Fairplay Car and Home Insurance for Ex-Offenders
Even when you’ve paid your debt to society and served your sentence in prison, finding an insurance company that will cover your car and home can be tricky. At Adrian Flux, we offer car and home insurance for ex-offenders and ex-prisoners.
Why choose Adrian Flux for fairplay insurance?
Our highly trained, understanding staff take your individual circumstances into account. As a result, we don’t just assume the worst-case scenario. Whether you need cover for your home, your vehicle, or both, speak to us for a quote.
Car insurance for ex-offenders
Finding car insurance when you have criminal convictions can be a real hassle, especially when some insurers give you an automatic “no”.
At Adrian Flux, we offer flexible and competitive quotes for drivers with criminal convictions, sourcing the best available scheme for you from amongst the many offered by our panel of insurers.
With a wide range of fairplay insurance schemes available, we can cover almost any combination of vehicle and driver.
Home insurance for people with criminal convictions
Getting home insurance with a criminal conviction can be an ordeal. With so many companies refusing to offer cover it can be tempting not to disclose your unspent convictions, but this can cause further issues as insurers often perform checks at every stage – from quote to claim.
But a criminal conviction doesn’t need to be a barrier to getting the right cover for your home and its contents. Here at Adrian Flux, we work with a range of insurers to offer insurance that’s tailored to your individual situation and needs, so you can sleep easy in the knowledge that your most precious possessions are covered.
Extra Benefits
-
Agreed Value
-
Breakdown
-
Keycare
-
Public Liability
Which convictions do you cover?
Over 11 million people in the UK have a criminal conviction. No matter how minor, this can affect your ability to get home or car insurance. We offer cover for a wide range of criminal convictions, including:
- Individuals who’ve spent time in prison
- Unspent convictions
- Cautions
- Motoring convictions
FAQs
A non-motoring conviction is a conviction that is not related to driving. Adrian Flux can offer competitive quotes to those with criminal records, including for those who have a conviction for minor offences or serious crimes.
Most insurers will ask you if you have any unspent non-motoring convictions when you try to get a quote. This is because some insurance companies consider you a higher risk of you have been found guilty of committing certain criminal offences. As a result, you should declare any unspent convictions.
Yes, they can. Often car insurance companies check criminal records if you make a claim. If you aren’t upfront about any unspent convictions you have, this could put your policy at risk when you make a claim.
Yes, if they are unspent convictions. Not declaring these could result in your buildings and contents insurance being cancelled by your insurance company, which can make it more difficult to find cover in the future. It’s important that you’re honest about any unspent criminal convictions as not doing so will put your cover at risk.
This depends on whether your partner’s conviction is spent or unspent. If your partner has any unspent criminal convictions and you plan on living together, you must declare any that they have.
This is quite rare, and sadly as soon as you declare a criminal conviction, this usually results in your premiums going through the roof. Some companies may even refuse to insure you altogether.
Here at Adrian Flux, we do things a little differently. We know that your past is not necessarily a guide to your future. So, as experts in finding cover for all types of specialist and unusual situations, we can arrange fairplay insurance for your car or home.
This will depend on your specific case, but in most circumstances we can cover you. We work with a wide range of both niche and well-known insurers to cover a variety of situations. Give us a call to find out more.
This will depend on your specific case, but in most circumstances we’ll be able to cover you. We work with a wide range of both niche and well-known insurers to cover a wide range of situations. Give us a call to find out more.
