Car insurance for drink drivers

For motorists with drink driving convictions, getting affordable and fair insurance can prove difficult. From insurers who think that convicted drivers pose a higher risk, to brokers who are simply unwilling to deal with drivers with a high number of points on their licence, drivers with any type of conviction can struggle to get the insurance they need at a fair price.

Motorists with drink driving convictions often struggle to get a fair insurance quote. We understand that some drivers will learn their lesson and will, in fact, be less likely to risk their licence by driving dangerously when they can get back on the road. Combine this with the fact that our team are trained to take your personal information and circumstances into account rather than using a one-size-fits-all rate and we know we can help you get reliable and affordable drink driver insurance in spite of your conviction.

Helping to keep the costs of drink driver insurance low

While many insurers use drink driving convictions to justify pushing your premium up, at Adrian Flux we work with you to help keep your premiums down. And, with more than 45 years' experience of providing insurance quotes for a wide range of vehicles, Adrian Flux is able to find a policy that fits you and your car perfectly.

To find out more about our insurance for drink drivers, call our team today on 0800 369 8590.

Features of our car insurance for drink drivers

From classic cars and modified hatchbacks to commercial vans and pickups, Adrian Flux provides insurance quotes for a huge range of vehicles. And, because we source our quotes from a panel of more than 30 nationwide insurers, we can help to find drink driving car insurance tailored to you.

The features and benefits of our insurance policies can include:

  • Cover for modified vehicles, with like-for-like cover on mods
  • Free legal cover of up to £100,000
  • European green card cover for driving abroad
  • Optional extras, including breakdown and windscreen cover
  • No claims bonus and discounts for owners club members
  • Left-hand drive and imported vehicles covered

Which drink driving convictions can we cover?

Adrian Flux can cover drivers with the following drink driving convictions:

Code

Offence

Penalty points

DR10

Driving or attempting to drive with alcohol above limit

3 to 11

DR20

Driving or attempting to drive while unfit through drink/drugs

3 to 11

DR30

Driving or attempting to drive/refusing or failing to supply a specimen

3 to 11

DR40

In charge of vehicle while alcohol level above limit

10

DR50

In charge of vehicle while unfit through drink or drugs

10

DR60

Failure to provide specimen for analysis other than driving

10

DR70

Failure to provide specimen for breath test

4

As well as drink driving convictions, we can also find insurance policies for drivers with a range of other convictions, from dangerous driving and drug driving convictions to speeding offences. To find out more about our insurance for these offences, visit our convicted driver insurance page.

Get a quote from Adrian Flux today

Sourcing our quotes from a panel of more than 30 different insurers, and making use of more than 45 years' experience in the insurance industry, the staff at Adrian Flux are able to find drink drivers insurance that takes your needs into account, to find you the cover you need at a price you can afford.

To speak to our team today, call now on 0800 369 8590, complete the callback form to request a call from us, or click on the quote button below.

FAQs

How long does DR10 affect insurance?

In general, you will need to declare DR10 to insurers for a minimum of five years after you received the conviction. At this point, it's "spent" according to the Rehabilitation of Offenders Act 1974. However, as DR10s stay on your licence for 11 years, you might still be penalised by insurers for the remainder of this time. This is where a specialist insurance broker like Adrian Flux can help.

Does drink driving invalidate insurance?

This will depend on your insurance policy, but for the most part, a drink driving conviction won't automatically invalidate your cover. However, if you're involved in an accident at the time of drinking and driving, this might affect your ability to make a claim on your insurance. It's always best to check your insurance policy to make sure.

It should be noted that in any case, changes in circumstances like this will need to be declared to your insurance provider.

How long do I have to declare drink driving to insurance?

You only need to declare a drink driving conviction for five years until it's spent – find out more in our blog on how long you need to declare points for insurance.

How much does car insurance go up after a drink driving ban?

This depends on a number of factors, including the type of conviction you received, the number of points you received, and if you were involved in an accident as a result of drink driving. You can find out more about this in our blog on whether points on your licence affect insurance.

If you're looking for cheap car insurance after a drink driving ban, the best thing to do is to compare a number of different quotes – including those from specialist insurance providers – to find the best price at the level of cover you need.

Does a drink driving conviction show up on a DBS check?

This depends on the sort of DBS check you get. A standard DBS check will only show unspent convictions, i.e. those that are under five years old. An enhanced check, on the other hand, will show all convictions, whether spent or unspent.