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Multi-Car Insurance

Cover two vehicles or more with our multi-car insurance. At Adrian Flux, you can save money with our generous multi-vehicle discounts.

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What is multi-car insurance?

Multi-car insurance is when you have two or more vehicles insured with the same insurance company. Taking out this type of cover often works out cheaper than taking out insurance with two different providers. Plus, as all your policies will start on the same day, taking out this kind of policy helps you more easily organise your motor insurance.

At Adrian Flux, we offer multi-car insurance for all types of vehicles, whether you own a van and a car, a classic 4×4 and a modified car, or a whole collection of vehicles.

How does multi-car insurance work?

Simply give us a call, let us know a bit about your vehicles, and we’ll do the rest. You can get multi-vehicle insurance even if you’ve already insured a car with us – or it’s your first time taking out cover and want to insure multiple vehicles immediately.

Get a Multi Car Insurance Quote

Can I get different cover for my different vehicles?

Yes, as a specialist insurance broker, we cover all types of vehicles and therefore know how important it is to get cover that reflects that way you use your various cars.

For instance, you can get fully comprehensive cover for one vehicle and third party only cover for another, or agreed value cover for your classic car and a standard policy for another.

Is multi-car insurance cheaper?

We offer significant discounts for those who insure multiple vehicles with us.

Insuring a second vehicle can save you up to 50% off each additional vehicle compared to insuring them separately as we may be able to negotiate extra discounts. This includes “mirroring” the no claims bonus you’ve got on another vehicle.

Multi-car insurance normally works out cheaper than insuring multiple cars with different companies, especially if you’re insuring more vehicles than there are drivers on the policy. This is because we know that not all cars will be driven at the same time.

Can you have multi-vehicle insurance at different addresses?

The same up-to-date correspondence address should be used no matter where you keep your cars, but we can cater to those who need to leave their cars at different addresses. Whether you leave a car at your UK-based holiday home or your kit car at a garage down the road, we can provide tailored cover to suit you.

Get a Multi Car Insurance Quote

What kinds of vehicles can I take multi-car insurance out for?

We know that many insurance providers are reluctant or even unable to cover family fleets or collections including non-standard vehicles, such as classic cars, supercars, camper vans or motorcycles. As the UK’s largest specialist broker, we take particular pride in being able to help our customers find the cover they need in the way that suits them.

There is no blueprint for our multi-car policy. We understand that every customer’s needs are different and we can tailor your policy to suit you.

Here are just some examples of when this type of policy can help:

  • A simple dual car insurance policy covering your daily driver and a classic or exotic weekend car.
  • A family car insurance plan covering all the cars and motorcycles in a family, all linked by at least one driver. The family can gain extra discounts for each car added to the family fleet, and also benefit from being able to set different levels of excess depending on the driver or rider.
  • Insurance for large collections. For example, a tank collector with 40 historic ex-army vehicles could pay from as little as £20 per vehicle.

What kinds of vehicles can I take multi-car insurance out for?

We know that many insurance providers are reluctant or even unable to cover family fleets or collections including non-standard vehicles, such as classic cars, supercars, camper vans or motorcycles. As the UK’s largest specialist broker, we take particular pride in being able to help our customers find the cover they need in the way that suits them.

There is no blueprint for our multi-car policy. We understand that every customer’s needs are different and we can tailor your policy to suit you.

Here are just some examples of when this type of policy can help:

  • A simple dual car insurance policy covering your daily driver and a classic or exotic weekend car.
  • A family car insurance plan covering all the cars and motorcycles in a family, all linked by at least one driver. The family can gain extra discounts for each car added to the family fleet, and also benefit from being able to set different levels of excess depending on the driver or rider.
  • Insurance for large collections. For example, a tank collector with 40 historic ex-army vehicles could pay from as little as £20 per vehicle.

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

Why choose Adrian Flux for multi-car insurance?

Having all your vehicles with one provider has many benefits. Often, multi-car insurance is more affordable and simpler to insure than if you were to insure them separately.

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

What can my multi-car insurance policy include?

At Adrian Flux, we offer cover that can be tailored to suit your needs and each individual vehicle. Our policies can include:

  • Extended EU cover: All policies come with European cover, with the option to extend this for longer periods
  • Flux Rescue European breakdown cover: includes home start, recovery and relay, and up to 60 days’ extended cover in most EU countries
  • Agreed value: many insurers will only pay out the ‘market value’ of your vehicle if you suffer a total loss. We can assess your vehicles and agree cover for their true value so you won’t get a nasty surprise if you need to make a claim
  • Like-for-like cover for vehicle modifications. As specialists in modified vehicles, we’re open to a wide range of car mods
  • Cover for driving other cars: we offer comprehensive cover on other cars, giving you greater flexibility when you need it
  • Free legal cover: all vehicle policies include up to £100,000 worth of legal expenses cover
Illustration of person in front of two vehicles
Illustration of person in front of two vehicles

Get a Multi Car Insurance Quote

FAQs

Yes, we offer this type of cover for all vehicles, whether you own two cars and a van, a modified car and a classic, or you have a whole collection of vintage cars. And as an insurance broker, we specialise in insurance the “uninsurable,” making us specially equipped to insure your unique classic.

 

Car insurance for just one car under a young driver’s name is expensive, and cover for multiple can be even more so. Taking out a multi-car insurance policy is usually the cheapest way of insuring multiple cars.

 

Yes, just let us know about your situation. Whether you use a couple of cars for work or you’re a car enthusiast and already own a few classics, we always try to provide cover, no matter your situation.

 

Yes, we offer convicted and fairplay insurance, so whether you have driving or criminal convictions, let us know.

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