Cat D Car Insurance

Cars can be written off for all sorts of reasons, from the cost of repairs being too high, to them having suffered irreparable damage. Write offs are ranked from Category A to D, with A and B being cars no longer fit for the road, while C and D are often written off for financial reasons.

New insurance write-off categories were introduced in October 2017, with Cat N and Cat S classifications replacing the old Cat C and Cat D groupings.

You can find the updated classifications on the following links.
Category N
Category S


In most Category D write off cases, your insurer will have decided that the cost of repairs to your car are not financially viable – usually because the car is low value or exceptionally rare.

Despite this, many people choose to have their car repaired, reinsured and put back on the road. Whether your car holds sentimental value, is one of a kind, or it will be cheaper to repair than to buy a new one – many people need Category D car insurance.

How to get Category D insurance

As the UK's largest specialist insurance broker, and as car enthusiasts ourselves, we understand wanting to get your car back on the road as soon as possible – not just abandoning it and buying a new one.

With our car insurance for Category D write offs, we can help you to insure car any previously written off by your insurer, and provide our usual fantastic range of policy benefits and discounts.

Our standard Cat D car insurance policies can provide:

  • Protected no claims bonus
  • Agreed value insurance
  • Cover for modifications
  • 90days European green card cover
  • Limited mileage discounts
  • Owner's club discounts
  • Cover for imports, classics and high-performance cars

Get a Cat D insurance quote today

To find out more about Adrian Flux's Cat D car insurance, or to get a quote today, call us on 0800 369 8590.