is almost insignificant compared to the cost of the third party injury claims. The question you need to ask is “How many policies does an insurance company have to sell to offset the multi-million pound claim for someone who requires round the clock care following an accident?”
          Also bear in mind that the average cost of a single whiplash claim is reported to be £12,500 and that your own passengers are entitled to sue you, even if there is no other vehicle involved, and you (or rather your insurer) could be looking at a £50,000 claim for a low speed argument with a lamppost.

          • Ben says:

            I think that more “variables” should be taken into account with young drivers such as myself, in fairness. For example, I would mainly be doing motorway miles, and am mature in attitude towards driving.
            Then again, both of these could be taken into account through a phone call…you can get much cheaper insurance than through online quotes!

    • tobyg795 says:

      women and all ways complaining about men being “sexist” but to be completele honest i think that women having to pay less than men for some thing is sexist towards men , ( i am only 14 and this is just my point of view)

  52. Aaronlittlehales-06 says:

    im 22 next month and i am wondering what is the best motor to get i passed in February this year please help

  53. JIM says:

    I am a 18 year old male and I cant seem to find a cheap(ish) insurence for a wee £600 1.2 corsa B and I saty in the southside of glasgow and was wondering if anyone could help me out that is in (has been in) the same situation as me and has found a good insurer, the cheapest quote I have had is around the £4000 mark and all I am looking for is a quote between £1000-£2000ish. Cheers if you can help me

  54. oligonnadrive says:

    how much is a classic beetle please for a 17/18 year old today i found out from some people they were expensive ,on the other hand they were mega cheap. im confuzzeled ps the classic beetle is nek.mtfc

  55. nick says:

    I would rather my 17 year old son drive a “safe” £4000.00 car and pay £1000.00 insurance, as apposed to a £1000.00 dangerous heap paying £4000.00…..

  56. I agree with
    matt2042 it annoys me as well. not all teenage guys are boy racers some of us are actually grown up and smart enough to use common sense on the road. as for cheaper quotes for Females I find that well sexiest! My sister is 28 and she has had more accidents than I have.

  57. Viks1991 says:

    I’m a young male with an EEC licence. Have held it clean for more then 2 years. And my cheapest quote still is 2200… Any suggestions..?

  58. nathan ashbridge says:

    i would like to know why im getting quoted almost 3,000 pounds on a 1L clio when it only cost me 900 for the car? please explain im 19 and just passed

    • David Wilson says:

      It isn’t damage to your car that costs so much to insure, it is the risk of damage to third parties, in particular personal injuries, that makes insurance so expensive for young drivers.

  59. AshD says:

    You are all talking like 4000 is a lot, I just nearly fell to the floor when I got quoted 7,300 on a 1.0 Corsa

  60. James says:

    I have a 1971 Morris Minor, as a 17 year old it cost me £586 for a years fully comp!

  61. Dad of 3 teanages ( GULP ) says:

    Just read Andy Stuart comment below! Doh! What happens if a young driver loses control, say through speed and hits 3 or 4 cars before mounting the pavement and injuring a pedestrian. Bet that lot comes to more than say £2000? how about £20,000. Insurance is too high for young drivers, insurance companys could give say 35% discount for young drivers with extra training.

  62. madddddd!!!! says:

    drives me crazy how young males get robbed blind by the insurance companies, im 22 and never had an accident and was forced to get rid of my car last year as the insurance was still topping over 2 thousand a year! its ridiculous! half the people that race around arent even affected by the high prices because mummy and daddy pay it for them! grrrr!! RANT OVER.

    • David Wilson says:

      I am sorry to hear this. Were you collecting your own no-claims bonus over this period?

      One of the problems with being a named driver is that, without your own no-claims building up, prices can remain relatively high for many years.

