Why choose Adrian Flux for performance car insurance?
While other providers might consider you a higher risk simply for owning a performance car, we view you a little differently. That’s why we’re able to offer affordable cover, with policies tailored to suit your needs. Optional extras include:
Why do I need specialist insurance for a performance car?
There are a number of reasons you might need specialist cover if you own a performance car. As they’re generally faster and more powerful than most vehicles, performance cars are often considered a higher risk, meaning you could face higher premiums from more general providers.
As a specialist insurance broker, we’re better equipped at finding affordable cover for your vehicle. This is because we treat performance car owners a little differently. We know that if you’ve decided to get a fast car, which is generally more expensive to buy and run than most other vehicles, chances are you’re a car enthusiast and will treat your vehicle with the care and attention it deserves.
On top of this, specialist insurance usually includes optional extras which help cover your vehicle for what it’s actually worth. For instance, we’re able to include extras such as like-for-like cover on modifications and agreed value insurance.
What counts as a performance car?
Performance car definitions vary depending on the insurer and the organisation. For the most part, your car might be considered a sports or performance car if your vehicle has one or some of the following features:
- Larger engine: a bigger engine means more power.
- Lighter, aerodynamic body: this isn’t just for looks! It helps a car reach higher speeds.
- Faster speeds: if your car can go from zero to 60mph in three seconds, chances are it’s a performance car.
- Lower suspension: this reduces wind drag on cars, which enhances speed.
Why is insurance so expensive on performance cars?
Performance cars are generally found in higher insurance groups. This is usually because of the following:
- Most performance cars have bigger engines than average cars.
- Increased risk of thieves targeting your car.
- Replacement parts are more difficult to get a hold of so are pricier for performance cars.
Join an owners’ club or forum: you could get up to 15% off your quote if you’re a member as it tells us you’re passionate about cars.
Keep your car in a secure place: a garage is best for this purpose as it helps prevent your vehicle from being targeted by thieves or vandals.
Reduce your mileage: if you have another car you use as your daily driver and you only do a couple of thousand miles in your car each year, let us know.
Experience driving performance cars? Let us know as this can help reduce your quote.
Special discounted schemes for Audi, BMW, Porsche, TVR and other organisation such as Pistonheads.