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Learner Driver Insurance From 65p Per Day

Practise driving without affecting the car owner’s no claims bonus. Our flexible learner driver insurance can be purchased annually, monthly or daily depending on your needs. Prices start from 65p a day.


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Do learner drivers need insurance?

Yes, anyone driving on UK roads must make sure they have adequate insurance in place. This includes drivers on a provisional licence.

While you might prefer to simply be added as a named driver on your family or friend’s car insurance policy, this can put their no claims bonus at risk. As a result, it can be more cost-effective to take out your own learner driver insurance policy.

Illustration of learner driver behind the wheel with driving instructor next to them
Illustration of learner driver behind the wheel with driving instructor next to them

Renew on a month-to-month basis

Only pay for the cover you need before passing

Short term insurance available for just a few days

Policy lengths available for 1, 2, 3, 6, or 12 months

Vehicles can be covered up to insurance group 45, with a value of less than £30,000

Range of plans to suit most learners 16 and over with a provisional licence

Older learner drivers can also be covered, whether you’re in your 20s, 30s or 40s

Cover automatically stops when the policyholder passes their driving test

Great value new driver insurance so you’re ready to drive after passing driving test

Insuring two vehicles can secure you a 50% discount on second policy

Can provide cover across the UK

Premiums start at just £50 for one month’s cover

Woman sitting in car with two hands on wheel

Why choose Adrian Flux’s learner driver insurance?

Here are just a few reasons to choose Adrian Flux for your provisional licence insurance:

  • Renew on a month-to-month basis
  • Only pay for the cover you need before passing
  • Vehicles can be covered up to insurance group 45, with a value of less than £30,000
  • Range of plans to suit most learners 16 and over with a provisional licence, including older learners
  • Great value new driver insurance and black box insurance for those who’ve passed their test
  • Insuring two vehicles can secure you a 50% discount on second policy
Woman sitting in car with two hands on wheel

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How much is learner driver insurance?

Our learner driver insurance starts from just 65p a day, making it one of the cheapest options in the UK.

Plus, you can start building up a no claims discount as soon as you take out a learner driver policy with us – that means significantly cheaper insurance when you pass your test.

Person attaching L plate to car
Adrian Flux Learner Driver

Learner driver guide: pass your test in record time!

We have a range of resources available to help you get up to speed on various manoeuvres and get advice on the best insurance options. For a taster of our content, watch the video on how to parallel park. Take a look at our Learner Driver content for more hints and tips.

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Great extra benefits even for short-term policyholders

We don’t just offer our excellent policy benefits to annual learner driver insurance holders. We also offer them on our short-term learner driver policies. Benefits include:

Excess protection: young drivers are a higher risk to insurers, meaning your excess is usually a lot higher than your parents’. That’s why we offer excess protection for learners, so even in the event you need to make a claim, you won’t need to fork out the money to cover your excess. Perfect if your excess is in the hundreds.

Breakdown cover: as a learner driver, there is nothing more worrying than breaking down while you’re out practising with a family member. Getting breakdown cover will give you peace of mind that help is on the way when you need it. Ideal if you’re learning in your own car or your guardian has personal breakdown cover, which won’t cover you in the event you break down.

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Want to learn on the go? Download the FourFive Learner Driver app

We’ve partnered with the creators of FourFive, a completely FREE app packed full of helpful tips, guides and features to help you improve your driving skills.

FourFive Learner Driver includes plenty of helpful information to help you pass first time, including tons of official DVSA theory test questions, practice quizzes, and access to exclusive masterclasses led by driving instructors. Download the app and find out more on the FourFive page.

Learner driver app
Learner driver app

Get a Learner Driver Insurance Quote


Learner driver insurance is a type of cover for provisional licence holders. This covers you when are being supervised by a family member or friend instead of an approved driving instructor (ADI) or provisional driving instructor (PDI).

Yes, most of our provisional licence insurance policies are offered on a short-term basis as many learner drivers are able to pass their driving test in less than a year. So whether you need one day learner insurance for an impromptu lesson, a month’s cover for some last-minute practise before an upcoming test, or six months’ cover for multiple sessions, we can help.

Simply specify how long you need cover for when you get a quote. With quotes from 65p per day, our temporary learner driver insurance is an affordable way of getting the cover you need to pass.

