If you’ve had a motoring conviction in the past, chances are your premiums would have gone through the roof. Or even worse if you have a criminal record you may be struggling to find an insurance company to insure you.
Value for money car insurance for convicted drivers
At Adrian Flux we know your past does not act as a guide to your future. That’s why our quotes department, who specialise in arranging cover for all types of specialist and unusual situations, can offer high quality insurance cover at value for money prices whatever your motoring history is.
What is a SP30 driving offence?
A SP30 conviction is for exceeding the speed limit on a public road. Depending on the result of the incident in question, it will result in points on your licence.
If convicted, an SP30 conviction can last for four years and you will receive between three and six points on your drivers’ licence. If you receive 12 points on your licence within three years your licence will be withdrawn.
Punishments for SP30 driving offences
The punishment for breaking the speed limit on a public road can vary. It depends on the severity of the offence, such as how fast you were driving over the speed limit, and whether a person was injured or killed due to the incident.
The minimum punishment is a £100 fine and three points added to your licence.
Punishments can also include:
- A possible driving ban
- Up to six points added to your licence
- A fine of up to £5,000 if your case goes to a magistrates court
- An unlimited fine if it goes to crown court.
A speeding conviction will make it harder to find an insurance policy you can afford, but when talking to one of our experts you must inform them of your circumstances. Failing to disclose any previous convictions is a breach of the law and will render your insurance invalid.