Learner Driver Insurance From 65p Per Day

Learner driver insurance is a type of cover for provisional licence holders. This covers you when are being supervised by a family member or friend instead of an approved driving instructor (ADI) or provisional driving instructor (PDI).

Adding a provisional licence holder to your own insurance policy is generally the most expensive way of insuring a learner driver. In most cases, it’s cheaper for the learner driver to take out their own insurance policy. This has the added benefit of not affecting the main driver’s no claims bonus.

In general, anyone can help teach a learner driver as long as they answer “yes” to all three questions. Please note that some insurance policies require different terms:

• Over 21 years old?
• Had a full driving licence for at least three years?
• Qualified to drive the type of car you’re teaching the learner on (e.g. a manual)?

If you’re planning on sitting with a learner driver, take a look at our guide to supervising a learner driver to find out how to stay as safe as possible on the road.

Yes, when supervising a learner driver, it’s important that you are both covered – after all, a supervisor must be prepared to take over the driving at any time. If you’re a supervisor in need of insurance, we offer a range of short-term insurance policies, allowing you to get cover with short notice and for short periods.

Even if you’re as young as 16 years of age, you can get insured through Adrian Flux for a Motability car.

But we don’t stop there: we don’t think you should miss out on driving your dream car just because of a disability, which is why we offer coverage on mobility-adapted cars of all types, from kit cars to imports. Find out more on our disabled driver insurance page.

You’ll need information about the learner driver and the car they’ll drive to hand in order to get an accurate insurance quote. The best way is to call around different providers to find a policy that’s best suited to the driver.

Did you know that 81.5% of all customers receiving an online quote in August 2022 could have obtained a cheaper quote over the phone with us? Call us to find out how much you could save.

It’s unlikely that your insurance will automatically cover learner drivers, and adding learners to your own policy can put your no claims bonus (NCB) at risk. You’ll need to take out separate insurance for the learner driver if you want to keep your NCB safe.

Yes, you can either be put down as a named driver on the car if you’re using a family or friend’s vehicle, or you can take out provisional licence insurance. Learner driver insurance can be taken out whether you’re using someone else’s car or you’ve purchased your own.

It’s important to note that being a named driver is more risky for the car owner as, if you get in an accident, they risk losing their no claims bonus (NCB). It’s also unlikely that the learner driver would be able to build up an NCB of their own. An NCB enables you to get a discount on future insurance premiums as it helps prove that you’re driving safely.

Taking out your own insurance policy comes with a number of benefits, including being able to build up your own NCB. This could be beneficial in the long run as it will help reduce your insurance premiums over time.

Yes, you can take out provisional licence insurance even if you own your own car or you’re using your parent’s vehicle.

If you’ve taken out a separate learner driver insurance policy and you have an accident, this will not affect the car owner’s no claim bonus (NCB). However, if you’re a named driver on someone else’s insurance policy and you get into an accident, this could affect their NCB.

Yes, if you’ve been learning to drive in your own car, it’s probably a good idea to take your driving test in that car too. However, if it’s a recent purchase and you haven’t had much practice using it in the lead-up to your test, you might want to consider sticking to the car you learned in as this is probably the vehicle you’re most comfortable driving.

You only need to take out learner driver insurance if you’re going to be taking the test in a privately owned car. This could include your own vehicle or a family member’s. If you’re taking your test in your driving instructor’s car, they should already have insurance in place that covers you for your driving test.

Not all insurance providers allow you to build up a no claims bonus while you’re a learner, but you can rest assured that we do. This means that, by the time you take out regular new driver, young driver or black box insurance, you could already benefit from a reduction in your insurance premiums.

As soon as you pass, your learner driver insurance will no longer be valid as it only covers provisional licence holders. Although you can speak with your insurance company to switch to a standard insurance policy, most recommend that you allow your driving instructor to drive you home. This is because emotions are often running high after you pass your driving test – plus you’ll probably want to let your family and friends know that you passed!

Yes, other people can put a learner driver down as a named driver on their insurance. However, it’s important to note that this can put your no claims bonus at risk if they get into an accident in your vehicle.

Remember, too, that if they’re the main driver of the car but you put them down as a named driver, this is technically called “fronting,” which is an illegal offence. Doing so could void your insurance policy.

Yes, you should be able to insure multiple drivers on the same vehicle.

This depends on how far off you are from passing your test and how frequently you’re able to take lessons. The DVSA suggests that, on average, it takes around 45 hours of lessons to learn how to drive, with 22 hours of supplemental private practice. You could use these figures as a way to estimate how long you’ll need to take out your policy.