Skip to main content
New Customers | Existing customers
Save money with Specialist Insurance

Convicted Driver Insurance

A driving conviction can follow you for years to come, raising insurance premiums and even impacting your professional career if you can’t get cover. As a specialist insurance broker, we offer convicted driver insurance at a reasonable price.


Existing customers please call:
Existing customers please call:

Which driving convictions can Adrian Flux cover?

We offer cover for drivers with any driving conviction.

Whether you’ve got points on your licence or you’ve previously been banned from driving altogether, speak to us for a affordable, no-obligation quote. Our team are sympathetic to your unique circumstances and can take into account factors that many other insurance companies cannot.

Just some of the convictions we can cover include:

Person with hands on steering wheel
Person with hands on steering wheel

Get a Convicted Driver Insurance Quote

Person smiling with hand on steering wheel

How does a driving conviction affect motor insurance?

If you’ve got points on your licence or a driving ban, insurance companies tend to see you as a higher risk, meaning you could face higher insurance premiums. You might even find that some providers refuse to cover you altogether.

As a specialist insurance broker, we look at drivers with convictions a little differently. We understand that in many cases, the conviction was a one-off mistake, and many convicted drivers go to rehab to fix the underlying issues.

That’s why we’re able to offer convicted driver insurance to motorists when others cannot – and we can do so at an affordable price.

Person smiling with hand on steering wheel

Why choose Adrian Flux for convicted driver insurance?

With more than 50 years of experience, we offer flexible and competitive quotes for all circumstances, sourcing the best available scheme from among the many offered by our panel of over 30 insurers. Why waste your time ringing round dozens of companies when we can do it for you?

Just like our other policies, our convicted driver insurance can be tailored to suit your needs. Cover can include:

  • Flexible payment plans depending on your circumstances
  • Discounts, including for experienced drivers and limited mileage policies
  • Cover for all types of vehicles, including classics, hot hatches, performance vehicles, vans, and more
  • Optional extras, including keycare, breakdown cover, and more
  • Bespoke quotes to suit your needs and budget
Illustration of car with speed camera

Get a Convicted Driver Insurance Quote

UK driving licence

Do I have to declare my driving convictions?

Yes, it’s important that you declare any driving convictions and points on your licence if they haven’t been spent. Not doing so could get you in trouble when you need to make a claim. It could even invalidate your insurance policy.

Does having points on my licence affect insurance premiums?

Having points on your licence is likely to increase your insurance premium. You might also find that some insurers refuse to cover you entirely as you’re seen as too much of a risk. Find out more about how you might be affected in our blog on whether penalty points on your licence affect insurance. Thankfully we work a little differently and don’t refuse cover because you have points on your licence – speak to us to find out more.

UK driving licence

Can I still get affordable car insurance as a convicted driver?

Although you might find it harder to get affordable car insurance after you’ve received a motoring conviction, we aim to provide affordable cover for convicted drivers.

We know that your past isn’t necessarily a guide to the future. As experts in finding cover for all types of specialist and unusual situations, our quotes department can arrange affordable cover that suits your needs – whatever your driving history.

We also offer black box insurance, which can help to prove you’re a safe driver following a motoring conviction. You could get up to 60% off your renewal premiums with safe driving, and our telematics policies don’t limit you in the ways that most policies do.

Cars lined up in car park
Cars lined up in car park

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

Do you offer van insurance for drivers with previous convictions?

At Adrian Flux, we’re committed to treating customers as individuals. As such, we aim to provide fair and reasonable quotes on van insurance for drivers with previous convictions too. Van insurance risks are assessed in exactly the same way as car insurance risks are.

Can I get convicted driver insurance as a young driver?

Age and previous record should not prevent you from having access to car insurance at a sensible price. Our insurance experts analyse your precise needs to offer convicted insurance for young drivers too.

Can I get cover if I’ve previously been banned or disqualified from driving?

If you’ve been disqualified from driving because you’ve totted up 12 or more points within three years or you’ve received an instant driving ban for dangerous or reckless driving, you might find that when you’ve served the ban in full, you struggle to find affordable cover – or an insurance policy at all.

Here at Adrian Flux, we understand that a previous ban or disqualification won’t automatically make you a more reckless or dangerous driver when you can get back behind the wheel again – especially if your job’s on the line. That’s why we offer specialist car insurance for banned drivers that’s tailored to your needs and situation. Give us a call to speak to our sympathetic team.

Illustration of person with car
Illustration of person with car


We work with over 30 insurers, meaning we can cover almost any combination of vehicle and driver even if you have points on your licence.

What’s more, our specialist car insurance for disqualified drivers comes at a fair price. Our sales staff are insurance experts, not just button pushers and, because of this, we believe we offer the best quotation service around.

If you’ve been refused cover, call us to speak to our team of insurance experts. We understand how stressful it can be to come back from a ban or motoring conviction only to discover that you can’t get the insurance you need to get back on the road.

With over 50 years of experience finding car insurance for the “uninsurable”, we’re specially equipped to help you get a quote even when other providers are unable.

When your convictions are spent, your past misdemeanours have been forgotten in the eyes of the law, and we don’t hold them against you either. Unfortunately, many insurance companies can be more cautious about this, so make sure to call us if you’re struggling to get a quote.

