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American Classic Car Insurance

Importing a classic American car or a whole collection of cars to the UK? Although many insurance providers will make you pay a hefty price or refuse to insure you altogether, we work a little differently. After all, we know that if you’ve gone through the effort of importing your car from the USA, you’ll take extra special care of it. That’s why we offer affordable American classic car insurance.

Existing customers please call:
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Rated Excellent
Rated ‘Excellent’ based on 23,257 reviews
Existing customers please call:

Why choose Adrian Flux for classic American car insurance?

  • Cover for all types of American classics, including muscle cars
  • Agreed value cover for most vehicles, giving you peace of mind
  • Laid-up policies for restoration projects protects from theft and mishap
  • Limited mileage discounts for as little as 1,500 miles
  • Wedding hire and track day cover available
  • Owner’s club discounts of up to 15% off
  • Flexible payment plans available
Close-up shot of the dashboard of a classic American car
Close-up shot of the dashboard of a classic American car
Illustration of person with sponge and water in front of red classic car

How old does a car have to be for classic car insurance?

HMRC usually considers a car a classic if it’s older than fifteen years old and worth £15,000 or over. However, in some cases, we consider cars as young as five years old to be classics, so if you’re the proud owner of a modern American classic car, don’t hesitate to call us.


Find out more in our blog ‘At what age does a car become a classic?’.

Illustration of person with sponge and water in front of red classic car

Get a American Classic Car Insurance Quote

Close-up shot of red classic American car

Are classic cars cheaper to insure?

Classic cars are often cheaper to insure – especially with a specialist car insurance provider like us – as the vehicles are usually not as high powered as modern cars. However, in most cases, American imports will be more expensive to insure than classic cars manufactured in the UK.

In many cases, classics increase in value over time, so taking out the right policy can help protect your investment.

Close-up shot of red classic American car

What is the best way to insure an American classic car?

The best way to insure a classic car imported from the US is to call a specialist insurance broker. This is because brokers like us are usually able to offer bespoke cover for your vehicle, including cover for restoration projects or modifications you’ve made to the car in order to make it more useable in the UK.

Illustration of person leaning against blue classic car
Illustration of person leaning against blue classic car

Get a American Classic Car Insurance Quote

Close-up shot of a black classic American car

Can I insure an American classic car as a daily driver?

Although we offer discounts for those on limited mileage policies, we can also insure an American classic as your daily driver. Call us for an American classic car insurance quote.

Close-up shot of a black classic American car

At what age does a car become exempt from road tax?

Vehicles over 40 years old are usually exempt from road tax, meaning you could cut running costs by choosing an older American classic car.

Close-up shot of a blue classic American car

Over 79% of customers who got an online quote could have saved money if they’d called us instead.

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Rated Excellent
Rated ‘Excellent’ based on 23,257 reviews
  • 5 star rating
    service is second to none service is second to none well informed and very polite and curtiouse Brian Malam
  • 5 star rating
    Very helpful I had a very helpful experience very good service thank you. David Nedd
  • 5 star rating
    Efficient and best value insurer My experience of purchasing landlord insurance was a positive one. The person I spoke to was polite and helpful, and found me the cheapest quote I had come across in my search, which I happily accepted. Mr S Drca
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