Timber-Framed House Insurance
Get specialist timber-framed house insurance from us. We consider your home’s unique aspects so you get a policy you can rely on.
Why do I need timber-framed home insurance?
Taking out non-standard home insurance for your timber-framed property helps ensure that your cover protects you against the increased risks that are a part of owning this type of property.
Because of their construction, wood-built homes are at a higher risk of fire, damp, rot and pest infestations. As such, even though these types of houses are fairly common in the UK, many insurance companies won’t cover them – or if they do, the cost of your insurance will be high.
That’s where we come in. We work with a number of insurers that account for the risks involved with owning a timber-framed building and can provide extensive cover for these types of properties.
Why choose Adrian Flux for timber-framed house insurance?
We’re well-versed in finding cover for unusual properties, including homes with timber frames. We can cover all types of wood-built houses, including modern properties, heritage homes, listed buildings, self-build houses, and properties with timber-framed extensions. Just some of the reasons to take out cover with us include:
- Claims hotline with counselling support
- Domestic Assistance Helpline with advice and contact details for tradesmen
- Discounts for alarms and security locks
- Discount when you take out combined buildings and contents cover
- Log cabins, continental-style chalets and eco homes can be covered too
What’s covered by wood-built home insurance?
We can offer buildings cover, contents cover or a combination of the two for your wood-built property. You can choose from our wide range of optional extras to make the policy your own. Cover can include:
- New for old cover on your valuables
- Legal cover can be taken out as an optional extra
- Up to £2 million in property owners liability covered as standard
- Home emergency cover available for unexpected issues
- Personal belongings cover
How much does timber-framed home insurance cost?
The cost of your wood-built home insurance depends on a number of factors, including where your property is located, its age and your no claims history.
To find out how much your insurance policy will cost, speak with our household team. Our best quotes are over the phone.
Extra Benefits
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Home Emergency Cover
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Home Insurance
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Home Keycare
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Home legal protection
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Explore Our Policies
What do I need to get a quote?
We’ll need the following information from you so you can get a quote:
- The value of your property
- When your home was built
- Whether the property is listed, and if so, which grade
- The construction of the property (including what the walls and roof are made from)
- Whether any building work is being done
- Whether there are trees close to the property (and if so how tall they are and how close they are to your property)
- If there are signs of subsidence
- If the property has been flooded or is in a flood-risk area
- The value of your contents
- Any items worth over £1,000 you’d like to insure
FAQs
Whilst cover for these types of properties can be slightly more expensive than for traditional brick-and-mortar buildings, you’ll probably find that there isn’t a massive difference between the two when you speak with a specialist insurance provider like us.
With over 50 years of providing cover in specialist situations like yours, we use our expertise and relations with insurers to help you build a policy that suits your special property.
Yes, we offer self-built home insurance, including for properties with timber frames or other wooden elements. Almost a third of new self-built homes in the UK are made using timber frames, so we’re well-versed in covering these types of properties.
Yes, many wood-built properties include wattle and daub, so we offer cover for these properties. You might find that your buildings insurance is more expensive, however, as builders with expertise in these materials are usually needed should you require any of the panels to be repaired.
Yes, we cover properties with thatched roofs, including period properties with a wooden structure. Speak to us over the phone for a quote and we can help you.
