Impounded Car Insurance

There are plenty of reasons your car might have been seized, but as cars are often scrapped 14 days after being impounded, you probably just want to get it out of the impound and back on the road. For this, impounded car insurance is a must. At Adrian Flux, we offer affordable short-term schemes, as well as annual insurance policies for when you're coming back from a driving ban or conviction.

  • We compare schemes from over 30 insurers
  • Non-judgemental team to help you get back on the road without embarrassment
  • We don't automatically assume you're a bad driver if you have a record
  • Flexible cover available – from one day to annual schemes
  • We offer impounded vehicle insurance quotes where other brokers do not
  • Range of discounts and optional extras, from keycare to breakdown cover
  • Cover for motoring and non-motoring convictions
  • Always aim to beat any other quote you've received

Short-term cover available for impounded car insurance

Most insurance policies will only cover you for 28 days as a minimum as this is often a requirement in order to get your car out of impound. Whilst you might already have a policy in place, you might find that your current policy doesn't allow you the cover that you need to release your vehicle. That's why we offer 24-hour impound insurance, which covers you for the journey from the tow yard back home.

And if your insurance has been cancelled and you're struggling to get an annual insurance policy because of a conviction? Contact us and we'd be happy to help. We offer convicted car insurance for those coming back from a ban or motoring conviction.

Impounded car insurance for under 21s

Even if you're under 21, our wide range of trusted underwriters can help you get a great deal. With over 30 insurers to compare, we are confident that we can help you get an affordable quote.

Why do I need impounded vehicle insurance?

You are legally required to get car insurance whenever you drive your vehicle on public roads. As a result, you will need valid insurance to get your vehicle out of the impound.

Why has my car been impounded?

For the most part, your car would have been seized for serious offences, such as:

  • Driving without insurance
  • Dangerous or reckless driving
  • Parking your car illegally
  • Vehicle was involved in a crime
  • Causing an obstruction

What happens if my car is seized?

Depending on the reason your car was seized, you might have to pay penalty charges, face endorsement points on your licence, go to court, or even face a driving ban.

Impact on insurance

All this will likely increase your premiums for years to come, with most insurers and brokers believing that being a risk once makes you a risk forever.

At Adrian Flux, we work a little differently. We understand that one mistake doesn't automatically make you a criminal. In fact, if your car's recently been impounded, we think you're more likely to drive safely so you don't get in trouble again. We offer insurance for convicted drivers so you can get the cover you need.

What do I need to do to release my seized car?

If your vehicle's been seized by a police officer, you'll need to go to the pound within seven working days of the incident. You'll need to bring the following items in order to recover your vehicle:

  • proof of your identity, such as your driving licence or passport
  • valid certificate of your vehicle insurance
  • proof that you own the vehicle (e.g. your V5C)
  • MOT certificate or proof of a recent MOT appointment
  • Valid tax information

FAQs

Do you only cover impounded cars?

No, we cover all types of vehicles that have been impounded. Whether you need impound insurance for your van, caravan or scooter, let us know and we should be able to help.

Can your car be impounded for no insurance?

Yes, this is one of the most common reasons for seizure. Call us if you need insurance cover for impounded car collection.

How to get a car out of impound without insurance

You'll need an active insurance policy to get your car out of the impound. If you don't have an active policy when you go to the tow yard, you'll be told you won't be able to take your vehicle until you've taken out a policy.

Do you require insurance to obtain the release of an impounded vehicle?

Yes – even if you're not intending to drive the vehicle on public roads, you still need valid insurance.

How much does it cost to get a car out of impound?

The typical cost to get your car out of impound is around £150, plus £10-20 per day depending on the size of the vehicle. The daily charge is usually £10 for two-wheeled vehicles and £20 for cars and small vans.

Can I get impounded car insurance when I'm not the registered keeper?

Most insurance groups won't offer insurance for impounded vehicles to those who aren't the registered keeper unless the circumstances call for it. If you're struggling to find cover, just give us a call and let us know about your circumstances. We'll see what we can do.

Who can pick up an impounded car?

The owner of the vehicle should pick it up from the pound. However, in very rare cases, someone else can collect it on your behalf – so long as they bring evidence that you cannot attend. Reasons for this could include:

  • In hospital
  • Currently immobile and unable to drive
  • Out of the country
  • In custody
  • You cannot attend due to compassionate or medical reasons

How long do cars stay impounded?

According to the Metropolitan Police, you have seven working days to reclaim your vehicle from the impound. Your vehicle will be disposed of after 14 days if it isn't claimed.