What are the cheapest cars to insure for young drivers?

Young people are statistically high-risk drivers, owing to their understandable lack of experience, so it is hardly surprising they will have to pay more for their motor insurance.

But it’s not all gloom and doom for young or newly qualified drivers. There are some things you can do to help yourself, such as taking an advanced driving course, agreeing a limited mileage policy or installing a black box.

Joining a car owners’ club can also earn you a discount, as can keeping your car garaged, or adding a parent to your policy.

It’s also worth remembering some cars are cheaper to insure than others. Here are the cheapest insurance premiums, using real-life quotes to drivers of a similar profile, offered by Adrian Flux.

The prices below are for fully comprehensive insurance. Call 0330 123 1232 for more information or request a callback from one of our insurance specialists.

All the quotes below are based on recent real client applications for:
  • A 17 year-old driver with a full driving license studying a white-collar subject (for example business) with a part-time sales assistant job
  • Zero no claims bonus, claim and conviction free
  • Social, Domestic, Pleasure and Commuting use
  • Limited mileage policy of 5,000 miles per annum
  • Car parked on the drive in a low risk area

Top 20 cheapest cars to insure by premium

VehiclePriceValueEngine sizeExcess
Citroen C1 Code£1,223£2,500998 cc£500
Citroen C1 Rhythm£1,205£2,000998 cc£500
Citroen C1 VTR£1,215£4,000998 cc£500
Fiat 500C Lounge£1,215£5,0001242 cc£500
Fiat Punto (Grande)£1,205£1,5001242 cc£500
Ford KA Zetec Climate£1,100£1,0001297 cc£500
Kia Picanto Zapp!    £1,205£1,500999 cc£500
Peugeot 107 Urban£1,205£1,100998 cc£500
Renault Clio Dynamique£1,223 £5001149 cc£450
Rover Mini Premier£1,260£2,9991000 cc£450
Saab 96 V4£778£3,5001498 cc£450
Seat Arosa S 8V£1,223£700999 cc£450
Suzuki Alto SZ3£1,223 £2,999996 cc£500
Toyota Aygo Black£1,115£2,400998 cc£500
Toyota IQ£1,223£4,500998 cc£500
Toyota Yaris TR VVT-1£1,223£4,000998 cc£500
Vauxhall Corsa Design£1,205£1,4001229 cc£500
Vauxhall Viva De Luxe£1,019£3,0001159 cc£450
VW Beetle 1200£860£2,5001192 cc£450
VW Polo E (60)£1,205£2,6001198 cc£500

Looking for more savings? Find out how to reduce the costs of learning to drive too.

Learner driver insurance from £1 per day

Adrian Flux offers car insurance for learner drivers aged between 17 and 25 from just under 85p per day, a cost-effective way for young learner drivers to get that all-important extra practice behind the wheel.