  63. William 'fangio' Gee says:

    i managed to get insured on a 1979 triumph spitfire 1500 for just £2200 (btw i am 17 at the moment) for a small sports car that is a very good deal. basically my advise is to go for something that has a reasonable sized engine (1.0-1.5) that has a a small power output (spitifr producing 71 brake horse power)

  64. hayley-may-cropper says:

    Where did you get the insurance quotes from for the toyota aygo and the citroen c1? cheapest I can find is £2400?

  65. Dave says:

    Some of the comments below are fairly interesting. There are numerous people that are trying to insure cars with larger engine sizes for either themselves or for their children. Instead of risking fronting insurance and loosing your policy altogether, would it be easier to purchase a very small and cheap car, insuring it fully comp and then driving the main car as Third Party F&T? You would need to clarify that the fully comp policy allows you to drive other cars under your insurance but it’s got to be better than fronting as I believe it’s legal? Just a thought.

    • David Wilson says:

      Both cars will need to have their own insurance policy (driving other cars extensions require the other car to have insurance in its own right).
      Very few young driver policies have a driving other cars benefit included these days.

  66. Jake says:

    To insure my 04 (54) 1.2 Renault Clio Expression, it cost me £1650 and that’s with me passing a year ago with no experience and 2 named drivers. What sort of job you have (if any) makes a big difference! No job = big premium Full time boring job, like office waller or salesman = smaller premium. If it’s your policy, try to park it off road at night, investigate blackbox insurance, it’s unappealing if you have a bit of a lead foot, but it does make a huge difference if you’re willing to drive like at the speed limits and sensibly for a year, it will make a difference, and your policy changes with you.

  67. does anyone know what the average insurance would be on a austin maxi for a 17 year old fremale???

  68. linda says:

    i am about to buy myself a new car and my daughter will be 17 next year. any ideas on what car to buy? i want an eco car, thinking of Ibiza, fiesta or polo, or maybe the citreon ds3.

  69. Jason Cooper says:

    Driving experience if your an erratic person then you tend to drive faster in which is harder to accomodate to the brain causing fatal accidents… In my opinion i would say new drivers are less experienced but on the road they are still vulnerable and tend to play it safe. Ill be taking my lessone very soon next month and i am doing my graphic designers ba hons degree now…could i get some sort of discount due to being a mature student and my fuel consumptions being low?… As if i will be in this category of unexperienced i wont be on the road much at all…….please reply

    • David Wilson says:

      There are discounts available if you don’t drive much, but with a limited mileage policy you need to be sure that you aren’t going to exceed the limit you pick. Typically limited mileage policies have set limits of 1,500, 3,000, 5,000 or 7,500 miles.

  70. Coral says:

    im 17, and i want to get a little vauxhall corsa, but my cheapest quote is £3300!!! i am going to do pass plus…what else is there i can do 🙁 i have a full time job but as i am only 17 i only get paid basic money at the moment…

    • David Wilson says:

      There may be discounts available if you are a member of an owners club, take additional security measures (garage, alarm) or advanced driving qualifications. Something like IAM or AnyDriver NVQ may offer a bigger discount than PassPlus with some insurers.

  71. james says:

    when i first passed my test i was getting quoted around £4000 to £13000 on a 1.2 clio that cost me £2500 :S hahaha stupid!!! i have now held a full licence for around 10 months and am now 18, i ended up paying £1700 for insurance. i am now purchasing a new clio renaultsport 2.0 that i have been quoted £3500 for and is the same price my friend payed for a 1.6 corsa vxr turbo and is a year older than myself, i am aware this is a high price but taking into consideration the car and my driving experience it is fairly good compared to many quotes and many companies that wont touch me . i have spend ridiculous amounts of time learning about what effects insurance quotes and how to get a better quote. if you look into it enough you can find a good quote just takes time. also picking a car that is a car not commonly chosen within people of you age, gender, also having a small engine and low insurance grope. if anyone want any advise just ask and if i can id be more than happy to do what i can to help. 🙂

    • a_dalal says:

      Well, I know I’m meant to be a ridiculous amount at the moment, but I’ve just got my licence about 2 months ago and I just turned 24 a month ago (yes, I got my licence late, because I didn’t need it). My job would eventually require me to get a car that can do motorway quite often, so I’m looking for any advice on that front? Maybe a 1.4/1.5 litre car perhaps?

