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Trailer Insurance

There is a lot of confusion around towing a trailer, both for commercial and private purposes, especially when it comes to insurance. As a specialist insurance broker, we can get you a great insurance deal for your trailer. Call us for car trailer insurance quote, whether you own a horse trailer, a tent trailer, or anything in between.

Existing customers please call:
Existing customers please call:

Why choose Adrian Flux for car trailer insurance?

We cover the trailers or transporters and their contents while you’re on the road. Speak to us about your needs and we’d be happy to help.

  • Cover against accidental damage, fire and theft
  • Protects trailers worth up to £40,000
  • Up to 17.5% discount for trailers with data tag security
  • Green card cover for 30 days in any EU country
  • Up to £1m public accident liability cover
  • Short and long-term cover available
Horses shown in a trailer with greenery in the background
Horses shown in a trailer with greenery in the background

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

Boat on a trailer being transported by car

Cover for all types of trailers

We offer insurance for a wide range of trailer types, including:

Boat on a trailer being transported by car

Do I need trailer insurance?

Although car trailer insurance isn’t a legal requirement, it is recommended that you take a policy out. This helps ensure that if something does happen to your trailer, you won’t have to pay for expensive repairs out of pocket.

Illustration of a man and child with a car and trailer in the background

Get a Trailer Insurance Quote

Child standing in front of trailer and tent

Does my car insurance cover towing a trailer?

Although most car insurance policies don’t include insurance for your trailer as standard, we know that every person’s needs are different. If you want to add trailer insurance to your vehicle insurance policy, we can help.

Child standing in front of trailer and tent

What can I use my trailer for?

Rest assured our trailer insurance can cover you in any of the following situations.

  • Removal of house or garden rubbish
  • Transporting belongings if you’re moving house
  • Moving large pieces of equipment from place to place
  • Transporting cars, motorcycles, boats, quad bikes or bicycles
  • Storage for when you go on holiday
  • Transporting building or gardening materials, including bricks, topsoil, gravel and sand
Trailer being towed by a tractor

Get a Car Insurance Quote

How much does travel trailer insurance cost?

Travel trailers, or caravans, are often a great and affordable way to travel. In general, we can offer affordable caravan insurance. Plus, with discounts for members of Motorsports UK (formerly known as MSA), our panel of insurers often offer the most affordable schemes on the market. Call us for a quote.

What are the rules for towing a trailer?

If you are a new trailer owner, it’s a good idea to familiarise yourself with the rules around trailer towing. We’ve highlighted a few of the laws to make you aware of the type of things you need to know:

  • Weight of trailer and its contents should be within vehicle’s towing capacity. If the trailer has brakes, this should not exceed 85% of the vehicle’s kerbweight, and if it doesn’t have brakes, the weight shouldn’t exceed 50% of its kerbweight
  • Maximum trailer width in the UK and EU is 2.55m
  • Indicators, lights and brakes (where fitted) must work and you must display the correct number plate for the towing vehicle on your trailer
  • The towing allowance will differ depending on when you passed your driving test (before or after 1st January 1997)
  • Speed limits while towing on UK roads are 60mph for motorways and dual carriageways and 50mph on single carriageway roads. You must not use the outside lane of a motorway
Illustration of person moving goods from car trailer

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

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