What is classic commercial vehicle insurance?
Classic commercial vehicle insurance is a type of motor insurance, designed specifically to cover vehicles used for commercial use of a certain age or vintage.
What counts as a classic commercial vehicle can vary between insurers. You should always check with your insurance provider whether your vehicle is considered a classic or not.
Why do I need classic commercial vehicle insurance?
If your vehicle is over a certain age, you will need to take out classic commercial vehicle insurance, as opposed to a standard commercial vehicle insurance policy.
This is because standard van insurance may not provide the correct level of coverage if your vehicle is of a certain age. You will also find it will be a lot cheaper if your vehicle qualifies too.
Is classic commercial vehicle insurance cheaper than standard commercial vehicle insurance?
As mentioned previously, classic commercial vehicle insurance will generally be a lot cheaper than the standard alternative. This is because owners are more likely to care for their vehicle if it is considered a classic.
We know that classic commercial vehicle enthusiasts invest time and effort restoring their van or pick-up and that’s why we offer excellent insurance protection products designed around the needs of classic van owners. Adrian Flux can offer cover for most classic vans and vintage pick-ups whether used for business or pleasure.
Why choose Adrian Flux for classic commercial vehicle insurance?
We have designed all of our policies to suit classic van owners like you. Our classic commercial vehicle insurance can include a range of features that will help you get the most out of your pride and joy.
Features like these:
- Cover for rally days and events
- Free European green card for 90 days
- Agreed Value cover (optional)
- Cover for dismantled parts
- Cover for laid up vans
- Modifications covered on a like for like basis
- Cover for left-hand drive models and imports
Extra benefits
We also offer a range of additional discounts for:
- Second car policies
- Security Precautions
- Low mileage discounts
- Garaging discounts
- Pleasure use only discounts
- Extra discounts of up to 20% for enthusiasts
Can I get classic truck insurance?
As a classic car insurance specialist, we’re able to cover all types of classic vehicles. This includes classic trucks used for business or pleasure. Speak to us for a classic vehicle insurance quote that’s tailored to your needs and the specialist needs of your truck.
FAQs
You can get classic insurance on a commercial van as long as it’s a certain vintage. Classic commercial insurance provides cover for vans and trucks.
Vans that are able to haul at least one tonne of cargo and are used for business purposes are classed as commercial vehicles. Other lorries, pick-up trucks and tractors are all considered commercial vehicles too. However, they can’t be considered a commercial vehicle if the rear windows are tinted.
Vans are usually covered under either private or commercial use. If you only use your van for personal use, you will need private insurance.
However, if you use your van for business use, and it is considered a classic with your insurer, then you may be able to buy classic commercial vehicle insurance.