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Classic Car Insurance

A classic car as treasured as yours deserves car insurance from a specialist. At Adrian Flux, we treat your vehicle like our own, offering bespoke classic car insurance policies from our range of underwriters to suit your special circumstances.

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Classic car insurance specialists since
1973

With over 50 years’ experience arranging vehicle insurance policies for historic car enthusiasts, we’re experts at tailoring classic car insurance policies to your individual needs. Whether you own a Reliant Robin, a Morris Minor, a classic Mini, an older Beetle, an MGB, a Triumph, an imported American classic a whole collection of classic cars, or anything in between, we can compare classic car insurance quotes so you don’t have to.

Our sales team is made up of car enthusiasts, meaning your hobby is our own. As a result, we’re passionate about finding you a great deal. Each and every quote we give is tailored to you and your unique circumstances.

Red classic car driving down the road
Red classic car driving down the road

Get a Classic Car Insurance Quote

Yellow classic car driving down the road

How much does it cost to insure a classic car?

Insurance for classic cars is often the more affordable option for our customers. This is because we know you’re more likely to treat your classic car with care. In fact, our classic car insurance customers saved an average of 39% in 2023 when taking out a policy with us. See how much you could save by giving us a call.

Let us know if any of the following apply to you and we could offer you better premiums:

  • Limited mileage

    If you use another car as your daily driver, you’ll benefit from our discounts for those driving limited miles.

  • Agreed value cover

     Agreed value options available on all classic vehicles so your pride and joy is fully covered in a total loss.

  • Club or forum member

     If you belong to a classic car club or forum, you could get up to 15% off your quote.

  • Restoring or not using your classic

    We offer laid up or build-up cover for classic cars.

How much does it cost to insure a classic car?

Insurance for classic cars is often the cheapest option for our customers. This is because we know you’re more likely to treat your classic car with care. Let us know if any of the following apply to you and we could offer you better premiums:

Yellow classic car driving down the road

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

What kind of classic car insurance do you offer?

Our [[ FLUX_EXPERIENCE ]] years in the industry as a specialist insurance broker for classic cars has allowed us to provide cover for all types of older vehicles, including vintage, pre-war, historic and modern classics. Here are just some of the areas where we offer classic car insurance. If you can’t find your vehicle on the list, give us a call as it’s likely that, whatever classic car you own, we’ll be able to cover it.

Illustration of person leaning against green classic car
Illustration of person leaning against green classic car

If you own a classic Land Rover or Range Rover, you’ll be pleased to know that we offer affordable classic Land Rover insurance for your vehicle. Whether you own an army-issue Landy or a Series 1, we can help find you cover that suits your needs.

There’s nothing like going on an adventure or enjoying van life in a classic campervan. We offer classic campervan insurance for all types of classic campers, from classic VW campers to the Mazda Bongo and everything in between.

As a specialist insurance broker, we have a soft spot for classic VWs (in fact, we have a whole hub dedicated to them and VW stories!). That’s why we offer tailored classic VW insurance at a great price. Whether you own a rare GT Beetle, a Beach Buggy, a Corrado, or any other type of classic V-Dub, we can help.

If you own multiple classic vehicles and you cover them all with us, you could get a great discount on your insurance by taking out classic multi-car insurance. Just give us a call to let us know which vehicles you want to cover and we can help.

Whether you own a Jeep Wrangler from the 90s or a classic Suzuki Jimny, we can help you get affordable classic 4×4 insurance that’s tailored to your needs. This means that even if you take your vehicle off-road or down green lanes, we can help you get the cover you need to use your 4×4 to the fullest.

Do you use a classic truck, van or lorry? We’re one of very few insurance brokers to provide insurance for your classic truck or van. Whether you use the vehicle for business or pleasure, we can help.

If you own a classic Ford, you own a piece of history. Whichever classic Ford vehicle you have, as a specialist classic car insurance broker, we can help you get tailored cover that suits your needs. From the Ford Mustang to the Ford Cortina, chances are we can cover it.

Get a Classic Car Insurance Quote

Grey Corvette Stingray parked on the road

Complex classic car insurance needs?

At Adrian Flux, we understand that no two situations are exactly the same. If you have more questions, or you feel your needs are more complex than what we have covered on this page, simply give us a call on or request a callback. We work with a panel of over 30 insurers, meaning that even if you have the most unique situation, we’ll likely find a solution for you.

Grey Corvette Stingray parked on the road

Can I get modern classic car insurance?