  72. Matt says:

    I just got quoted £35000 for a 1.2 ltr corsa limited addition and £9000 for a Ferrari FF supercar by the same insurer! how can this be?

  73. notafraid says:

    I’m 21 for me to insure a 2.0 turbo Audi A3 is £ 500. Can’t complain. Haha.

  74. Pod says:

    Very good guide, but you’re missing the MGB GT 🙂 Seriously cheap to buy and insure. I passed my test 4 months ago and was quoted £520 a year. Only issue might be the 25mpg but that’s an average rate I think. And if I get a pre-73 one it’ll be tax exempt! I’ve always wanted a classic car, and at the age of 19yo I never believed I could afford it 🙂

  75. Ryan says:

    Everyone keeps going on about how 17 year old drivers have a higher (extortionate) insurance price because they have no experience behind the wheel. So what’s different when they’re 25 and still haven’t had no experience behind the wheel because the insurance is too much? I’m sorry but I don’t see how that is fair at all.

  76. DOG says:

    My first car was a Audi a8 4.2 Quattro! OMG best car in the world! I have a range rover voge now 🙂 🙂 :-)! I got my son a VW golf he loves it, I highly recommended A VW gold to anyone looking for a new car for their son or daughter!

  77. Sal says:

    im 17 I just passed my practical a week ago, bought a golf r32 4motion v6 for £11,000. And no one wants to insurance me, its a bloody joke! so now im driving withouth insurance

    • Duke says:

      In response to Sal: And when not if you get caught, you will be one of thousands of immature, naive youngsters (who clearly didn’t think to try get a quote first before blowing 11k) who are the reason you can’t get insurance in the first place. Where is your brain boy?

  78. youngdriverwithabrain says:

    Sorry david but I disagree a pensioner driving is more likely to cause accidents than a younger driver due to the difference in road awareness and knowledge and understanding or new road rules and regulations.

  79. Robert A'cat says:

    After looking at all the options I created a understakers company for my son.
    As he is the director he is covered on the company insurance to drive the Hearse and limosines. He get a few stares when travel at more normal speed with the cofffin in the back. He also has two Jaguars to drive all fully comp.
    A lot of stuff tax deductable.
    Obviously the company is registered off shore.
    The bank were only too please to front the money.
    The cost has been considerable cheaper than getting insurance on a Ferrari fo him.
    Plus he now has a Saturday job and business.
    I am just making enquiries to get and Aston Martin Hearse as they seems to be a demand for posh funerals :-).
    Just like to thank the vulture insurance companies for making me get off my arse and do something different.

  80. craig says:

    if they are the prices for them cars why cant i get it for that price?

  81. Rob says:

    Not sure where you have got these quotes from. I have tried to get quotes for a selection of these vehicles for my 18 yr old daughter. The Cheapest I got was for the Peugeot 107 coming in at £2570…. I would really like to know where you got these quotes from…

  82. alpha_omega says:

    please stop moaning about insurance, it’s got to a point that it is ridiculous admitedly but please just stop constantly mentioning it at every turn, if you don’t want to drive then shut up and don’t but guess what?! If you want to then you’ll have to pay this excessive amount to do so and until the days insurance is not compulsory you shall do so! ‘Annoys me how all youngsters get stereotyped as likely to have accidents.. We’re not all the same! And it also annoys me that females get lower quotes? It just doesn’t seem fair..’ much in life is not fair and the sooner you begin to realise this the better off you shall be and so i say please just realise that if they had someone to come round to your house and spectate how you drive and measure wether it is safe or not then this would take too much money and far too much time that in the long run you would be paying a great excess for them too see that you’re a good, safe driver. Insurance is there for a reason and unfortunately the small minority spoil it for the greater majority.

