Expired NCB Insurance

There are many ways your no claims bonus can lapse - perhaps you have been abroad, or driving company cars. Maybe you've been a named driver on a partner's policy, or simply haven't needed a car recently. Or perhaps you have been insured on a policy that does not attract bonus, such as a classic car policy.

Insurance for Drivers with Expired No Claims Bonus

Whatever your circumstances, you've probably discovered that the vast majority of insurance companies do not recognise NCB entitlement that is over two years old, whatever the reason.

Frustration is probably the mildest word to describe how you feel. Fortunately, Adrian Flux have over 40 years experience of arranging specialist insurance policies to suit any situation, and we are not restricted by computer rates or systems. We can accept out-of-date no claims bonus entitlement in many instances, but we can also accept valid overseas and international bonus and offer discounts for company car drivers or similar driving experience. All this, coupled with great service, and surprisingly low rates means that we can help with your insurance problems.

  • Limited mileage policies.
  • Agreed value available on classic, cherished and modified cars.
  • Foreign No Claims Discounts offered for all countries, including:
    • American No Claims
    • French No Claim Bonus (malus / bonus)
    • German No Claims Discount (Schadenfreiheitsrabatt)
    • Spanish NCB (prima de no reclamacion)
    • Japanese NCD
  • Introductory and mirrored bonus schemes for relevant driving experience, such as company car drivers.
  • Members of owners clubs and forums benefit from discounts of up to 15%.

Insurance with out of date bonus

If you have built up years of no claims bonus, only to see it written off as 'out-of-date,' you really should give us a call. Saving yourself lots of stress, time and aggravation from mainstream insurers is as simple as talking to one of our specialist advisors, who can talk you through your options. So whatever the reason for your bonus being expired, we can offer you an appropriate policy taking into account your claim-free driving experience without any drama.

Our staff are all seasoned insurance experts and will calculate your premium individually, using their expert knowledge of the many specialist insurance schemes on offer.

Quicker & Cheaper rates by phone, please complete the call me form during office hours 9am to 7pm Monday to Friday & 9am to 4pm Saturday for an immediate insurance quote.