Whether you have spent or unspent points on your licence, our sympathetic and understanding team are happy to discuss your car insurance needs and find you a convicted driver insurance quote that’s tailored to you and your car.

The full list of UK driving convictions are below. Note that we consider covering all of these driving offences, so get in touch if you need motor insurance as a convicted driver.

Accident Offences

AC10 Failing to stop and/or give particulars after an accident

AC20 Failing to give particulars or report accident within 24 hrs

AC30 Undefined accident offences

Disqualified Driver

BA10 Driving while disqualification by order of the court

BA20 Driving while disqualified as under age

BA30 Attempting to drive while disqualified by order of the court

Careless Driving

CD10 Driving without due care and attention

CD20 Driving without reasonable consideration for other road user

CD30 Driving without due care and attention or without reasonable consideration

CD40 Causing death – careless driving when unfit through drink

CD50 Causing death – careless driving when unfit through drugs

CD60 Causing death – careless driving with alcohol level above limit

CD70 Causing death – careless driving – failing to supply specimen

Construction and Use Offences

CU10 Using a vehicle with defective brakes

CU20 Using a vehicle with parts or accessories in dangerous condition

CU30 Using a vehicle with defective tyres

CU40 Using a vehicle with defective steering

CU50 Causing or likely to danger by reason of load or passengers

CU60 Undefined failure to comply with Construction and Use Regulations

Dangerous / Reckless Driving

DD10 Driving in a dangerous manner

DD20 Driving at a dangerous speed

DD30 Reckless driving

DD40 Dangerous driving

DD50 Causing death by dangerous driving

DD60 Manslaughter or culpable homicide while driving a vehicle

DD70 Causing death by reckless driving

DD80 Causing death by dangerous driving

Drug Offences

DG10 – Driving or attempting to drive a vehicle whilst under the influence of drugs

DG40 – Driving or attempting to drive a mechanically propelled vehicle whilst under the influence of drugs

DG60 – Found guilty of causing death by careless driving whilst under the influence of drugs

Drink or Drugs Driving Convictions

Here at Adrian Flux we can provide insurance for people who have had a range of drug and alcohol related driving offences. Please see our Drink Driver Insurance page for more.

DR10 Driving or attempting to drive with alcohol above limit

DR20 Driving or attempting to drive while unfit through drink/drugs

DR30 Driving or attempting to drive/refusing or failing to supply specimen

DR40 In charge of vehicle while alcohol level above limit

DR50 In charge of vehicle while unfit through drink or drugs

DR60 Failure to provide specimen for analysis other than driving

DR70 Failure to provide specimen for breath test

DR80 Failure or attempting to drive when unfit through drugs

DR90 In charge of a vehicle when unfit through drugs

Insurance Offences

IN10 Using a vehicle uninsured against third party risks

Licence Offences

LC10 Driving without a licence

LC20 Driving while under age. Driving other than in accordance

LC30 Driving after making a false declaration about fitness

LC40 Driving a vehicle having failed to notify a disability

LC50 Driving after a licence has been revoked or refused medical

Miscellaneous Offences

MS10 Leaving a vehicle in a dangerous position

MS20 Unlawful pillion riding

MS30 Play street offences

MS40 Driving with uncorrected defective eyesight or refusing test

MS50 Motor racing on the highway

MS60 Offences not covered by other codes

MS70 Driving with uncorrected defective eyesight

MS80 Refusing to submit to an eyesight test

MS90 Failure to give information as to identity of driver etc.

NE99 Non-endorsable criminal Act

Motorway Offences

MW10 Contravention of Special Roads Regulations

Pedestrian Crossings

PC10 Undefined Contravention of a Pedestrian Crossing Regulation

PC20 Contravention of Pedestrian Crossing Regulations – moving vehicles

PC30 Contravention of Pedestrian Crossing Regulations – stationary vehicles

PL10 Driving without ‘L’ plates

PL20 Not accompanied by a qualified person

PL30 Carrying a person not qualified

PL40 Drawing an unauthorised trailer

PL50 Undefined failure to comply with conditions of Provisional

Speed Limits

SP10 Exceeding goods vehicle speed limits

SP20 Exceeding speed limit for type of vehicle

SP30 Exceeding statutory speed limit on a public road

SP40 Exceeding passenger vehicle speed limit

SP50 Exceeding speed limit on a motorway

SP60 Undefined speed limit offence

Traffic Direction and Signs

TS10 Failing to comply with traffic light signals

TS20 Failing to comply with double white lines

TS30 Failing to comply with a ‘Stop’ sign

TS40 Failing to comply with direction of a constable or warden

TS50 Failing to comply with traffic sign

TS60 Failing to comply with a school crossing patrol sign

TS70 Undefined failure to comply with a traffic direction or sign

Special Code – Totting Up

TT99 To signify disqualification under “totting-up” procedure

Theft or Unauthorised Taking

UT10 Taking and driving away without consent or attempt thereat

UT20 Stealing or attempting to steal a vehicle

UT30 Going equipped for stealing or taking a vehicle

UT40 Taking/driving/be carried in a vehicle without consent

UT50 Aggravated taking of a vehicle

Get a Convicted Driver Insurance Quote

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.
Read more