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Land Rover Defender Insurance

Get specialist Land Rover Defender insurance that can be tailored to your specific needs. All models can be covered, including the 90 and the 110.

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How much does it cost to insure a Land Rover Defender?

The Land Rover Defender is quite possibly one of the most versatile vehicles available. This makes it difficult to say exactly how much your insurance will be. For instance, someone who uses their Defender as an everyday vehicle will likely have a different premium than someone who uses it for work, so it depends on how you choose to use your 4×4.

There are also a number of other factors involved with calculating your premiums, such as your driving history, any no claims bonus you’ve built up, and your location. If you want to know how much your Defender insurance will be, call us for a free, no-obligation quote.

Spoiler of the Defender with its headlights on
Spoiler of the Defender with its headlights on

Get a Land Rover Defender Insurance Quote

Land Rover Defender driving down dirt path

How can I reduce the costs of my Defender insurance?

At Adrian Flux, we can offer discounts on your insurance for a number of reasons. This includes:

Previous experience driving 4x4s like the Defender

Choosing a limited mileage policy

Joining an owners club or forum (up to 15% off)

Adding security precautions like dash cams

Keeping your car in the garage

Passing extra qualifications like PassPlus and IAM RoadSmart (up to 15% off)

Building up an NCB, even if it’s expired or from a different country

Why choose Adrian Flux for Land Rover Defender insurance?

A vehicle as unique as the Defender deserves an insurance policy that can keep up with it. And that’s exactly what we offer. As a specialist insurance broker with over 50 years of experience in providing tailored cover to motoring enthusiasts, we’re in a great position to provide cover that’s tailored to your specific needs. Just some of the extra benefits we offer include:

Illustration of the Defender with owner standing in front of it
Illustration of the Defender with owner standing in front of it

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

Defender on a dirt path

Can I get Defender insurance as a young driver?

If you’ve just passed your driving test at 17 years old and you’re loking to insure a classic Defender 90 or the latest 130, we can help. At Adrian Flux, we know that if you’ve chosen the Defender to be your first vehicle, chances are you’re an enthusiast and you’ll treat your vehicle well.


Of course, car insurance for young drivers is often more expensive than for those with a proven driving record and no claims bonus, but we’re more equipped than others to provide you with affordable cover.

Defender on a dirt path

Defender 90s tend to be in relatively high insurance groups ranging from 27 to 48. That being said, modern classic Defenders are often found in lower insurance groups, so if you’ve got your heart set on a model from the 80s, 90s or noughties, you might find that your insurance isn’t as high as expected.

The Land Rover Defender 110 is often found in insurance groups between 31 and 49. Classic Defender 110s are also usually in lower insurance groups.

Get a Land Rover Defender Insurance Quote

Get a Land Rover Defender Insurance quote