Why choose Adrian Flux for classic American car insurance?
- Cover for all types of American classics, including muscle cars
- Agreed value cover for most vehicles, giving you peace of mind
- Laid-up policies for restoration projects protects from theft and mishap
- Limited mileage discounts for as little as 1,500 miles
- Wedding hire and track day cover available
- Owner’s club discounts of up to 15% off
- Flexible payment plans available
How old does a car have to be for classic car insurance?
HMRC usually considers a car a classic if it’s older than fifteen years old and worth £15,000 or over. However, in some cases, we consider cars as young as five years old to be classics, so if you’re the proud owner of a modern American classic car, don’t hesitate to call us.
Find out more in our blog ‘At what age does a car become a classic?’.
Are classic cars cheaper to insure?
Classic cars are often cheaper to insure – especially with a specialist car insurance provider like us – as the vehicles are usually not as high powered as modern cars. However, in most cases, American imports will be more expensive to insure than classic cars manufactured in the UK.
In many cases, classics increase in value over time, so taking out the right policy can help protect your investment.
What is the best way to insure an American classic car?
The best way to insure a classic car imported from the US is to call a specialist insurance broker. This is because brokers like us are usually able to offer bespoke cover for your vehicle, including cover for restoration projects or modifications you’ve made to the car in order to make it more useable in the UK.
Can I insure an American classic car as a daily driver?
Although we offer discounts for those on limited mileage policies, we can also insure an American classic as your daily driver. Call us for an American classic car insurance quote.
At what age does a car become exempt from road tax?
Vehicles over 40 years old are usually exempt from road tax, meaning you could cut running costs by choosing an older American classic car.