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Save money with Specialist Insurance

Flexible Travel Insurance

As we jet off on a well-earned holiday, none of us likes to consider what will happen if something goes wrong during the trip. After weeks or months of careful planning and anticipation – not to mention expense – the thought that our well-laid plans might unravel due to circumstances outside our own control can be discomforting, to say the least.

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Travel Insurance for COVID-19 (coronavirus)

With COVID-19 still present around the globe, we are able to offer a travel insurance policy that covers you for the following:

  • Falling ill abroad with COVID-19 (or any other pandemic illness) and needing treatment
  • Falling ill with COVID-19 (or any other pandemic illness) at home and not being able to travel
  • A household member or yourself having to self-isolate at home and being unable to travel as a result of COVID-19 (or any other pandemic illness)
  • Being unable to travel to a family member’s house because they are self-isolating due to COVID-19 (or any other pandemic illness), meaning you are unable to stay with them when you travel

We understand that getting the right travel cover is more important than ever. As a result, our staff are happy to discuss the full policy benefits and exclusions with you. Just contact us on   for more information and a quote.

Do you go on holiday more than once a year?

That’s why it’s so important to have comprehensive travel insurance in place from a reputable provider, so that you can rest assured that, should the worst happen, you have first-class cover in place.

Save money with a multi-trip policy

If you are planning to travel abroad on two or more occasions within the next twelve months, then a multi trip travel insurance policy could save you a lot of money, compared to single trip travel insurance especially if you normally take your travel agent’s policies. But, with so many providers to choose from, it’s easy to become bamboozled by all the options available.

Adrian Flux now offers the complete solution, with a range of flexible travel insurance options, tailored to your needs. Our single trip travel insurance and multi trip policies include a host of benefits and features, and a wide range of bolt-on options mean you will pay only for the cover you need, and no more.

What’s more, our prices are extremely competitive. Your whole family could be covered for less than £85 for the year. Even better, there’s no limit to the number of children covered by our family policies. Our cover for individuals and couples also offers excellent value for money.

Pre-existing medical conditions

We can offer cover for thousands of pre-existing medical conditions, including those that are serious. Customers who have serious pre-existing medical conditions can view a directory of specialist Travel Insurance providers on the Money and Pensions (MaPS) website here or call 0800 138 7777.

For more information, and to receive your free, no obligation quote, call us free on  .

What’s included?

(Users on mobile may be required to rotate their screen to view the full table).

SectionEconomyStandardPremierPremier Plus
Excess (¥ = Nil excess)
The excess is the amount you pay per person per accident per trip but limited to two excess amounts if more than one insured person is claiming
Variable options available
The amount you have chosen will be shown on your insurance certificate
Variable options available
The amount you have chosen will be shown on your insurance certificate
Variable options available
The amount you have chosen will be shown on your insurance certificate
Variable options available
The amount you have chosen will be shown on your insurance certificate
Section 1: Cancelling or cutting short your trip
Cancelling or cutting short your trip£750£1,500£5,000£7,500
Section 2: Medical emergency and repatriation expenses
Medical emergency and repatriation expenses£5,000,000£5,000,000£10,000,000£15,000,000
Emergency dental£200£250£300£350
Hospital benefit (per day) ¥£25£30£35£40
Hospital benefit (total) ¥£250£300£350£400
Section 3: Disruption or delay to travel plans
Missed departure£250£600£800£1,000
Travel delay ¥£150 (£15 per full 6 hours delayed and £15 per 12 hours after that)£150 (£15 per full 6 hours delayed and £15 per 12 hours after that)£200 (£20 per full 6 hours delayed and £20 per 12 hours after that)£250 (£25 per full 6 hours delayed and £25 per 12 hours after that)
Travel disruptionVariable options available
The amount you have chosen will be shown on your insurance certificate
Variable options available
The amount you have chosen will be shown on your insurance certificate
Variable options available
The amount you have chosen will be shown on your insurance certificate
Variable options available
The amount you have chosen will be shown on your insurance certificate
Section 4: Personal belongings and money
Baggage (the amounts shown are variable; if you have chosen a £0 limit, no cover will apply to Section 4: Personal belongings and money)£200£750£1,500£2,000
Single article limit£200£250£300£500
Valuables (this will be deducted from your baggage limit)£150 (within baggage limit)£200 (within baggage limit)£250 (within baggage limit)£300 (within baggage limit)
Delayed baggage ¥£100 (within baggage limit)£200 (within baggage limit)£300 (within baggage limit)£400 (within baggage limit)
Personal money and important documents£100£150£250£300
Cash£100£150£250£300
Travel and accommodation expenses incurred when replacing important documents£100£150£250£300
Section 5: Legal and liability
Legal expenses and assistance ¥£10,000£15,000£25,000£50,000
Personal liability£2,000,000£2,000,000£2,000,000£2,000,000
Section 6: Personal accident
Death ¥£5,000 (£1,000 if under 16 or over 65)£5,000 (£1,000 if under 16 or over 65)£5,000 (£1,000 if under 16 or over 65)£10,000 (£1,000 if under 16 or over 65)
Loss of limbs and/or loss of sight ¥£5,000 (no payment if under 16 or over 65)£5,000 (no payment if under 16 or over 65)£5,000 (no payment if under 16 or over 65)£5,000 (no payment if under 16 or over 65)
Permanent total disablement ¥£5,000 (no payment if under 16 or over 65)£5,000 (no payment if under 16 or over 65)£5,000 (no payment if under 16 or over 65)£5,000 (no payment if under 16 or over 65)
Section 7: Winter sports (if shown on your certificate)
Winter sportsSki equipment up to £500Ski equipment up to £500Ski equipment up to £500Ski equipment up to £500
Ski equipment (owned)£500£500£500£500
Ski equipment (hired)£250£250£250£250
Hire of ski equipment£250 (£25 per day)£250 (£25 per day)£250 (£25 per day)£250 (£25 per day)
Ski pack£500£500£500£500
Lost lift pass£150£150£150£150
Piste closure ¥£300 (£30 per day)£300 (£30 per day)£300 (£30 per day)£300 (£30 per day)
Avalanche or landslide cover£300£300£300£300
Section 8: Golf (if shown on your certificate)
Unused green fees£75 per day (up to £300)£75 per day (up to £300)£75 per day (up to £300)£75 per day (up to £300)
Accidental loss, theft or damage of golf equipment£1,000£1,000£1,000£1,000
Emergency replacement of golf equipment£300£300£300£300
Hire of golf equipment ¥£25 per day (up to £200)£25 per day (up to £200)£25 per day (up to £200)£25 per day (up to £200)
Section 9: Cruise (if shown on your certificate)
Baggage (limit increased to)£2,500£2,500£2,500£2,500
Single article limit (increased to)£750£750£750£750
Valuables limit (increased to)£500£500£500£500
Missed prepaid shore trip ¥£25£25£25£25
Missed port ¥£25 (up to £50)£25 (up to £50)£25 (up to £50)£25 (up to £50)
Cabin confinement ¥£15 per day (up to £300)£15 per day (up to £300)£15 per day (up to £300)£15 per day (up to £300)

Travel Insurance

£20.00

Breakdown

£65.00

Home Insurance

£40.00