Flexible Travel Insurance
As we jet off on a well-earned holiday, none of us likes to consider what will happen if something goes wrong during the trip. After weeks or months of careful planning and anticipation – not to mention expense – the thought that our well-laid plans might unravel due to circumstances outside our own control can be discomforting, to say the least.
Travel Insurance for COVID-19 (coronavirus)
With COVID-19 still present around the globe, we are able to offer a travel insurance policy that covers you for the following:
- Falling ill abroad with COVID-19 (or any other pandemic illness) and needing treatment
- Falling ill with COVID-19 (or any other pandemic illness) at home and not being able to travel
- A household member or yourself having to self-isolate at home and being unable to travel as a result of COVID-19 (or any other pandemic illness)
- Being unable to travel to a family member’s house because they are self-isolating due to COVID-19 (or any other pandemic illness), meaning you are unable to stay with them when you travel
We understand that getting the right travel cover is more important than ever. As a result, our staff are happy to discuss the full policy benefits and exclusions with you. Just contact us on for more information and a quote.
Do you go on holiday more than once a year?
That’s why it’s so important to have comprehensive travel insurance in place from a reputable provider, so that you can rest assured that, should the worst happen, you have first-class cover in place.
Save money with a multi-trip policy
If you are planning to travel abroad on two or more occasions within the next twelve months, then a multi trip travel insurance policy could save you a lot of money, compared to single trip travel insurance especially if you normally take your travel agent’s policies. But, with so many providers to choose from, it’s easy to become bamboozled by all the options available.
Adrian Flux now offers the complete solution, with a range of flexible travel insurance options, tailored to your needs. Our single trip travel insurance and multi trip policies include a host of benefits and features, and a wide range of bolt-on options mean you will pay only for the cover you need, and no more.
What’s more, our prices are extremely competitive. Your whole family could be covered for less than £85 for the year. Even better, there’s no limit to the number of children covered by our family policies. Our cover for individuals and couples also offers excellent value for money.
Pre-existing medical conditions
We can offer cover for thousands of pre-existing medical conditions, including those that are serious. Customers who have serious pre-existing medical conditions can view a directory of specialist Travel Insurance providers on the Money and Pensions (MaPS) website here or call 0800 138 7777.
For more information, and to receive your free, no obligation quote, call us free on .
What’s included?
(Users on mobile may be required to rotate their screen to view the full table).
| Section | Economy | Standard | Premier | Premier Plus |
| Excess (¥ = Nil excess) The excess is the amount you pay per person per accident per trip but limited to two excess amounts if more than one insured person is claiming | Variable options available The amount you have chosen will be shown on your insurance certificate | Variable options available The amount you have chosen will be shown on your insurance certificate | Variable options available The amount you have chosen will be shown on your insurance certificate | Variable options available The amount you have chosen will be shown on your insurance certificate |
| Section 1: Cancelling or cutting short your trip | ||||
| Cancelling or cutting short your trip | £750 | £1,500 | £5,000 | £7,500 |
| Section 2: Medical emergency and repatriation expenses | ||||
| Medical emergency and repatriation expenses | £5,000,000 | £5,000,000 | £10,000,000 | £15,000,000 |
| Emergency dental | £200 | £250 | £300 | £350 |
| Hospital benefit (per day) ¥ | £25 | £30 | £35 | £40 |
| Hospital benefit (total) ¥ | £250 | £300 | £350 | £400 |