Adding a provisional licence holder to your own insurance policy is generally the most expensive way of insuring a learner driver. In most cases, it’s cheaper for the learner driver to take out their own insurance policy. This has the added benefit of not affecting the main driver’s no claims bonus.

In general, anyone can help teach a learner driver as long as they answer “yes” to all three questions. Please note that some insurance policies require different terms:

  • Over 21 years old?
  • Had a full driving licence for at least three years?
  • Qualified to drive the type of car you’re teaching the learner on (e.g. a manual)?

If you’re planning on sitting with a learner driver, take a look at our guide to supervising a learner driver to find out how to stay as safe as possible on the road.

Yes, when supervising a learner driver, it’s important that you are both covered – after all, a supervisor must be prepared to take over the driving at any time. If you’re a supervisor in need of insurance, we offer a range of short-term insurance policies, allowing you to get cover with short notice and for short periods.

Even if you’re as young as 16 years of age, you can get insured through Adrian Flux for a Motability car.

But we don’t stop there: we don’t think you should miss out on driving your dream car just because of a disability, which is why we offer coverage on mobility-adapted cars of all types, from kit cars to imports. Find out more on our disabled driver insurance page.

You’ll need information about the learner driver and the car they’ll drive to hand in order to get an accurate insurance quote. The best way is to call around different providers to find a policy that’s best suited to the driver.

Did you know that 81.5% of all customers receiving an online quote in August 2022 could have obtained a cheaper quote over the phone with us? Call us to find out how much you could save.

It’s unlikely that your insurance will automatically cover learner drivers, and adding learners to your own policy can put your no claims bonus (NCB) at risk. You’ll need to take out separate insurance for the learner driver if you want to keep your NCB safe.

Yes, you can either be put down as a named driver on the car if you’re using a family or friend’s vehicle, or you can take out provisional licence insurance. Learner driver insurance can be taken out whether you’re using someone else’s car or you’ve purchased your own.

It’s important to note that being a named driver is more risky for the car owner as, if you get in an accident, they risk losing their no claims bonus (NCB). It’s also unlikely that the learner driver would be able to build up an NCB of their own. An NCB enables you to get a discount on future insurance premiums as it helps prove that you’re driving safely.

Taking out your own insurance policy comes with a number of benefits, including being able to build up your own NCB. This could be beneficial in the long run as it will help reduce your insurance premiums over time.

Yes, you can take out provisional licence insurance even if you own your own car or you’re using your parent’s vehicle.

If you’ve taken out a separate learner driver insurance policy and you have an accident, this will not affect the car owner’s no claim bonus (NCB). However, if you’re a named driver on someone else’s insurance policy and you get into an accident, this could affect their NCB.

Yes, if you’ve been learning to drive in your own car, it’s probably a good idea to take your driving test in that car too. However, if it’s a recent purchase and you haven’t had much practice using it in the lead-up to your test, you might want to consider sticking to the car you learned in as this is probably the vehicle you’re most comfortable driving.

You only need to take out learner driver insurance if you’re going to be taking the test in a privately owned car. This could include your own vehicle or a family member’s. If you’re taking your test in your driving instructor’s car, they should already have insurance in place that covers you for your driving test.

Not all insurance providers allow you to build up a no claims bonus while you’re a learner, but you can rest assured that we do. This means that, by the time you take out regular new driver, young driver or black box insurance, you could already benefit from a reduction in your insurance premiums.

As soon as you pass, your learner driver insurance will no longer be valid as it only covers provisional licence holders. Although you can speak with your insurance company to switch to a standard insurance policy, most recommend that you allow your driving instructor to drive you home. This is because emotions are often running high after you pass your driving test – plus you’ll probably want to let your family and friends know that you passed!

Yes, other people can put a learner driver down as a named driver on their insurance. However, it’s important to note that this can put your no claims bonus at risk if they get into an accident in your vehicle.

Remember, too, that if they’re the main driver of the car but you put them down as a named driver, this is technically called “fronting,” which is an illegal offence. Doing so could void your insurance policy.

Yes, you should be able to insure multiple drivers on the same vehicle.

This depends on how far off you are from passing your test and how frequently you’re able to take lessons. The DVSA suggests that, on average, it takes around 45 hours of lessons to learn how to drive, with 22 hours of supplemental private practice. You could use these figures as a way to estimate how long you’ll need to take out your policy.

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