What is driving instructor insurance?
Driving instructor insurance is a specialist type of cover that’s vital for ADIs and PDIs. This is because regular car insurance doesn’t provide the correct level of protection you need when you’re teaching inexperienced drivers on the road and you depend on your vehicle for your business.
Taking out a specialist car insurance policy for driving instructors helps ensure that you have the right cover in place to protect both yourself and your business.
At Adrian Flux, our close relationships with driving instructors has allowed us to truly understand your needs and its complexities. Our insurance covers both the instructor as well as any learners when they’re behind the wheel. We also supply and deliver a temporary dual-control courtesy car following accidents where you aren’t at fault so you can continue working.
Plus, we offer hire and reward public liability insurance for ADIs and PDIs to help protect your business when your vehicle is stationary.
How much is driving instructor insurance?
The cost of your driving instructor insurance depends on a number of factors, including whether you’re qualified as an ADI or PDI, what type of car you use, and the area in which you teach. Rest assured that we provide cover at a price that reflects your needs. If you want to get an idea of how much your cover will cost, get a quote from us.
Public liability insurance for driving instructors
Whilst your regular driving instructor insurance policy will protect you when you’re driving or overseeing your pupils, it won’t help against damage or injury to others while your vehicle is not in use. This is where public liability insurance comes in.
At Adrian Flux, we offer hire and reward public liability insurance for driving instructors, which helps protect you and your business in the event someone tries to sue you for property damage, injury or illness. This can be added to your policy for just £19.99, which will protect up to £2 million in liability fees, or £27.50 for £5 million in liability fees.
Why do I need public liability insurance as a driving instructor?
There are a number of scenarios where public liability cover would be important. Common examples include:
- You are out of the car doing ‘show me, tell me’ questions and your student sustains an injury by tripping on a high curbside
- You put cones down to practice and a member of the public falls over one and sustains an injury
- You are picking up a student from their home and while on their property you damage something
Why choose Adrian Flux for driving instructor car insurance?
Our bespoke approach to insurance allows us to cater to the unique needs of driving instructors. Here are just some of the benefits provided by our cover:
- Comprehensive instructor insurance cover included while driving other cars under tuition, including your pupils’
- All types of cover considered for qualified instructors, including insurance to teach towing, performance car driving, and more (speak to us for details)
- Any driver over the age of 25 covered for social, domestic & pleasure use in addition to students
- Automatic cover for banned or convicted drivers re-sitting their test included as standard
- Optional 21 day dual control replacement car on fire, theft and total loss
- No Excesses on total loss claims
- Dual-control courtesy vehicle supplied and delivered following non fault accidents
- Optional 21 day dual-control replacement car on fire and theft
- Off-road tuition and underage learner drivers cover included
- Legal protection and recovery of uninsured losses
- Up to 70% no claims bonus discount
- Up to 15% off our insurance if you’re an Any Driver ADI and have recently passed a BTEC qualification
- Optional breakdown, homestart and European cover from just £68
- Cover for your insured trailer while using it for tuition
- No hidden excesses
Extra Benefits
-
Agreed Value
-
Breakdown
-
Keycare
-
Pothole Cover
Join our pupil referral scheme
Driving instructors who join our referral scheme can earn a generous commission for every pupil that takes out a policy with us – and with policies for young drivers and those coming back from a ban, as well as discounts of up to 15% for Pass Plus qualifications, we are confident that we’re an excellent choice for pupils. Joining the scheme can also help to increase your Pass Plus sales while rewarding you for your support.