| Section 3: Disruption or delay to travel plans | ||||
| Missed departure | £250 | £600 | £800 | £1,000 |
| Travel delay ¥ | £150 (£15 per full 6 hours delayed and £15 per 12 hours after that) | £150 (£15 per full 6 hours delayed and £15 per 12 hours after that) | £200 (£20 per full 6 hours delayed and £20 per 12 hours after that) | £250 (£25 per full 6 hours delayed and £25 per 12 hours after that) |
| Travel disruption | Variable options available The amount you have chosen will be shown on your insurance certificate | Variable options available The amount you have chosen will be shown on your insurance certificate | Variable options available The amount you have chosen will be shown on your insurance certificate | Variable options available The amount you have chosen will be shown on your insurance certificate |
| Section 4: Personal belongings and money | ||||
| Baggage (the amounts shown are variable; if you have chosen a £0 limit, no cover will apply to Section 4: Personal belongings and money) | £200 | £750 | £1,500 | £2,000 |
| Single article limit | £200 | £250 | £300 | £500 |
| Valuables (this will be deducted from your baggage limit) | £150 (within baggage limit) | £200 (within baggage limit) | £250 (within baggage limit) | £300 (within baggage limit) |
| Delayed baggage ¥ | £100 (within baggage limit) | £200 (within baggage limit) | £300 (within baggage limit) | £400 (within baggage limit) |
| Personal money and important documents | £100 | £150 | £250 | £300 |
| Cash | £100 | £150 | £250 | £300 |
| Travel and accommodation expenses incurred when replacing important documents | £100 | £150 | £250 | £300 |
| Section 5: Legal and liability | ||||
| Legal expenses and assistance ¥ | £10,000 | £15,000 | £25,000 | £50,000 |
| Personal liability | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
| Section 6: Personal accident | ||||
| Death ¥ | £5,000 (£1,000 if under 16 or over 65) | £5,000 (£1,000 if under 16 or over 65) | £5,000 (£1,000 if under 16 or over 65) | £10,000 (£1,000 if under 16 or over 65) |
| Loss of limbs and/or loss of sight ¥ | £5,000 (no payment if under 16 or over 65) | £5,000 (no payment if under 16 or over 65) | £5,000 (no payment if under 16 or over 65) | £5,000 (no payment if under 16 or over 65) |
| Permanent total disablement ¥ | £5,000 (no payment if under 16 or over 65) | £5,000 (no payment if under 16 or over 65) | £5,000 (no payment if under 16 or over 65) | £5,000 (no payment if under 16 or over 65) |
| Section 7: Winter sports (if shown on your certificate) | ||||
| Winter sports | Ski equipment up to £500 | Ski equipment up to £500 | Ski equipment up to £500 | Ski equipment up to £500 |
| Ski equipment (owned) | £500 | £500 | £500 | £500 |
| Ski equipment (hired) | £250 | £250 | £250 | £250 |
| Hire of ski equipment | £250 (£25 per day) | £250 (£25 per day) | £250 (£25 per day) | £250 (£25 per day) |
| Ski pack | £500 | £500 | £500 | £500 |
| Lost lift pass | £150 | £150 | £150 | £150 |
| Piste closure ¥ | £300 (£30 per day) | £300 (£30 per day) | £300 (£30 per day) | £300 (£30 per day) |
| Avalanche or landslide cover | £300 | £300 | £300 | £300 |
| Section 8: Golf (if shown on your certificate) | ||||
| Unused green fees | £75 per day (up to £300) | £75 per day (up to £300) | £75 per day (up to £300) | £75 per day (up to £300) |
| Accidental loss, theft or damage of golf equipment | £1,000 | £1,000 | £1,000 | £1,000 |
| Emergency replacement of golf equipment | £300 | £300 | £300 | £300 |
| Hire of golf equipment ¥ | £25 per day (up to £200) | £25 per day (up to £200) | £25 per day (up to £200) | £25 per day (up to £200) |
| Section 9: Cruise (if shown on your certificate) | ||||
| Baggage (limit increased to) | £2,500 | £2,500 | £2,500 | £2,500 |
| Single article limit (increased to) | £750 | £750 | £750 | £750 |
| Valuables limit (increased to) | £500 | £500 | £500 | £500 |
| Missed prepaid shore trip ¥ | £25 | £25 | £25 | £25 |
| Missed port ¥ | £25 (up to £50) | £25 (up to £50) | £25 (up to £50) | £25 (up to £50) |
| Cabin confinement ¥ | £15 per day (up to £300) | £15 per day (up to £300) | £15 per day (up to £300) | £15 per day (up to £300) |