We don’t believe in a one-size-fits-all Four Wheel Drive policy, that’s why all our 4x4 policies are designed to suit each customer’s individual needs. We offer flexible and competitive 4x4 insurance quotes for all circumstances, sourcing the best available scheme from amongst the many offered by our panel of over 40 insurers.
Why waste your time ringing round dozens of insurance companies when we can do it for you? If you do ring round, come to us last – we will do our very best to beat the cheapest 4x4 insurance quote you get.*
Read on below for money saving tips. 
Check out our sample quotes.
Our 4x4 insurance schemes include:
- Green laning cover included
- Off road cover included
- Protected NCB available
- Agreed value available for classics
- Cover available for
Extra Discounts (depending on scheme) for:
- Female drivers
- Limited Mileage
- Owners Club Members
- Security Precautions
- Older vehicles
- Experience of driving your
4x4
Our policies for 4x4 drivers are already amazingly cheap, but you could save yourself even more money if you follow our simple tips.
- Will you only drive a few thousand miles a year? Tell us, so we can get you onto a limited mileage 4x4 policy.

- Modified 4x4? Insurance for modified 4x4 vehicles can be tricky to find, but we can help. Make sure you tell us about all modifications to your 4x4, even if they don't enhance performance. Some modifications might even reduce your 4x4 insurance premium. Most importantly, you will also get like-for-like cover on all your upgrades, so you won't have to fork out again if you need to make a claim.
- Are you in a 4x4 owners club or online forum? If not consider joining one. There are several great clubs for all the main 4x4 and SUV models, as well as more general off-roading sites, so you're sure to find one you like, whether you're into off-roading or not. People who are enthusiastic about their 4x4 and learn all they can about it will take better care of it, which is why you could get an extra discount of up to 15%.
- Keep your 4x4 garaged if you can, and install the best alarm system you can afford.
All our 4x4 car insurance policies
are designed especially for the needs of 4x4 drivers, and our staff are experts in this
field. This is not an on-line quotation system using
computer rates. Our
sales staff are experienced underwriters and will work out a quote that is as unique as you are. Along with our many tailor made 4x4 car insurance schemes we believe we offer the best quotation service
around.
Quicker & Cheaper 4x4 insurance rates by phone — complete the call me form during office hours (9am to 7 pm
Monday to Friday & 9am to 4pm Saturday) for an immediate, no-obligation 4x4 quote.
* on a like for like basis, subject to normal underwriting acceptance.
**Sample quotes are for premiums as stated covering drivers with a clean license and full No Claims Bonus (unless stated otherwise). Cars are assumed to be garaged unless otherwise stated. These illustrative quotes, valid as at 18/07/2006, are provided for information only
and do not form the basis of any contract or tender. Policy excesses may differ, dependent on risk and scheme.
Some of the 4x4 makes and models we cover are:
Asia Rocsta, Audi Allroad, Audi Q7, Auverland A3, BMW X3, BMW X5, Chevrolet Blazer, Chevrolet Captiva, Colt Shogun, Dacia Duster, Daewoo Koranda, Daewoo Musso, Daihatsu F20, Daihatsu Fourtrak, Daihatsu Fieldman, Daihatsu Rocky, Daihatsu Rugger, Daihatsu Sportrak, Daihatsu Terios, Dallas Jeep, Datsun Patrol, Dodge Ram, Fiat Panda, Fiat Sedici, Ford Ranger, Ford Maverick, Ford Explorer, Ford P100, Honda HR-V, Honda CR-V, Hummer H1, Hummer H2, Hummer H3, Hyundai Tucson, Hyundai Santa Fe, Hyundai Terracan, Isuzu Bighorn, Isuzu Vehicrossm, Isuzu Trooper, Isuzu Mu, Isuzu TF, Isuzu Rodeo, Jeep CJ1, Jeep CJ5, Jeep CJ6, Jeep CJ7, Jeep Golden Eagle, Jeep Renegade, Jeep Wrangler, Jeep Cherokee, Jeep Grand Cherokee, Jeep Commander, Kia Sportage, Kia Sorento, Lada Niva, Land Rover Series 1, Land Rover Series 2, Land Rover Series 2A, Land Rover Series 3, Land Rover Lightweight, Land Rover 101 Forward Control, Land Rover Defender (90 / 110 / 130 / County), Land Rover Discovery, Land Rover Freelander, Lexus RX300, Lexus RX350, Lexus RX400H, Mahindra CJ340, Mahindra CJ540, Mahindra Indian Baja, Mahindra Indian Brave, Mahindra Indian Chief, Mahindra Marksman, Mazda Tribute, Mazda B2500, Mazda B-Series (Single Cab / Double Cab / Barracuda), Mercedes G-Wagen, Mercedes M-Class (ML350 / ML500 / ML280 / ML320), Mitsubishi RVR, Mitsubishi Challenger, Mitsubishi Pajero,Mitsubishi Outlander, Mitsubishi Shogun, Mitsubishi Shogun Pinin, Mitsubishi Shogun Sport, Mitsubishi L200, Nissan X-Trail, Nissan Terrano, Nissan Patrol, Nissan Mistral, Nissan Murano, Nissan Pathfinder, Nissan Pick-up, Nissan Interstar, Nissan King Cab, Nissan Navara, Nissan D21, Porsche Cayenne, Range Rover, Range Rover Sport, Range Rover Vogue, Renault Kangoo Trekka, Renault Scenic RX4, Ssangyong Kyron, Ssangyong Rexton, Ssangyong Korando, Ssangyong Musso, Subaru Forester, Subaru Legacy, Subaru Legacy Outback, Suzuki SJ, Suzuki Samurai, Suzuki Vitara, Suzuki Escudo, Suzuki LJ80, Suzuki SJ410, Suzuki SJ413, Suzuki X90, Suzuki Jimny, Suzuki Grand Vitara, Tata Gurkha, Tata Safari, Tata TL4, Toyota Rav-4, Toyota Land Cruiser, Toyota Land Cruiser Amazon, Toyota Prado, Toyota 4-Runner, Toyota Harrier, Toyota Hi Lux, Toyota Hi-Lux Surf, Vauxhall Frontera, Vauxhall Monterey, Vauxhall Brava, Vauxhall Antara, Volkswagen Touareg, Volvo V70 XC, Volvo XC70, Volvo XC90.
Note that we also have special schemes for American Car Insurance, Classic Car Insurance, Cherished Car & High Performance Car Insurance, Current Standard Car Insurance, Import Car Insurance, Modified Car Insurance and 4x4 vehicle Insurance.
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