Skip to main content
New Customers | Existing customers
Save money with Specialist Insurance

Car Insurance for Minis

A car as special as yours deserves bespoke insurance. That’s where we can help. With over 50 years of experience in arranging cover for every kind of car imaginable, we can help you get car insurance for your Mini that’s almost as unique as your pride and joy.

Existing customers please call:
Existing customers please call:

Get affordable car insurance for your Mini

We have specialist policies for everything from a classic 1959 original Morris Mini Minor, right through to the latest Mini John Cooper Works GP. Our experience and expertise in insuring Minis speaks for itself.

  • Modified and customised Minis are our speciality, as are Mini kit cars
  • Mini Cooper and Mini Cooper S specialist insurance
  • Like-for-like cover on all Minis, including Mini JCW, Chili Packs and Cooper Works Packs
  • Discounts available for club members, limited mileage policies, and more
  • Tailored policies for all Minis, whether classic or modern

We offer flexible and competitive Mini insurance quotes for all circumstances, sourcing the best available scheme from among the many offered by our panel of over 30 insurers.

Man holding onto the steering wheel of a red Mini
Man holding onto the steering wheel of a red Mini

Get a Car Insurance for Minis Quote

Two people inside a small green Mini

Why choose Adrian Flux for insurance on your Mini?

We’ve covered every Mini model you could possibly imagine, from the original Mark I to the latest BMW MINI Countryman. As a result, we know the quirks that come with owning one and can provide cover that’s tailored to the needs of you and your pride and joy. Cover can include:

  • Agreed value cover

    Many insurers will only pay out the ‘market value’ of your Mini if you suffer a total loss. We can assess your Mini and agree cover for its true value so you won’t get a nasty surprise if you need to make a claim.
  • Owner’s club and forum discounts

    If you belong to a recognised Mini owners club or enthusiasts’ forum, you will receive a discount of up to 15% depending on the policy taken.

  • Limited mileage discounts

    The fewer miles you drive, the more you can save. We offer low mileage policies from as little as 1,500 miles.

  • Protected no claims discount

    We can protect your NCB so even in the event that you need to make a claim, this won’t affect your annual renewal discount.

  • Track day and rally cover

    Track day and rally cover can be arranged on application for those fun days out.

  • Like-for-like cover

    All modification can be covered on a like-for-like basis.

Two people driving a small green Mini in the UK

Which Mini models do we cover?

  • Austin Mini
  • Rover Mini
  • BMW MINI One
  • MG Mini
  • Mini Cooper
  • Mini Cooper S
  • Mini Mayfair
  • Mini Clubman
  • Mini Traveller
  • Mini Countryman
  • BMC Mini
  • Mini Pickup
  • Mini Moke
  • Mini Estate
  • Mini Van
  • Morris Mini Minor
  • Austin Se7en
  • Austin Seven
  • Austin 7
  • Austin 850
  • Morris 850
  • Austin Partner
  • Morris Mascot
  • Wolseley Hornet
  • Riley Elf
  • Mini 1275GT
  • Leyland Mini
  • Mini Cabrio
  • Innocenti Mini
  • Authi Mini

This list is not exhaustive; even if your car isn’t listed here we can probably cover it.

Illustration of two people next to a yellow Mini
Illustration of two people next to a yellow Mini

Get a Car Insurance for Minis Quote

Blue Classic Mini Parked in front of house

Can I get classic car insurance on a Mini?

Yes – as a specialist classic car insurance broker, we’re able to cover all types of classics, including Minis. Whether you own a 1980 Mini Clubman, a 1966 Morris Mini, or a modern classic 1996 Mark VII, we can help. Our cover can be tailored to your needs, allowing you to get agreed value cover, limited mileage policies, owners club discounts, and more.

Blue Classic Mini Parked in front of house

Can I get insurance for a Mini as a young driver?

Yes, we offer insurance on classic Minis and BMW MINIs for young drivers who don’t have much driving experience. As a specialist insurance broker, we listen to your individual circumstances and can often help higher risk drivers when others cannot.

Young man standing beside black mini cooper
Young man standing beside black mini cooper

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

Orange Mini cooper parked on country road

Are classic Minis affordable to insure for young drivers?

Classic car insurance tends to be a highly affordable option for young drivers, and cover on a classic Mini is no exception. At Adrian Flux, we know that if you’ve bought a classic Mini at 17 or 18 years old, you’ve probably fallen in love with the style of the Mini and the culture surrounding it. As a result, we can offer affordable young driver insurance to suit your needs. We also offer black box insurance for young drivers, which can reduce your premiums by up to 60%.

Orange Mini cooper parked on country road

Get a Car Insurance for Minis Quote


Yes, we offer temporary insurance for your Mini. Car insurance can be provided whether you need insurance for seven days or several months.

Most Minis fall in the average range for insurance groups, ranging from insurance group 11 to 40. Despite their small size, some Mini models can be quite speedy.

The Mini One is one of the cheapest Mini models to insure as it’s usually included in insurance group 13, while the Mini Cooper is in insurance group 20.

If you’re a new or young driver, have driving convictions or simply want to cut down costs on your insurance, choosing a Mini in a low insurance group is a great way of keeping insurance costs low

The cost of insurance on a Mini depends on a number of factors, from the model you own to your age and driving history. For the most part, however, these small run-arounds are fairly affordable to insure; you’ll generally only find high insurance premiums for sportier BMW MINIs, such as the automatic MINI Clubman John Cooper Works Sport model.

Given these nippy little vehicles are more focused on performance than their Mini counterparts, Mini Coopers tend to be more costly to cover. That being said, speaking to a specialist high-performance insurance broker like us can help you get a great deal. We understand that, if you’ve opted for a vehicle that’s more powerful and fun to drive, chances are you’re a car enthusiast and will treat your pride and joy with the care and attention it deserves. As a result, we’re better equipped at getting you an affordable insurance quote for your Mini Cooper.

The definition of a sports car varies depending on who you ask. Most define a sports car as a vehicle built with handling and performance in mind.

Whilst Mini Coopers are sportier than other models because they emphasise nimble handling and the fun-to-drive factor, we would usually consider them as hot hatches for insurance as they’re made to be used as daily drivers too.

Insurance groups for modern and classic Mini Coopers vary depending on the model you choose. For instance, classic Mini Coopers are usually found in insurance groups below 10, a MINI Cooper S Countryman ALL4 is found in insurance group 18, and a MINI Cooper S Cooper S Roadster is found in insurance group 32.

If you want to gauge how much your insurance will be on a Mini Cooper, get a quote through us.

Over 81% of customers who got an online quote could have saved money if they’d called us instead.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.
Read more