Unoccupied Property Insurance

Adrian Flux Home is one of the leading specialist home insurance brokers in the UK and one of only a few offering a number of affordable options for home insurance for an unoccupied property, whether left vacant when not being used by the owners' family, let as holiday accommodation, awaiting sale, or for any other reason.

Our Unoccupied Home Insurance cover includes all the features you need and expect from a high quality insurance policy and our rates are very competitive:

  • Any unoccupied home including listed buildings.
  • Portfolio Insurance, where you have several properties.
  • 24 Hour claims hotline with counselling support.
  • Domestic Assistance Helpline with advice and contact details for tradesmen.
  • Discounts for alarms and security locks.
  • Discount when you take Buildings and content cover.
  • Optional accidental damage cover.
  • Money and credit cards cover option.
  • Cycle cover.
  • Easy payment by credit card or direct debit.

Because unoccupied homes are, by their nature, a non-standard insurance risk, all our policies are designed especially for this situation and our

staff have a high degree of knowledge in this field, and know which schemes offer the best options on home insurance for an unoccupied property.


"I was struggling to get buildings and contents cover because I was planning a three-month extended holiday, leaving my home unoccupied. But Adrian Flux were able to provide me with unoccupied home insurance where other companies could not." Mrs C, OX9

Every unoccupied home quote will receive the attentions of a specialist. Each risk will be individually calculated by our expert staff. Please note that our sales staff are insurance experts not just button pushers and along with our tailor made household schemes we believe we offer the best quotation service around.


"My home was still in the course of construction, and had been for the previous 12 months, and I needed £100,000 of buildings cover for the unoccupied property. It had only minor fixtures and fittings to be completed and then would become a permanent home. I knew that it might be difficult to get cover for an unoccupied property, but Adrian Flux gave me a quote of only £190. " Mrs M, BT44

Unoccupied Property Insurance Quotes

Quicker & Cheaper rates by phone, please click the button below during office hours (9am to 7pm Monday to Friday & 9am to 4pm Saturday) and we will call you back right now, or at a time you specify, for an immediate unoccupied home insurance quote.