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Home Business Insurance

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Our home business insurance offers peace of mind for those running a business from home. Whether you’re a self-employed consultant, you’ve founded a start-up, or you offer private tuition from your home address, our cover ensures that your business equipment and – more importantly – your home is adequately covered in the event of any mishap.

Existing customers please call

Tailored insurance for your home-based business

Because home businesses are, by their nature, a non-standard insurance risk, all our policies are designed specifically for your individual needs. We offer:

  • Full cover for home-based business owners, employees, and home offices
  • Cover for business computers, laptops and mobile phones
  • Employer’s liability insurance available
  • Claims line open around the clock, with counselling support included
  • Optional cover against accidental damage

What is home business insurance?

Home business insurance protects your business and home when operating your company from your house – whether this is occasionally or on a full-time basis. Although your home insurance policy might offer some level of cover for this, it’s unlikely that it’ll cover every eventuality.

When you’re running a home-based business, there are some additional risks that aren’t covered under most standard home policies, especially if you see clients at home or you use special equipment for your job.

In the event that something does go wrong, you could find that your business grinds to a halt, leading to losses in revenue and customers. Here’s where working from home insurance comes in handy.

Affordable home business insurance

Our home business insurance offers excellent value for money. We offer discounts for:

  • Alarms and security locks
  • Those taking out combined buildings and contents cover
  • People over 40 years of age

Why choose Adrian Flux for home business insurance?

“We got a great premium for our working farm house insurance, with buildings cover of £400,000, contents of £50,000 and £3,500 of jewellery. Adrian Flux were great to deal with knew exactly what our requirements were.” Mrs R, DL7

Adrian Flux Home is one of the leading specialist home business insurance brokers in the UK and one of only a few offering a full range of insurance cover to people running a business from home.

Every small business home insurance quote receives the attention of a specialist, and each risk is individually calculated by our expert staff. Along with our tailored home business insurance, we believe we offer the best quotation service around.

Versatile cover can include employer’s liability insurance

Every home business is different, which is why we offer optional extras that you can add to your home business insurance policy. This includes employer’s liability insurance. If you employ staff, this type of cover can help protect your business in the event an employee makes a claim as a result of illness or injury.

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