Value for money car insurance for convicted drivers

Many insurers will send their premiums through the roof if you've had a motoring conviction or two. They may not insure you at all if you've had a criminal conviction recorded against you.

Here at Adrian Flux, things are different. We know that your past is not necessarily a guide to the future. As experts in finding cover for all types of specialist and unusual situations, our quotes department can arrange value for money, high quality insurance cover whatever your history.

What is a DR20 driving offence?

Under Section 4 (1) of the Road Traffic Act 1988, it is an offence to drive or attempt to drive a mechanically propelled vehicle on a road or other public place while being unfit to do so through drink or drugs.

An individual is considered to be unfit to drive if their ability to drive correctly is deemed as impaired. Evidence can come from witnesses or the presence of drink or drugs detected through blood, breath or urine analysis.

Punishments for DR20 driving offences

Penalties for driving or attempting to drive while under the influence of drink or drugs include a mandatory 12 month disqualification. Convicted drivers could also receive a punishment of an additional 3-11 points added to their driving licence.

The minimum penalty is a driving ban of 12 months with a low level community order - 40-80 hours of unpaid community service - and Band B fine of approximately 75-125% of relevant weekly income.

Maximum punishment the magistrates can impose is six month prison sentence alongside a lenghty driving ban and/or an unlimited fine.

Magistrates will refer to the sentencing guidelines and take into account all mitigating and aggravating factors surrounding individual cases before deciding on the appropriate sentence to impose.