  83. DeenIl Islam says:

    Can you give prices for a 17 year old who lives in a high risk area, (CR41LD – Postcode). I can’t seem to find any insurance that is under £5000 and the car am trying to insure is group 1 vauxhall corsa!

  84. Jimmeh says:

    Im looking at getting insured on a 1300 vw beelte 1972 and im getting quotes for £2,500 everywhere, im 17 and have just passed so this would be a first car! Where was the quote for £1450 from and was it for a 17 year old?

  85. Danny says:

    hello all i have been trying to get insurance for less tham 3000 a year on any car not too bothered about male or model im 19 years old and have held my license 6 month and the cheapest is 3200

  86. Selborne says:

    probably because 17 year old will try to set a land speed recorded every time they drive the car ! where as the 47 year old has grown up !!

  87. daniel says:

    im 22 got two kids need a nice family car to drive round and i carnt get insurance its terrible what am i going to go rallying with my kids in the car they do need to cosider other peoples views to say if a 17 year had a kid needed a car thay should lower the insurance it beyond a joke

  88. scott says:

    The insurance compaines need to wake up, not all 17 year olds are chavvy and want to rag their cars ! some want to take their dog to the countryside or take their younger brother to the park and get a good paid job ! annoys me the tar me and many other 17 year olds with the same brush as ‘boy racers’ time something was done about this !

  89. Concerned Parent! says:

    I don’t think the young drivers are that bad, we’ll no worse than I was at 17. I blame all the foreigners driving cars that are not insured, or have fake docs from abroad. They are the Idiots causing our young drivers to suffer. It all BullsXXt and the insurance companies need to sort them out and not punish us. Imagine if there was an insurance company purely for young British drivers. And gave quotes based on actual figures of young drivers….

  90. Edward says:

    The problem is that a lot of you are getting insurance on a CORSA! You look on the roads and see how many ‘chavs’ and boy racers drive them! You need to look at other options. I looked at a Austin Metro 1.1 and it’ll cost around £1200 per year fully comp for a 17 year old with No NCB! But if you want more power, how about a Toyota Starlet 1.3? Fully comp 17 year old no NCB = £1500

  91. rudy says:

    man im 16 got my license and have been working to save money for a car. now i got all these extra side payments to think about which is ridiculous…just trying to get myself a reliable car to get to school and back…not all teenagers are reckless only the spoiled ones who dont know what responsibility is…

  92. Paddy says:

    Classic Cars, like the Mini , Beetle, MGB and others are cheap to insure for new drivers. (if it has small engine) . There is 2 reasons why.

    1. Classics are awesome, so you will drive more carefully so you don’t crash it.
    2. alot of 17 year olds are buying corsas, fiestas, polos etc. so the insure companies see them as high risk cars, so they can charge more for insurance.

  93. mark ward says:

    I think a change is needed for young drivers insurance. One idea is below for example.
    Insurance premium for a 1.2 corsa £500
    Excess £2000
    The difference been is that the excess is paid up front and if the driver doesn’t have an accident then the excess is paid back or carried over each year till they have full NCB, at that point the money is paid back. The insurance company gets the interest for 7 years on top of the insurance premium.

  94. Graham says:

    What a great idea Mark

  95. marvi says:

    I think that now a days young drivers are dangerouse in there driving I mean once they get insurance licence to drive a car they lose focus on there driving and the rules of speed limit and by the way the money they have to is to muh 30,00 LIKE THAT IS JUST TO MUCH

  96. paddy says:

    21 year old and can’t get anywhere near the prices this quotes… lowest Ive ever found is above £2500

  97. Kayah Taylor says:

    Thank you Adrian flux you are the only insurance company helping youths.

  98. David Wilson says:

    This article is not called ‘Priceless Classics for Teens’ 🙂

    Nevertheless, you can get an eighties Austin Mini for around that figure, e.g. which will give your kids all the fun of Mini ownership without the risk of a heart attack every time they get a bit too close to a supermarket car park bollard..

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