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Lotus Car Insurance

A high-performance marque like Lotus needs an insurance policy that can keep up. As a Lotus insurance specialist, we can help you secure cover that’s tailored to your needs and budget.

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Lotus cars: sports cars and racing cars with incredible handling

Founded by Colin Chapman in 1948, Lotus – and its sister company Team Lotus – quickly became known for creating incredibly fast and light performance vehicles to use in town and on the track. And over 75 years later, the marque is going from strength to strength. Its incredible array of models include the Lotus Seven, the Espirit, the Evora, and the Elan.

Person in a red Lotus car driving on road

Get a Lotus Car Insurance Quote

Person standing next to Lotus car

How much does Lotus insurance cost?

Whilst most Lotus cars are found in high insurance groups, Lotus insurance doesn’t have to be expensive. We take pride in offering high-performance car insurance to Lotus owners at a reasonable price, whether you own the Emira or the Elan.

After all, we know that most owners of powerful cars use a different vehicle as their daily driver, only getting out their pride and joy on special occasions.

If anything, we believe this makes you a lower-risk driver as you won’t be driving as many miles compared to most. Plus, we know that if you own a car like the Lotus, chances are you’re an enthusiast and you take good care of it.

How much does Lotus insurance cost?

Whilst most Lotus cars are found in high insurance groups, Lotus insurance doesn’t have to be expensive. We take pride in offering high-performance car insurance to Lotus owners at a reasonable price, whether you own the Emira or the Elan. After all, we know that most owners of powerful cars will use another daily driver, only getting out their pride and joy on special occasions.

If anything, we believe this makes you a lower-risk driver as you won’t be driving as many miles compared to other drivers. Plus, we know that only enthusiasts looking to keep their car safe are likely to buy a vehicle like the Lotus.

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

How can I save money on my Lotus insurance?

We offer discounts in a number of circumstances. The following can help you save money on your Lotus insurance – let us know if any apply to you:

Illustration of person in yellow car
Illustration of person in yellow car

If you belong to a recognised Lotus owners club or enthusiasts’ forum, you could receive a discount of up to 15% on your quote.

This helps prevent the vehicle from being targeted by thieves or vandals.

If you have another car you use to get around and you only do a couple of thousand miles in your Lotus each year, let us know. This will lower the risk associated with your car.

If you’ve built up a no claims bonus over the last few years, you’ll probably find that your insurance premiums will decrease significantly.

Let us know if you already have experience driving high performance cars and this could help reduce your insurance premiums.

Get a Lotus Car Insurance Quote

Can I get Lotus insurance as a young driver?

Yes, we offer Lotus insurance to young drivers. Whether you’re 18 years old and you’ve just passed your driving test or you’re 21 with a few years of driving experience under your belt, call us for a quote.

Whilst many other insurance companies won’t cover younger drivers, we know that if you’re forking out the money to buy a performance vehicle like the Lotus, you probably have a passion for cars, meaning you’ll treat it with the care it deserves. As a result, we can help cover your Lotus sports car.

Why choose Adrian Flux for Lotus car insurance?

Looking for affordable Lotus insurance that doesn’t compromise on quality? If so, choose Adrian Flux. We’re a specialist Lotus insurance broker, meaning we operate independently of insurers and can often cover you where other insurance companies struggle. This includes cover for high-performance sports cars like the beloved Lotus.

Plus, we offer bespoke cover to suit your needs. And when we say bespoke, we mean it. We have a wide range of extra benefits that can be added to your policy, including agreed value cover, track day cover, and more.

Person standing next to Lotus car

FAQs

Most Lotus Elise models from 1996-2000 are in insurance groups between 36 and 40, while those made from 2000 are between insurance groups 42 and 48.

As a result, insurance for a Lotus Elise might be on the more expensive side, though this does depend on your driving history, location, profession, and other factors. Lotus Elise insurance for an 18-year-old with no NCB is likely to be more expensive than performance car cover for someone in their 40s who has 20 years of no-claims driving under their belt.

Whatever your situation, a Lotus Elise insurance specialist like us can help you get insurance for less. Speak to us over the phone for our best quotes.

The Lotus Exige is generally found in insurance groups ranging from 46 to 50.

The Elan is in a lower insurance group (30) than most other Lotus cars, meaning insurance is likely to be more affordable compared to other Lotus sports cars.

The price of your insurance will depend on a number of factors, including how many years you’ve been driving, your driving history, and your profession. If you’re looking to get an insurance quote before making a purchase, give us a call for a free, no-obligation quote.

Evora models range from insurance group 47 to 50, meaning they can be fairly expensive to insure, though this will also depend on information about yourself too, such as your driving history, location and profession.

For an affordable Lotus insurance quote, speak to the UK’s largest insurance broker, Adrian Flux. Just call us and we can get you a free, no-obligation quote.

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