Skip to main content
New Customers | Existing customers
Save money with Specialist Insurance

Drive Any Car Insurance

There are plenty of reasons you might need to drive someone else’s car. But while many policies include third party cover, this often leaves you liable for the full cost of any damage caused in the event of an accident. Our drive any car insurance extends your cover to include accidental damage cover on the vehicle you’re driving, just like a fully comprehensive policy.

Existing customers please call:
Existing customers please call:

Get comprehensive insurance for every car

In an emergency where you need to use someone else’s car, the last thing on your mind is car insurance. But in reality, most policies only cover your own vehicle and if you are insured to drive other cars, it’s probably third-party-only cover. Driving your friend’s car could put you at risk of costly repairs and points on your licence if you get in an accident or stopped by authorities.

To avoid all this, we’ve got a solution for you: drive any car insurance, otherwise known as drive other car insurance or DOC cover. So long as you have the ability to drive any car on your insurance, our insurance increases your cover on other people’s vehicles to include accidental damage, just like a fully comprehensive policy. That’s peace of mind even in an emergency.

  • Unique scheme to help you in emergencies
  • Improves flexibility and offers peace of mind
  • Covers claims up to £20,000 on any car you use
  • Only pay the excess in an accident
  • No need to notify us when you’re using another vehicle
  • No tiresome forms to fill out
Row of parked cars

Am I insured to drive any car?

No two car insurance policies are the same, so it’s best to read the fine print on your certificate of insurance. While comprehensive insurance used to include the benefit of driving other vehicles as standard, this is becoming less common.

But in an emergency, you probably won’t have time to reach for your insurance certificate, which is why you should always try to check before an emergency arises. If you’re already an Adrian Flux customer, just call on 0344 381 6502 to find out how you’re protected.

Hand out of the car window

Get a Drive Any Car Insurance Quote

Drive any car insurance for under 25s

If you’re under 25, you might struggle to get drive any car insurance as many insurers are now removing the DOC extension from policies because of alleged misuse. Even if you’re finding it difficult to get cover, don’t worry; we may be able to help.

We do have policies that can offer drive any car insurance to under 25s, so if this is something you’re looking to have as part of your policy, give us a call.

Illustration of person in front of two red cars
Illustration of person in front of two red cars
Person wiping down red car

What does Adrian Flux’s insurance cover?

If you were to crash a friend’s car worth £10,000 with a standard car insurance policy, chances are you might be liable for the full £10,000 to repair or replace your friend’s vehicle. But with our policy, the accidental damage caused to the friend’s car would be covered.

Our drive any car insurance uses a unique scheme. It protects the car you’re driving to provide peace of mind for yourself and the vehicle owner. The insurance to drive any car policy covers any damage caused to the car you’re borrowing, making it a great add-on to your own insurance policy.

Person wiping down red car

Get a Drive Any Car Insurance Quote

How do I use this drive any car policy?

Once added to your car insurance, you’re free to drive any car you want; there’s no need to notify us and add each separate car to your policy. Your policy covers up to £20,000 so this covers a wide range of vehicles. Even better, there are no complicated forms to complete when you’re taking out a DOC insurance policy.

Please note that you will have to have a pre-existing policy in place through us to be eligible for this cover. Alternatively, you can add the cover when you’re taking out a new policy with us.

So whether you need to borrow a friend’s car for a house move or your parent’s to drive them to the airport, we’ve got you covered.

Two people sitting in the back of a car with sun setting in background
Two people sitting in the back of a car with sun setting in background
Man standing with his three classic cars

Fully comprehensive insurance on any car

Fed up of confusing comparison sites or call centre staff who read from a script? Our staff are insurance experts on hand to answer your questions and help get you a great deal on your insurance to drive any car.

To find out more information about how you can get drive other car (DOC) insurance, call us today for a quote. Alternatively, complete the callback form and we will call you back at a time that suits you.

Man standing with his three classic cars


Not necessarily; it’s best to check with your insurer about this as each policy is different. We offer a drive any car policy extension. If you have a policy with us that already includes the benefit of driving other cars, this extra benefit increases the cover from third party only to also include cover for any damage to the vehicle you are driving. This essentially works like fully comprehensive cover.

Most third-party insurance policies will not offer drive any car cover. Make sure to check your policy before driving your friend’s car – without the right cover in place, you could actually be prosecuted for driving without insurance.

To find out more information about how you can get insurance to drive any car, call us today on , or complete a callback form and we will call you, free of charge.

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.
Read more