Learner Driver Insurance on Parent’s Car
Get learner driver insurance on your parent’s car from just 65p a day. We offer short-term and long-term cover for those using their parent’s car to learn to drive.
Why choose Adrian Flux for learner driver insurance on your parent’s car?
If you’re learning in your parent’s car, you’ll want to complete your test in record time to gain the freedom that comes with passing your test. Our flexible cover:
Can I get learner driver insurance on my parents’ car?
Whether you need learner driver insurance on your parents’ car or your own, we can help. We can provide you with your own learner driver insurance policy so any claims you make don’t affect your no claims bonus.
How do I get insurance on my parents’ car?
How much is it to get insured on my parents’ car?
This depends on whether you’re being put on your parents’ insurance policy as a named driver or you’re taking out your own learner driver insurance policy on your guardian’s car.
Although it might be cheaper to be put on your parents’ insurance policy as a named driver, you won’t be able to reap the future benefits that your own learner driver insurance policy provides, such as building up your own no claims bonus.
Insurance for learners on your parents’ car can be surprisingly inexpensive – we’re able to offer cover from just 65p a day, and can provide flexible cover depending on how long you need to take out the policy for. Call us for a quote to see how much you could save.
If your parents will be driving your car, they can be insured on your vehicle. However, it’s important to note that if you’ll be the main driver, you will need to take out your own insurance and should not be added to their insurance as a named driver. This is a legal offence called fronting and could void your insurance policy if you’re caught doing this.
You can be added as a named driver on your parents’ car insurance. However, as a learner driver, this can raise your parents’ premiums, especially if you end up needing to make a claim on their insurance.
Even if you use their car to practise driving, taking out your own insurance can be beneficial. For one, it can help you build up a no claims bonus, which can result in cheaper insurance premiums when you pass your driving test. It can also help prevent your parents’ insurance premiums from being affected in the event you need to make a claim.
No, driving without insurance is a very serious motoring offence and could get you between six to eight penalty points on your driving licence, as well as a fixed penalty of £300. In addition to this, your parents’ car could be seized and potentially destroyed. Read more about the consequences of driving without insurance in our blog.
Yes, you can take out your own policy on your parent’s car even if they already insure it. In fact, this might be the best way to ensure you have the right insurance in place without affecting your parents’ NCB.
You can only use your parents’ address for your car insurance if you live with them at their property. If you put your parents’ address down and it’s not your main residence, this could void your insurance if your insurance company finds out.