Young people are statistically high-risk drivers, owing to their understandable lack of experience, so it is hardly surprising they will have to pay more for their motor insurance.
But it’s not all gloom and doom for young or newly qualified drivers. There are some things you can do to help yourself, such as taking an advanced driving course, agreeing a limited mileage policy or installing a black box.
Joining a car owners’ club can also earn you a discount, as can keeping your car garaged, or adding a parent to your policy.
It’s also worth remembering some cars are cheaper to insure than others. Here are the cheapest insurance premiums, using real-life quotes to drivers of a similar profile, offered by Adrian Flux.
The prices below are for fully comprehensive insurance. Call 0330 123 1232 for more information or request a callback from one of our insurance specialists.
- A 17 year-old driver with a full driving license studying a white-collar subject (for example business) with a part-time sales assistant job
- Zero no claims bonus, claim and conviction free
- Social, Domestic, Pleasure and Commuting use
- Limited mileage policy of 5,000 miles per annum
- Car parked on the drive in a low risk area
Top 20 cheapest cars to insure by premium
|Citroen C1 Code||£1,223||£2,500||998 cc||£500|
|Citroen C1 Rhythm||£1,205||£2,000||998 cc||£500|
|Citroen C1 VTR||£1,215||£4,000||998 cc||£500|
|Fiat 500C Lounge||£1,215||£5,000||1242 cc||£500|
|Fiat Punto (Grande)||£1,205||£1,500||1242 cc||£500|
|Ford KA Zetec Climate||£1,100||£1,000||1297 cc||£500|
|Kia Picanto Zapp!||£1,205||£1,500||999 cc||£500|
|Peugeot 107 Urban||£1,205||£1,100||998 cc||£500|
|Renault Clio Dynamique||£1,223||£500||1149 cc||£450|
|Rover Mini Premier||£1,260||£2,999||1000 cc||£450|
|Saab 96 V4||£778||£3,500||1498 cc||£450|
|Seat Arosa S 8V||£1,223||£700||999 cc||£450|
|Suzuki Alto SZ3||£1,223||£2,999||996 cc||£500|
|Toyota Aygo Black||£1,115||£2,400||998 cc||£500|
|Toyota IQ||£1,223||£4,500||998 cc||£500|
|Toyota Yaris TR VVT-1||£1,223||£4,000||998 cc||£500|
|Vauxhall Corsa Design||£1,205||£1,400||1229 cc||£500|
|Vauxhall Viva De Luxe||£1,019||£3,000||1159 cc||£450|
|VW Beetle 1200||£860||£2,500||1192 cc||£450|
|VW Polo E (60)||£1,205||£2,600||1198 cc||£500|
Looking for more savings? Find out how to reduce the costs of learning to drive too.