Set your heart on a classic car from the 80s, 90s or noughties? If so, you’re in luck. We offer modern classic car insurance for all types of newer classics. Whether you’ve set your eyes on the BMW Z4, the Lotus Espirit, the VW Golf GTI, or any other beauty from this era, we can provide affordable cover that’s tailored to your needs.

We even offer cover for future classics, and can put them on a classic car insurance policy in the right circumstances. 

Red classic car

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

Young driver parked in the driving seat

Can I get classic car insurance as a young driver?

Yes, we’re able to secure classic car insurance for under 25s. Insurance on older cars can even be cheaper for 17 and 18 year olds who are looking to buy their first car.

Plus, as an insurance broker specialising in providing cover for classics, we know that if you’re a young driver and you’ve invested in a classic, chances are you’ll take good care of your pride and joy. That’s why we’re able to offer affordable under 25 classic car insurance even if you’ve just passed your test.

Get a Classic Car Insurance Quote

Why choose classic car insurance with Adrian Flux?

We love that even though we’ve been in the business since [[ FLUX_SINCE ]], we continually hear about special sets of circumstances that warrant a completely different approach. As an insurance broker, we have access to a wide range of schemes for unusual situations.

We offer flexible and competitive collector’s car insurance quotes for most circumstances, sourcing you the best scheme from among the many offered by our panel of over 30 insurers. Why waste your time ringing around dozens of companies when we can do it for you?

And if you do ring around, come to us last. We will do our very best to beat the cheapest quote you get.

  • Agreed value policies available
  • Quotes compared in under 15 minutes
  • Exclusive deals through us
  • Each policy is tailored to you
  • Operating since 1973
  • Panel of over 30 insurers

Why choose classic car insurance with Adrian Flux?

We love that even though we’ve been in the business since 1973, we continually hear about special sets of circumstances that warrant a completely different approach. As an insurance broker, we have access to a wide range of schemes for unusual situations.

We offer flexible and competitive collector’s car insurance quotes for most circumstances, sourcing you the best scheme from among the many offered by our panel of over 30 insurers. Why waste your time ringing around dozens of companies when we can do it for you?

And if you do ring around, come to us last. We will do our very best to beat the cheapest quote you get.

  • Agreed value policies available
  • Quotes compared in under 15 minutes
  • Exclusive deals through us
  • Each policy is tailored to you
  • Operating since 1973
  • Panel of over 30 insurers

Get a Classic Car Insurance quote

FAQs

Any car 40 years and over is now exempt from MOTs, meaning that most vehicles manufactured on or before 1979 are likely eligible for MOT exemption. Read our in-depth guide on MOT exemption for classic cars to find out more.

This question is hotly debated by classic car owners, insurers and brokers alike, and while there are no hard and fast rules, most deem cars as “classics” when they are 20 years or over.

However, here at Adrian Flux, we understand that this is not always the case. We are one of very few insurance brokers recognising that even five-year-old cars could be called classics, especially if the model has stopped being manufactured or it’s gained a following.

Read more in our blog on when a car becomes a classic.

Yes, we offer temporary insurance for your classic car. Just call us and let us know how long you need cover for and we’ll provide a classic car quote.

We’re also able to cover your vehicle for track and rally days, and wedding hire. Whether you’re making someone else’s dreams come true by hiring out your classic Rolls-Royce or Mustang for their wedding, or you’re making your own come true by driving your Ford Mondeo at a local event, we can help.

Restoring a car to its original beauty could be your end goal. However, if you want to completely retrofit a classic with modern internal features, you might struggle to find insurance that actually covers these modifications in your policy. As a specialist modified classic car insurance broker, we can help. Speak to us if this applies to you and we should be able to help.

Our panel of over 30 insurers allows us to be flexible, even when it comes to young drivers. We have a number of schemes that can offer great rates for young drivers wanting to insure a classic. You might even be able to get a quote that’s cheaper than the quotes you’ve received for standard car insurance.

Speak to us now for more information.

Yes, it generally is cheaper to cover a classic or antique car compared with standard vehicles, especially when you take out a policy with a specialist insurance broker like us. This is because we know that if you’ve gone through the expense of buying a vintage car, chances are you’ll take good care of it.

Yes, we offer cover for classic commercial vehicles for those who depend on their vintage vehicle for their business. Whether you own an older tractor model, a classic van or vintage pick-up truck, we can help.

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

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