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Insurance for BMW Cars

Facing high car insurance premiums for your BMW? If so, we can help. As an award-winning BMW specialist insurance broker, we help drivers get affordable insurance for their hot hatch, sports coupe and performance cars.

Existing customers please call:
Existing customers please call:

Get cheaper insurance for your BMW

If you drive one of the powerful BMW series hatches, coupes or executive cars available these days, you’ll probably be facing high insurance costs. This is doubly true if you’re a young driver or have a history of motoring convictions.

At Adrian Flux, we know a lot about the kinds of drivers who buy performance BMWs – and we pull out all the stops to get you the best deal.

For instance, we know that other insurers have got the BMW community all wrong, because drivers who love cars as much as you do take extra special care of them and that means you’re less likely to make a claim. And because we know this, we’re usually able to get you a better quote than most mainstream insurance companies.

Couple sitting at the back of BMW
Couple sitting at the back of BMW

Get a Insurance for BMW Cars Quote

BMW on the road

Which BMW models do you cover?

We cover all BMW models, whether your car is a modified 318i, Z3 Roadster, BMW M3, X5 4×4 or the latest 8 Series. Our many specialist schemes allow us to secure you competitive insurance deals.

In fact, we can offer low-cost insurance cover to all drivers of hot hatch cars, including young and convicted drivers. Plus, we tailor cover to suit your needs and budget.

BMW on the road

Insurance for the Individual

How can I save money on insurance for my BMW?

We offer discounts on insurance for your BMW for a whole host of reasons.

  • Experience of driving your BMW or another performance car
  • Limited mileage, perfect if your BMW is your second car
  • Up to 15% off for owners club and forum members
  • Security precautions like dash cams
  • Keeping your car in your garage
  • Up to 15% off for PassPlus, IAM RoadSmart and RoSPA qualifications
Illustration of person stood next to car
Illustration of person stood next to car
Modified performance BMW

How much does it cost to insure a BMW?

Insurance for a BMW can be surprisingly affordable. If you tick any of the boxes above, you might be able to save hundreds on your quote. And even if none apply to you, give us a call anyway; our cheapest quotes are available over the phone.

Are BMWs expensive to insure?

Although high-powered cars are often viewed as a higher risk, we know that this isn’t always the case. We know that if you’ve bought a BMW, chances are you’re a performance enthusiast and will take good care of your pride and joy. So even if you’re a young or convicted driver with a passion for classic or modern BMW cars, we can help.

Can I get cheap BMW insurance as a young driver?

We aim to get you an affordable quote even if you’ve recently passed your driving test. We can often do this by putting you on a black box insurance policy, which rewards safe driving by reduce your insurance premiums. Note that your insurance premiums will also depend on a number of other factors, including where you live, your driving experience, and your no claims bonus.

Modified performance BMW

Over 81% of customers who got an online quote could have saved money if they’d called us instead.


This will vary depending on your BMW series and model.

  • BMW 1 Series: insurance groups 17-36
  • BMW 2 Series: insurance groups 10-50
  • BMW 3 Series: insurance groups 23-42
  • BMW 4 Series: insurance groups 23-50
  • BMW 5 Series: insurance groups 28-50
  • BMW 6 Series: insurance groups 40-50
  • BMW 7 Series: insurance groups 44-50
  • BMW 8 Series: insurance groups 44-50
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